Travel insurance — Cyprus

[1] Medical expenses: See details ↩

Specific coverage limit for medical expenses under AIG Cyprus's Global Travel Guard could not be found in the reviewed official sources.

[2] Medical transport: See details ↩

Specific coverage limit for medical transport could not be found in the reviewed official sources.

[3] COVID-19 treatment: See details ↩

Specific coverage limit for COVID-19 treatment could not be found in the reviewed official sources.

[4] Personal liability: See details ↩

Specific coverage limit for personal liability could not be found in the reviewed official sources.

[5] Emergency dental: See details ↩

Specific coverage limit for emergency dental treatment could not be found in the reviewed official sources.

[6] Search & rescue: See details ↩

Specific coverage limit for search and rescue could not be found in the reviewed official sources.

[7] Legal assistance: See details ↩

Specific coverage limit for legal assistance could not be found in the reviewed official sources.

[8] Emergency medical treatment: See details ↩

Specific coverage limit for emergency medical treatment could not be found in the reviewed official sources.

[9] Hospitalization: See details ↩

Specific coverage limit for hospitalization could not be found in the reviewed official sources.

[10] Outpatient treatment: See details ↩

Specific coverage limit for outpatient treatment could not be found in the reviewed official sources.

[11] Medical evacuation: See details ↩

Specific coverage limit for medical evacuation could not be found in the reviewed official sources.

[12] Repatriation of remains: See details ↩

Specific coverage limit for repatriation of remains could not be found in the reviewed official sources.

[13] Pre existing conditions: See details ↩

Specific coverage terms for pre-existing conditions could not be confirmed for this product in the reviewed official sources.

[14] Winter sports cover: See details ↩

Specific coverage terms for winter sports could not be found in the reviewed official sources.

[15] Adventure sports cover: See details ↩

Specific coverage terms for adventure sports could not be found in the reviewed official sources.

[16] Pregnancy complications: See details ↩

Specific coverage terms for pregnancy complications could not be found in the reviewed official sources.

[17] Medical expenses: Covered ↩

Covers hospital and medical expenses resulting from an accident occurring during the trip abroad. Only accident-caused costs are evidenced (illness-related medical expenses are not mentioned). Sold at two coverage levels, priced at €15,38 or €23,92 depending on the level of cover chosen; no specific monetary limit per level is published.

[18] Emergency medical treatment: Not available ↩

Hospital and medical expenses resulting from an accident during the trip.

[19] Hospitalization: Covered ↩

Hospital expenses due to an accident during the trip are covered, as part of the same 'hospital and medical expenses' benefit; no specific monetary limit is published and cover applies only to accident-caused hospitalization.

[20] Medical expenses: €5,000 ↩

Hospital medical treatment and other expenses as a result of an accident (Section 3) are covered up to €1,000 under Plan A, €2,000 under Plan B, €4,000 under Plan C and €5,000 under Plan D. Medical treatment and other expenses as a result of sickness (Section 4) are covered up to €500 under Plan A, €1,000 under Plan B, €1,500 under Plan C and €2,000 under Plan D. The separate Schengen Visa plan has its own €30,000 ceiling for medical expenses including repatriation, which does not apply to Plans A-D.

SECTION 3: Medical treatment and other expenses as a result of an accident €1.000 €2.000 €4.000 €5.000 SECTION 4: Medical treatment and other expenses as a result of sickness €500 €1.000 €1.500 €2.000

[21] Medical transport: Covered ↩

Travelling and repatriation expenses necessarily incurred outside Cyprus as a direct result of accidental bodily injury or serious sickness are covered under Sections 3 and 4; no specific sum insured is published outside the Schengen plan's €30,000 ceiling.

Hospital medical treatment expenses, additional accommodation, travelling and repatriation expenses necessarily incurred outside Cyprus as a direct result of accidental bodily injury

[22] COVID-19 treatment: Conditional ↩

There is no pandemic exclusion under standard travel insurance plans A, B, C and D. Under the Schengen Visa plan, pandemic cover is optional, requires a 35% extra premium, and is offered to vaccinated persons only.

No, there is no such exclusion under travel insurance plans A, B, C and D. For those who require such cover under the Schengen Visa plan, there will be a 35% extra charge. Pandemics cover under the Schengen Visa plan is offered to vaccinated persons only.

[23] Personal liability: €20,000 ↩

Section 5 covers accidental injury to any person and accidental loss of or damage to property. Personal liability cover is not provided under Plan A; the published limits are €10,000 under Plan B, €15,000 under Plan C and €20,000 under Plan D. The separate Schengen Visa plan offers up to €10,000. Excludes animals, wilful/malicious/unlawful acts, trade/business/profession, and ownership/use of vehicles, aircraft or watercraft.

SECTION 5: Personal Liability - €10.000 €15.000 €20.000

[24] Emergency dental: Excluded ↩

Compensation under Sections 3 and 4 shall not be payable for dental treatment.

Compensation under Sections 3 and 4 shall not be payable for dental treatment.

[25] Search & rescue: See details ↩

Not mentioned in the available policy documents.

[26] Legal assistance: See details ↩

Not mentioned in the available policy documents.

[27] Emergency medical treatment: €5,000 ↩

Urgent medical attention and emergency hospital treatment abroad is covered under Sections 3 and 4. For Plans A-D the published limits are €1,000/€2,000/€4,000/€5,000 (accident, Section 3) and €500/€1,000/€1,500/€2,000 (sickness, Section 4). The separate Schengen Visa plan has its own minimum of €30,000, which does not apply to Plans A-D.

SECTION 3: Medical treatment and other expenses as a result of an accident €1.000 €2.000 €4.000 €5.000 SECTION 4: Medical treatment and other expenses as a result of sickness €500 €1.000 €1.500 €2.000

[28] Hospitalization: Covered ↩

Hospital medical treatment expenses necessarily incurred outside Cyprus following accidental bodily injury or serious sickness are covered under Sections 3 and 4; no specific sum insured is published.

Hospital medical treatment expenses, additional accommodation, travelling and repatriation expenses necessarily incurred outside Cyprus as a direct result of accidental bodily injury

[29] Outpatient treatment: See details ↩

Not separately specified in the available policy documents.

[30] Medical evacuation: Covered ↩

Repatriation expenses following accidental bodily injury or serious sickness are covered under Sections 3 and 4; the Schengen Visa plan's medical expenses ceiling of €30,000 explicitly includes repatriation expenses.

Medical Expenses (including repatriation expenses) – up to €30.000

[31] Repatriation of remains: Covered ↩

Charges for the transport of body or ashes to Cyprus or funeral expenses overseas in the event of death are covered under Sections 3 and 4; no specific sum insured is published.

Charges for the transport of body or ashes to Cyprus or funeral expenses overseas in the event of death

[32] Pre existing conditions: Excluded ↩

Any loss, damage or liability resulting from pre-existing disability or illness is excluded, as is any loss or hospitalization from a condition for which the insured is receiving or on a waiting list for in-patient treatment, or has received a terminal prognosis (applicable to Sections 3, 4 and 6).

Any loss or damage or any liability of the insured person resulting from pregnancy or confinement or pre-existing disability or illness.

[33] Winter sports cover: Optional ↩

Loss arising from bodily injury sustained while engaged in winter sports is excluded unless the applicable additional premium is paid.

Loss arising from bodily injury sustained whilst engaged in winter sports unless the applicable additional premium is paid, or motorcycling.

[34] Adventure sports cover: Excluded ↩

Loss arising from bodily injury sustained while engaged in racing, motor rallies and competitions, professional sports, mountaineering, pot holing, skin diving, scuba diving, or motorcycling is excluded.

Loss arising from bodily injury sustained whilst engaged in racing, motor rallies and competitions, professional sports, mountaineering, pot holing, skin diving, scuba diving or any form of aerial flight except as a passenger in a fully licensed standard type aircraft owned and operated by a recognised airline over an established air route.

[35] Pregnancy complications: Excluded ↩

Any loss, damage or liability of the insured person resulting from pregnancy or confinement is excluded.

Any loss or damage or any liability of the insured person resulting from pregnancy or confinement or pre-existing disability or illness.

[36] Medical expenses: €100,000 ↩

Maximum guarantee of €100,000 per insured person for medical and hospitalization incidents that occur and are treated within the covered territory; this ceiling is shared with repatriation costs.

garantie maximale de 100 000 € par personne assurée

[37] Medical transport: €100,000 ↩

Transport costs ordered by a doctor for local travel are covered within the overall €100,000 medical ceiling.

Les frais de transport commandés par un médecin pour un voyage local

[38] COVID-19 treatment: Conditional ↩

COVID-19 related medical expenses fall under the general medical expenses ceiling, but are excluded if the insured travels against a negative travel advisory, travel ban or red-zone warning issued by the competent authorities.

nous n'interviendrons en aucune manière ni ne vous indemnisons pour les dépenses engagées à l'étranger

[39] Personal liability: €10,000 ↩

Personal liability insurance is automatically included in the Essential cover (an enhancement over the Basic cover), covering bodily injury or property damage caused to third parties up to €10,000 per insured person.

AXA Essential: Liability (up to €10,000 per insured person)

[40] Emergency dental: €150 ↩

Urgent dental care costs are covered up to a maximum of €150 per insured person.

Frais de soins dentaires urgents, à concurrence de 150 € maximum par personne assurée

[41] Search & rescue: €5,000 ↩

The insurer covers the first €5,000 per insured person for search and rescue costs incurred to save the life or health of the insured, provided the rescue results from a decision by local competent authorities or official rescue services.

L'assureur prend en charge les 5 000 premiers euros, par personne assurée

[42] Legal assistance: Not established from the reviewed documents ↩

Not addressed in the reviewed policy documents.

[43] Emergency medical treatment: €100,000 ↩

AXA Assistance covers medical and surgical costs and medicines prescribed locally, within the overall €100,000 medical/repatriation ceiling per insured person.

AXA ASSISTANCE prend en charge les soins médicaux suivants : Frais médicaux et chirurgicaux

[44] Hospitalization: €100,000 ↩

Hospitalization costs are covered within the €100,000 ceiling only when AXA Assistance's medical team determines the insured cannot be transported.

Frais d'hospitalisation si les médecins d'AXA ASSISTANCE estiment que la personne assurée ne peut pas être transportée

[45] Outpatient treatment: €100,000 ↩

Local outpatient medical care, prescribed medicines and doctor-ordered local transport are covered within the shared €100,000 medical ceiling.

Les frais de transport commandés par un médecin pour un voyage local

[46] Medical evacuation: €100,000 ↩

If AXA Assistance's medical team deems it necessary, the insured is transported by train, ambulance, scheduled airline or medically equipped aircraft to a better-equipped facility or towards the country of residence, within the shared €100,000 ceiling.

AXA ASSISTANCE organise et prend en charge le rapatriement ou le transport de la personne assurée

[47] Repatriation of remains: €750 ↩

In case of death, AXA Assistance organizes repatriation of the body or supports local burial/cremation, covering post-mortem treatment, embalming and transport costs; coffin costs are capped at €750. Ceremony, burial and cremation costs are excluded.

frais d'un cercueil, à concurrence de 750 € maximum

[48] Pre existing conditions: Excluded ↩

Any illness, disease or medical condition known to the insured and diagnosed before the booking date is excluded, including relapses or worsening of a pre-existing condition that presented a risk of rapid deterioration.

Tout fait, événement ou circonstance connus de la personne assurée avant la date de réservation

[49] Winter sports cover: Excluded ↩

The current Essential General Terms & Conditions exclude specific extreme winter sports and activities including heli-skiing, ski-jumping, ski mountaineering, snowcat skiing, tobogganing and the use of bobsleighs, luges or skeletons; ordinary recreational skiing is not separately addressed.

tobogganing, heli skiing, ski acrobatics, ski flying, ski jumping, ski mountaineering, snowcat skiing, snow carting

[50] Adventure sports cover: Excluded ↩

The AXA Schengen Essential General Terms & Conditions do not offer a separate 'adventure sports' benefit. Under general exclusions applicable to all benefits, the policy excludes: competitive sports practiced at professional level, and self-exposure to needless peril (except in an attempt to save human life). A specific list of winter/extreme sports is also excluded from cover: tobogganing, heli-skiing, ski acrobatics, ski flying, ski jumping, ski mountaineering, snowcat skiing, snow carting, and the use of bob sleighs, luges or skeletons.

Competitive sports practiced at professional level. • Accidents occurring during a motor race in which the insured party takes part as a competitor or as an assistance to a competitor.

[51] Pregnancy complications: Conditional ↩

Diagnosis, monitoring and treatment of pregnancy, childbirth and voluntary termination are excluded, as is any pregnancy after week 28, except for a distinct complication that could not have been foreseen before week 28.

Diagnostic, suivi et traitement de la grossesse, sauf l'existence d'une complication distincte

[52] Personal accident death disability: €10,000 ↩

The Essential cover includes a personal accident benefit paying a lump sum of up to €10,000 per insured person in the event of serious injury or death, alongside personal liability, as an enhancement over the Basic cover.

Death and disability insurance Lump-sum payment in the event of serious injury or death Up to €10,000

[53] Daily hospitalization allowance: €500 ↩

If hospitalized for more than 5 days, the insured is reimbursed €50 per day from the first day of hospitalization, up to a maximum of €500, to cover communication, personal care and visiting costs.

une indemnité journalière de 50 € dans la limite de 500 €

[54] Trip extension accommodation: €750 ↩

If the insured cannot travel back on the originally scheduled date due to medical necessity confirmed by AXA Assistance's doctor, hotel costs are covered up to €75 per night per room, capped at €750.

un maximum de 75 € par nuit, par chambre, jusqu'à un maximum de 750 €

[55] Communication costs: €100 ↩

Communication costs incurred to contact the call centre are reimbursed once they exceed €30, subject to invoices, with an overall guarantee not exceeding €100; mobile data/information charges are not covered.

la garantie totale ne dépassera pas 100 €

[56] Id documents theft assistance: €100 ↩

In case of loss or theft of identity/travel documents, AXA Assistance provides embassy/consulate contact details and covers round-trip transport costs to reach them, up to €100 per insured person.

prend en charge les frais de transport aller-retour, dans la limite de 100 €

[57] Medical expenses extension option: €250,000 ↩

Subscribers may pay an additional premium starting at €2.90 to raise the medical expenses reimbursement ceiling from €100,000 up to €250,000.

increase the reimbursement ceiling for medical expenses up to €250,000, starting at €2.90

[58] Baggage protection option: €1,000 ↩

For an additional premium of €10.90, subscribers can add baggage protection reimbursing up to €1,000 for loss, theft and/or damage, and up to €400 for delayed delivery.

receive compensation of up to €1,000 for loss, theft, and/or damage to your luggage, or up to €400 for its delay

[59] Medical expenses: Covered ↩

Any medical and other reasonable expenses incurred by the insured, in relation to bodily injury or illness. No specific monetary limit is stated on the official product page.

Any medical and other reasonable expenses incurred by the insured, in relation to bodily injury or illness

[60] Medical transport: See details ↩

Not specified in the available sources for this product.

[61] COVID-19 treatment: See details ↩

Not specified in the available sources for this product.

[62] Personal liability: See details ↩

Not specified in the available sources for this product.

[63] Emergency dental: See details ↩

Not specified in the available sources for this product.

[64] Search & rescue: See details ↩

Not specified in the available sources for this product.

[65] Legal assistance: See details ↩

Not specified in the available sources for this product.

[66] Emergency medical treatment: See details ↩

Not specified in the available sources for this product.

[67] Hospitalization: See details ↩

Not specified in the available sources for this product.

[68] Outpatient treatment: See details ↩

Not specified in the available sources for this product.

[69] Medical evacuation: See details ↩

Not specified in the available sources for this product.

[70] Repatriation of remains: See details ↩

Not specified in the available sources for this product.

[71] Pre existing conditions: See details ↩

Not specified in the available sources for this product.

[72] Winter sports cover: See details ↩

Not specified in the available sources for this product.

[73] Adventure sports cover: See details ↩

Not specified in the available sources for this product.

[74] Pregnancy complications: See details ↩

Not specified in the available sources for this product.

[75] Medical expenses: Covered ↩

Additional Coverage includes medical and other expenses due to an accident or a disease incurred during travel outside Cyprus. No specific sum insured is published on the official product pages; the amount is tailored to the cover level chosen and the annual fee paid.

Additional Coverage · The Additional Coverage of the insurance includes: Medical and other expenses due to an accident or a disease

[76] Pre existing conditions: Excluded ↩

Pre-existing incapacity or illness is listed as an exclusion on the official travel insurance product page.

Προϋπάρχουσα ανικανότητα ή ασθένεια

[77] Winter sports cover: Excluded ↩

Winter sports are listed among the policy exclusions on the official travel insurance product page.

Πτήσεις εκτός ως επιβάτης, χειμερινά αθλήματα, ορειβασίες, αγώνες ταχύτητας, καταδύσεις

[78] Adventure sports cover: Excluded ↩

Mountaineering, speed racing and diving are listed among the policy exclusions on the official travel insurance product page.

Πτήσεις εκτός ως επιβάτης, χειμερινά αθλήματα, ορειβασίες, αγώνες ταχύτητας, καταδύσεις

[79] Medical expenses: €150,000 ↩

Up to €150,000 coverage for emergency medical expenses after an accident and/or illness during the trip.

Up to €150.000 coverage for emergency medical expenses after an accident and/or illness during the trip.

[80] Medical transport: Covered ↩

Additional transport or accommodation costs and return-ticket change expenses if medically required to stay abroad longer than planned; limit set in the Policy Schedule.

Πρόσθετες δαπάνες για μεταφορές ή διαμονή και έξοδα αλλαγής εισιτηρίου επιστροφής, αν είναι ιατρικά επιβεβλημένο να παραμείνετε εκτός Κύπρου για μεγαλύτερο χρονικό διάστημα από ό,τι ο αρχικός σας προγραμματισμός

[81] COVID-19 treatment: See details ↩

Not mentioned in the available sources.

[82] Emergency dental: Covered ↩

Dental treatment expenses for emergency pain relief only, not routine dental work; limit set in the Policy Schedule.

Οδοντιατρική βοήθεια για άμεση ανακούφιση πόνου

[83] Search & rescue: Covered ↩

Locating and rescue expenses are covered as part of emergency medical care; limit set in the Policy Schedule.

Ιατρικά έξοδα, έξοδα εντοπισμού και διάσωσης ή μεταφοράς στο νοσοκομείο

[84] Emergency medical treatment: €150,000 ↩

Medical expenses, locating/rescue expenses and hospital transfer costs while outside Cyprus, up to €150,000.

Up to €150.000 coverage for emergency medical expenses after an accident and/or illness during the trip.

[85] Hospitalization: Covered ↩

Hospital transfer and treatment expenses are covered under the emergency medical care part; the specific limit is set out in the Policy Schedule.

Ιατρικά έξοδα, έξοδα εντοπισμού και διάσωσης ή μεταφοράς στο νοσοκομείο

[86] Outpatient treatment: €150,000 ↩

[87] Medical evacuation: Covered ↩

Cover for emergency repatriation or evacuation if medically necessary during the trip; limit set in the Policy Schedule.

Cover for emergency repatriation/evacuation if it is medically necessary.

[88] Repatriation of remains: Covered ↩

In case of death, expenses for transport of the remains to Cyprus are covered; limit set in the Policy Schedule.

Σε περίπτωση θανάτου, τα έξοδα μεταφοράς της σωρού στην Κύπρο

[89] Pre existing conditions: Excluded ↩

Emergency medical care arising from pre-existing medical conditions or ailments is excluded.

που προέκυψε από προϋπάρχουσες ιατρικές καταστάσεις ή παθήσεις ή έξοδα που δεν σχετίζονται με την ασθένεια ή τον τραυματισμό που οδήγησε τον ασφαλισμέωνο ταξιδιώτη στο νοσοκομείο ή δεν ήταν ιατρικά επιβεβλημένο να πραγματοποιηθούν κατά τη διάρκεια του ταξιδιού

[90] Winter sports cover: Conditional ↩

Engaging in any dangerous sport or activity is excluded only from the Personal Accident benefit (Part 2); it does not exclude emergency medical cover (Part 1). Professional participation or training in any sport is excluded throughout the policy.

για ατύχημα κατά τη διάρκεια ενασχόλησης με οποιοδήποτε επικίνδυνο άθλημα ή δραστηριότητα

[91] Adventure sports cover: Conditional ↩

Engaging in any dangerous sport or activity is excluded only from the Personal Accident benefit (Part 2); it does not exclude emergency medical cover (Part 1). Professional participation or training in any sport is excluded throughout the policy.

για ατύχημα κατά τη διάρκεια ενασχόλησης με οποιοδήποτε επικίνδυνο άθλημα ή δραστηριότητα

[92] Pregnancy complications: Conditional ↩

Pregnancy or childbirth during the trip is excluded unless precipitated by an injury or illness, in which case it may be covered.

Εγκυμοσύνη ή γέννα κατά τη διάρκεια του ταξιδιού που δεν έχει επισπευτεί εξαιτίας οποιουδήποτε τραυματισμού ή ασθένειας

[93] Medical expenses: Covered ↩

The Eurosure Travel Insurance product page lists Medical Expenses as one of the benefits covered in case of an accident caused by external, violent and visible means, but does not disclose a specific sum insured or limit.

This Insurance covers the Insured in case of accident due to external, violent and visible means against: Death Permanent total disablement Temporary total disablement Medical expenses Loss or damage to luggage

[94] Medical transport: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[95] COVID-19 treatment: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[96] Personal liability: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[97] Emergency dental: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[98] Search & rescue: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[99] Legal assistance: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[100] Emergency medical treatment: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[101] Hospitalization: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[102] Outpatient treatment: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[103] Medical evacuation: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[104] Repatriation of remains: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[105] Pre existing conditions: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[106] Winter sports cover: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[107] Adventure sports cover: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[108] Pregnancy complications: See details ↩

Not mentioned in the available source; the Eurosure Travel Insurance page only lists Death, Permanent Total Disablement, Temporary Total Disablement, Medical Expenses and Loss/damage to luggage as covered items.

[109] Medical expenses: €30,000 ↩

Covers hospitalization, surgical operations, doctor and nursing fees and prescribed medication abroad following an Accident or Illness during the Trip, up to €30,000 per Insured, until the Insured is stabilized enough to continue the Trip or be transferred home.

the Company shall meet the cost of any hospitalization expenses, surgical operations, medical and nursing fees and any medication prescribed by the attending doctor, up to the amount of €30.000 per Insured, until the Insured's condition is sufficiently stabilized to allow him/her to continue the Trip or be transferred to the Usual Place of Residence or hospital close to it.

[110] Medical transport: Covered ↩

The Company bears the costs, whenever deemed necessary, for the transfer of the Insured to a suitably equipped medical centre; no specific monetary limit is stated in the policy wording.

the Company will bear the costs, whenever deemed necessary, for the transfer or repatriation of the Insured to a suitable equipped medical center or to the Usual Place of Residence.

[111] COVID-19 treatment: Excluded ↩

Any costs resulting from an Epidemic or Pandemic disease are excluded from Medical Expenses cover and from all cover under the Policy's General Exceptions.

Any costs that are the result of an Epidemic or Pandemic disease.

[112] Personal liability: Covered ↩

Covers indemnity for which the Insured is held legally liable for material/property damage caused involuntarily to third parties during the Trip, subject to the Policy's conditions and limits; no indemnity limit is stated in the wording, and judicial/extrajudicial defence costs are covered up to €1,500.

The Policy covers the payment of any indemnity for which the Insured shall be held legally liable, as well as the judicial and extrajudicial expenses stemming from the defense of the Insured up to €1.500

[113] Emergency dental: €260 ↩

Dental treatment due to Bodily Injury is covered up to €260 per incident; the Medical Expenses Abroad definition excludes dental costs except in cases of first aid.

dental treatment due to Bodily Injury over €260 for each incident.

[114] Search & rescue: Excluded ↩

Rescue costs are explicitly excluded: any necessary costs resulting from rescue are not included in the Medical Transportation or Repatriation cover.

Any necessary costs resulting out of the rescue are not included in this cover.

[115] Legal assistance: €1,500 ↩

Judicial and extrajudicial defence costs related to the Personal Liability cover are paid up to €1,500. Separately, an advance deposit of up to €4,500 for legal costs/expenses is available, refundable by the Insured within 3 months.

Amount up to €4,500 (amount will be returned by the Insured to the Company within 3 months), provided that the object of the claim against the Insured, is included in the coverage of the Insurance.

[116] Emergency medical treatment: €30,000 ↩

Emergency treatment abroad (doctor visits, surgery, medication) is covered under the same €30,000 Medical Expenses Abroad limit as part of the Travel Assistance section.

the Company shall meet the cost of any hospitalization expenses, surgical operations, medical and nursing fees and any medication prescribed by the attending doctor, up to the amount of €30.000 per Insured

[117] Hospitalization: €30,000 ↩

Hospitalization costs abroad following a covered Accident or Illness are included within the same €30,000 Medical Expenses Abroad limit; an additional €115/day (up to 5 days) is paid for necessary extension of stay on medical advice.

The Company shall cover the cost of the Insured's accommodation following Illness or Bodily Injury as a result of an Accident covered under this Policy... up to the amount of one hundred fifteen euro (€115) per day and up to five (5) days.

[118] Outpatient treatment: €30,000 ↩

Outpatient doctor visits and treatment abroad are covered as part of the same €30,000 aggregate Medical Expenses Abroad limit; no separate sub-limit is stated.

the Company shall meet the cost of any hospitalization expenses, surgical operations, medical and nursing fees and any medication prescribed by the attending doctor, up to the amount of €30.000 per Insured

[119] Medical evacuation: Covered ↩

If necessary, the Company arranges and pays for the Insured's repatriation to the Usual Place of Residence based on the medical team's assessment; no specific monetary cap is stated (rescue costs are explicitly excluded).

Any necessary costs resulting out of the rescue are not included in this cover.

[120] Repatriation of remains: €5,700 – €30,000 ↩

In case of Death, transportation of the mortal remains is covered up to €30,000 for European countries (Albania excluded) and up to €5,700 for all other countries, per Insured; funeral, cremation or interment costs are not included.

the Company shall assume the cost of transportation up to €30.000 for European countries (excluding Albania) and up to €5.700 for all other countries per Insured, to the place of interment, cremation or funeral at the Usual Place of Residence. This cover does not include the payment of the interment, cremation or funeral expenses.

[121] Pre existing conditions: Excluded ↩

Services required for treating pre-existing illnesses are specifically excluded from Medical Expenses Abroad cover, and any Permanent Disablement payment is reduced by the rate of a pre-existing disablement.

Services required for treating pre-existing illnesses.

[122] Winter sports cover: Excluded ↩

Skiing, cross-country skiing (langlaufen) and snowboarding are listed among the 'Dangerous Sports' which are not covered under any circumstances by the Policy.

any kind of skiing and langlaufen, snowboarding

[123] Adventure sports cover: Excluded ↩

Activities such as deep sea diving, mountain expeditions, free climbing, canyoning, skydiving, bungee jumping, rafting and similar are listed as 'Dangerous Sports' excluded under all circumstances.

deep sea diving sailing at sea, ski jumping, free climbing, motor sports, use of firearms or otherwise, abseiling, rappel, mountain biking off-road, ice hockey, canyoning, skydiving, bobsleigh

[124] Pregnancy complications: Excluded ↩

Birth labour or pregnancy complications are explicitly excluded from cover for Death, Disablement and Medical Expenses under the Policy's General Exceptions.

sexually transmitted disease, insanity, birth labour or pregnancy complications, psychological or nervous shock

[125] Medical expenses: See details ↩

Extensive additional research (official HYDRA pages, hydrainsurance.net legal portal, IAC records) confirms no specific medical expenses limit is publicly published for HYDRA's travel insurance product.

[126] Medical transport: See details ↩

No specific medical transport coverage detail was found on official HYDRA Insurance sources.

[127] COVID-19 treatment: See details ↩

No specific COVID-19 treatment coverage detail was found on official HYDRA Insurance sources.

[128] Personal liability: See details ↩

No specific personal liability coverage limit was found on official HYDRA Insurance sources.

[129] Emergency dental: See details ↩

No specific emergency dental coverage limit was found on official HYDRA Insurance sources.

[130] Search & rescue: See details ↩

No specific search and rescue coverage detail was found on official HYDRA Insurance sources.

[131] Legal assistance: See details ↩

No specific legal assistance coverage detail was found on official HYDRA Insurance sources.

[132] Emergency medical treatment: See details ↩

No specific figure or eligibility detail for emergency medical treatment was found on official HYDRA Insurance sources.

[133] Hospitalization: See details ↩

No specific hospitalization coverage limit was found on official HYDRA Insurance sources.

[134] Outpatient treatment: See details ↩

No specific outpatient treatment coverage limit was found on official HYDRA Insurance sources.

[135] Medical evacuation: See details ↩

No specific medical evacuation coverage limit was found on official HYDRA Insurance sources.

[136] Repatriation of remains: See details ↩

No specific repatriation of remains coverage limit was found on official HYDRA Insurance sources.

[137] Pre existing conditions: See details ↩

No specific detail on pre-existing conditions coverage was found on official HYDRA Insurance sources.

[138] Winter sports cover: See details ↩

No specific detail on winter sports cover was found on official HYDRA Insurance sources.

[139] Adventure sports cover: See details ↩

No specific detail on adventure sports cover was found on official HYDRA Insurance sources.

[140] Pregnancy complications: See details ↩

No specific detail on pregnancy complications coverage was found on official HYDRA Insurance sources.

[141] Medical expenses: Covered ↩

Coverage for hospital medical and treatment expenses incurred while travelling abroad, as explicitly listed as a core benefit on the official product page.

[142] Medical transport: Covered ↩

Travelling expenses related to medical treatment abroad are explicitly listed as a core benefit on the official product page.

[143] Emergency dental: Covered ↩

Dental emergency treatment is referenced within the broader medical and treatment expenses benefit. Specific limits not publicly stated on the product page.

[144] Emergency medical treatment: Covered ↩

Emergency medical treatment is covered as part of hospital medical and treatment expenses listed on the official product page. Specific sub-limits not published on the product page.

[145] Hospitalization: Covered ↩

Hospitalization is covered under hospital medical and treatment expenses as stated on the official product page. Exact monetary limit not disclosed publicly.

[146] Outpatient treatment: Covered ↩

Outpatient treatment is referenced as part of medical and treatment expenses on the official product page. Specific sub-limits not publicly disclosed.

[147] Medical evacuation: Covered ↩

Medical evacuation is implied within the travelling and repatriation expense benefit listed on the official product page. No separate monetary limit disclosed.

[148] Repatriation of remains: Covered ↩

Repatriation expense is explicitly listed as a core benefit on the official product page, covering repatriation costs to home country in case of serious illness or death.

[149] Pre existing conditions: Excluded ↩

Pre-existing/chronic conditions are not explicitly addressed on the official product page. Standard practice for Cyprus travel insurance policies is to exclude pre-existing chronic conditions; the Greek-language product page notes that general conditions and exclusions are contained in the policy document.

[150] Medical expenses: Covered ↩

Cover in the event that you or an insured member of your family falls ill, is injured or dies during the period of insurance.

Cover in the event that you or an insured member of your family falls ill, is injured or dies during the period of insurance, including

[151] Medical transport: See details ↩

Not specified in available sources.

[152] COVID-19 treatment: See details ↩

Not specified in available sources.

[153] Personal liability: See details ↩

Not specified in available sources.

[154] Emergency dental: Covered ↩

Emergency dental care costs are covered if you or an insured family member falls ill or is injured during the period of insurance; no limit is published on the product page.

emergency dental care costs and other incidental costs

[155] Search & rescue: See details ↩

Not specified in available sources.

[156] Legal assistance: See details ↩

Not specified in available sources.

[157] Emergency medical treatment: Covered ↩

Cover in the event of an accidental injury or sudden illness during the period of insurance.

emergency dental care costs and other incidental costs

[158] Hospitalization: Covered ↩

Hospital or clinic accommodation costs are covered if you or an insured family member falls ill or is injured during the period of insurance; no limit is published on the product page.

hospital or clinic accommodation costs

[159] Outpatient treatment: See details ↩

Not specified in available sources.

[160] Medical evacuation: See details ↩

Not specified in available sources.

[161] Repatriation of remains: See details ↩

Not specified in available sources.

[162] Pre existing conditions: See details ↩

Not specified in available sources.

[163] Winter sports cover: See details ↩

Not specified in available sources.

[164] Adventure sports cover: See details ↩

Not specified in available sources.

[165] Pregnancy complications: See details ↩

Not specified in available sources.

[166] Medical expenses: Covered ↩

The Travel Shield program covers unexpected medical emergencies and health problems occurring during the trip; the official product page does not publish a specific monetary limit.

Medical and operating expenses due to sickness or accident while abroad

[167] Medical transport: Covered ↩

Transfer to a clinic in case of sickness or accident is covered; no limit is published on the product page.

Transfer to clinic in case of sickness or accident

[168] COVID-19 treatment: See details ↩

Not mentioned on the verified official product page.

[169] Personal liability: See details ↩

Not mentioned on the verified official product page.

[170] Emergency dental: Covered ↩

Dental emergency care is covered in case of an accident; no limit is published on the product page.

Dental Emergency Care in case of an accident

[171] Search & rescue: Covered ↩

Costs of rescuing the insured from sea or mountain are covered; no limit is published on the product page.

Costs of rescuing the insurer from sea or mountain

[172] Legal assistance: See details ↩

Not mentioned on the verified official product page.

[173] Emergency medical treatment: Covered ↩

Covers unexpected medical emergencies and health problems during the trip as part of the Travel Shield program; no specific limit is published on the source page.

A complete and competitive Travel Insurance Program that covers everything from luggage delays to unexpected health problems during the trip

[174] Hospitalization: See details ↩

Not explicitly broken out as a separate benefit with a published limit on the official product page.

[175] Outpatient treatment: See details ↩

Not explicitly broken out as a separate benefit with a published limit on the official product page.

[176] Medical evacuation: Covered ↩

Repatriation fees in case of sickness or accident are covered; no limit is published on the product page.

Repatriation fees in case of sickness or accident

[177] Repatriation of remains: Covered ↩

Repatriation of the deceased insured to the country of residence is covered; no limit is published on the product page.

Repatriation of the decedent insured to his country of residence

[178] Pre existing conditions: See details ↩

Not addressed on the verified official product page.

[179] Winter sports cover: See details ↩

Not mentioned on the verified official product page.

[180] Adventure sports cover: See details ↩

Not mentioned on the verified official product page.

[181] Pregnancy complications: See details ↩

Not mentioned on the verified official product page.

[182] Medical expenses: Covered ↩

Ypera's travel insurance covers emergency medical expenses incurred while travelling internationally; the official product page does not state a specific monetary limit.

The events we are referring to include: medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling internationally.

[183] Medical transport: See details ↩

Not separately specified on the official Ypera travel insurance page beyond the general repatriation mention.

[184] COVID-19 treatment: See details ↩

Not confirmed on the official Ypera product page; a related mention appears only on a partner broker platform's blog whose underwriting insurer varies by policy, and is not attributable to this specific Ypera policy.

[185] Personal liability: See details ↩

Not explicitly confirmed in the text of the official Ypera travel insurance page; general travel insurance descriptions suggest it may be included, but no specific confirmation was found.

[186] Emergency dental: See details ↩

Not confirmed on the official Ypera product page; a related figure appears only on a partner broker platform's blog whose underwriting insurer varies by policy, and could not be attributed to this specific Ypera policy.

[187] Search & rescue: See details ↩

Not mentioned on the official Ypera travel insurance page.

[188] Legal assistance: See details ↩

Not mentioned on the official Ypera travel insurance page.

[189] Emergency medical treatment: Covered ↩

Covered as part of the general medical expenses benefit described on the official product page; no specific limit is disclosed.

The events we are referring to include: medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling internationally.

[190] Hospitalization: Covered ↩

The product page states that events requiring hospitalization for days can create a heavy financial burden, implying hospitalization costs are covered, but no amount is disclosed.

In addition, unfortunate events that require hospitalization for days can make the financial burden very heavy.

[191] Outpatient treatment: See details ↩

Not specifically mentioned on the official Ypera travel insurance page.

[192] Medical evacuation: See details ↩

The official product page states that travel insurance covering repatriation and medical expenses is compulsory for travellers who need a visa, but it does not confirm whether this includes medical evacuation specifically or disclose a monetary limit.

For people who need a visa, it is compulsory to obtain travel insurance which covers repatriation and medical expenses .

[193] Repatriation of remains: See details ↩

The official product page states that travel insurance covering repatriation and medical expenses is compulsory for travellers who need a visa, but it does not confirm whether Ypera's policy covers repatriation of mortal remains or disclose a monetary limit.

For people who need a visa, it is compulsory to obtain travel insurance which covers repatriation and medical expenses .

[194] Pre existing conditions: See details ↩

Not specified on the official Ypera travel insurance page.

[195] Winter sports cover: See details ↩

Not mentioned on the official Ypera travel insurance page.

[196] Adventure sports cover: See details ↩

Not mentioned on the official Ypera travel insurance page.

[197] Pregnancy complications: See details ↩

Not mentioned on the official Ypera travel insurance page.