Ypera Travel insurance (Travel Insurance)
Underwritten by Ypera Insurance Co Ltd · Cyprus
travel insurance from Ypera for the Cyprus market, with online purchase.
Last verified Aug 24, 2026Sources
Unique selling points
Travel insurance can be tailored to cover the exact duration of any trip, from short getaways to extended international travel.
A multi-trip annual policy is available for frequent travellers making two or more trips a year, which can be cheaper than buying single-trip policies.
A single travel insurance plan bundles medical expenses, trip cancellation, lost luggage and flight accident cover together.
Online quote and purchase flow lets travellers obtain a policy directly without visiting a branch.
Coverage limits
Medical Expenses
Covered
No limit stated
Ypera's travel insurance covers emergency medical expenses incurred while travelling internationally; the official product page does not state a specific monetary limit.
Section: Travel > Travel Insurance
The events we are referring to include: medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling internationally.
Emergency Medical Treatment
Covered
No limit stated
Covered as part of the general medical expenses benefit described on the official product page; no specific limit is disclosed.
Section: Travel > Travel Insurance
The events we are referring to include: medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling internationally.
Hospitalization
Covered
No limit stated
The product page states that events requiring hospitalization for days can create a heavy financial burden, implying hospitalization costs are covered, but no amount is disclosed.
Section: Travel > Travel Insurance
In addition, unfortunate events that require hospitalization for days can make the financial burden very heavy.
Outpatient Treatment
No limit stated
Not specifically mentioned on the official Ypera travel insurance page.
Emergency Dental Care
No limit stated
Not confirmed on the official Ypera product page; a related figure appears only on a partner broker platform's blog whose underwriting insurer varies by policy, and could not be attributed to this specific Ypera policy.
Medical Transport
No limit stated
Not separately specified on the official Ypera travel insurance page beyond the general repatriation mention.
Medical Evacuation
No limit stated
The official product page states that travel insurance covering repatriation and medical expenses is compulsory for travellers who need a visa, but it does not confirm whether this includes medical evacuation specifically or disclose a monetary limit.
Section: Travel > Travel Insurance > Schengen Visa travel
For people who need a visa, it is compulsory to obtain travel insurance which covers repatriation and medical expenses .
Repatriation of Remains
No limit stated
The official product page states that travel insurance covering repatriation and medical expenses is compulsory for travellers who need a visa, but it does not confirm whether Ypera's policy covers repatriation of mortal remains or disclose a monetary limit.
Section: Travel > Travel Insurance > Schengen Visa travel
For people who need a visa, it is compulsory to obtain travel insurance which covers repatriation and medical expenses .
COVID-19 Treatment
No limit stated
Not confirmed on the official Ypera product page; a related mention appears only on a partner broker platform's blog whose underwriting insurer varies by policy, and is not attributable to this specific Ypera policy.
Personal Liability
No limit stated
Not explicitly confirmed in the text of the official Ypera travel insurance page; general travel insurance descriptions suggest it may be included, but no specific confirmation was found.
Key conditions
Assistance call deadline
Not specified in the available official sources for this product.
Unauthorized treatment
Not specified in the available official sources for this product.
Purchase while abroad
Not specified in the available official sources for this product.
Chronic conditions
Not specified in the available official sources for this product.
Pregnancy
Not specified in the available official sources for this product.
Pre-existing condition exclusions
Not specified in the available official sources for this product.
Coverage duration limit
Trip duration is flexible and can be arranged to match the exact length of the traveller's trip; travellers making two or more trips per year can opt for a multi-trip annual policy instead of single-trip cover.
Direct payment
Not specified in the available official sources for this product.
Territorial scope
Covers unexpected events incurred while travelling internationally; for travellers requiring a visa, the policy must cover repatriation and medical expenses per visa issuer requirements.
Policy specifics
Trip Cancellation Coverage
Reimbursement for prepaid and non-refundable trip costs if unable to travel due to unforeseeable events
SourceSection: Travel > Travel Insurance
The events we are referring to include: medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling internationally.
Baggage and Lost Luggage Coverage
Protection for personal items (suitcases, clothing, valuables) during trips and coverage for lost, stolen, or damaged baggage
SourceSection: Travel > Travel Insurance
The events we are referring to include: medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while traveling internationally.
Repatriation and Medical Evacuation
Coverage for transportation back to home country after illness, injury, or death while abroad for continued treatment or burial
SourceSection: Travel > Travel Insurance > Schengen Visa travel
For people who need a visa, it is compulsory to obtain travel insurance which covers repatriation and medical expenses .
Visa Requirement Compliance
Travel insurance is compulsory for individuals requiring a visa; policy must cover repatriation and medical expenses meeting visa issuer requirements
SourceSection: Travel > Travel Insurance > Schengen Visa travel
For people who need a visa, it is compulsory to obtain travel insurance which covers repatriation and medical expenses .
Multi-Trip Annual Coverage Option
Travellers who travel two or more times per year can opt for annual multi-trip coverage instead of purchasing individual single-trip policies
SourceSection: Travel > Travel Insurance
A "multi-trip" policy can cover an unlimited number of trips within a set time frame, and if you travel two or more times a year a multi-trip cover can be cheaper.
Customizable Trip Duration
Insurance can be arranged to cover the exact duration of any trip, from short weekend getaways to extended international travel
SourceSection: Travel > Travel Insurance
Furthermore, insurance for traveling can be arranged to cover the exact duration of any trip.
Sources
Ypera Travel insurance