Ypera Insurance Co. Ltd
Ypera
Ypera is a travel insurance for the Cyprus market with online purchase and 24/7 assistance.
Direct payment
Not specified in the available official sources for this product.
Geographic scope
International / Worldwide travel, including the Schengen Area
Covers unexpected events incurred while travelling internationally; for travellers requiring a visa, the policy must cover repatriation and medical expenses per visa issuer requirements.
Unique selling points
- Travel insurance can be tailored to cover the exact duration of any trip, from short getaways to extended international travel.
- A multi-trip annual policy is available for frequent travellers making two or more trips a year, which can be cheaper than buying single-trip policies.
- A single travel insurance plan bundles medical expenses, trip cancellation, lost luggage and flight accident cover together.
- Online quote and purchase flow lets travellers obtain a policy directly without visiting a branch.
Coverage limits
Medical Expenses
Covered
No limit stated
Ypera's travel insurance covers emergency medical expenses incurred while travelling internationally; the official product page does not state a specific monetary limit.
Emergency Medical Treatment
Covered
No limit stated
Covered as part of the general medical expenses benefit described on the official product page; no specific limit is disclosed.
Hospitalization
Covered
No limit stated
The product page states that events requiring hospitalization for days can create a heavy financial burden, implying hospitalization costs are covered, but no amount is disclosed.
Outpatient Treatment
No limit stated
Not specifically mentioned on the official Ypera travel insurance page.
Emergency Dental Care
€250
Not confirmed on the official Ypera product page; a related figure appears only on a partner broker platform's blog whose underwriting insurer varies by policy, and could not be attributed to this specific Ypera policy.
Medical Transport
No limit stated
Not separately specified on the official Ypera travel insurance page beyond the general repatriation mention.
Medical Evacuation
Covered
No limit stated
The product page states that travel insurance for visa applicants must cover repatriation, which encompasses medical evacuation; no monetary limit is disclosed.
Repatriation of Remains
Covered
No limit stated
Repatriation coverage is explicitly required for visa applicants per the official product page; the page states it is compulsory for travellers requiring a visa but does not disclose a monetary limit.
COVID-19 Treatment
No limit stated
Not confirmed on the official Ypera product page; a related mention appears only on a partner broker platform's blog whose underwriting insurer varies by policy, and is not attributable to this specific Ypera policy.
Pre-existing Conditions
No limit stated
Not specified on the official Ypera travel insurance page.
Adventure Sports Cover
No limit stated
Not mentioned on the official Ypera travel insurance page.
Pregnancy Complications
No limit stated
Not mentioned on the official Ypera travel insurance page.
Personal Liability
No limit stated
Not explicitly confirmed in the text of the official Ypera travel insurance page; general travel insurance descriptions suggest it may be included, but no specific confirmation was found.
Key conditions
Assistance call deadline
Not specified in the available official sources for this product.
Unauthorized treatment
Not specified in the available official sources for this product.
Purchase while abroad
Not specified in the available official sources for this product.
Chronic conditions
Not specified in the available official sources for this product.
Pregnancy
Not specified in the available official sources for this product.
Pre-existing condition exclusions
Not specified in the available official sources for this product.
Coverage duration limit
Trip duration is flexible and can be arranged to match the exact length of the traveller's trip; travellers making two or more trips per year can opt for a multi-trip annual policy instead of single-trip cover.
Where to buy
Policy specifics
Trip Cancellation Coverage
Reimbursement for prepaid and non-refundable trip costs if unable to travel due to unforeseeable events
SourceBaggage and Lost Luggage Coverage
Protection for personal items (suitcases, clothing, valuables) during trips and coverage for lost, stolen, or damaged baggage
SourceRepatriation and Medical Evacuation
Coverage for transportation back to home country after illness, injury, or death while abroad for continued treatment or burial
SourceVisa Requirement Compliance
Travel insurance is compulsory for individuals requiring a visa; policy must cover repatriation and medical expenses meeting visa issuer requirements
SourceMulti-Trip Annual Coverage Option
Travellers who travel two or more times per year can opt for annual multi-trip coverage instead of purchasing individual single-trip policies
SourceCustomizable Trip Duration
Insurance can be arranged to cover the exact duration of any trip, from short weekend getaways to extended international travel
SourceSchengen Area Travel Coverage
Travel insurance explicitly covers travel to all Schengen member countries with single policy, allowing seamless travel across multiple EU/Schengen nations without individual country policies
Source