CNP Asfalistiki Limited
ERB ASFALISTIKI
ERB ASFALISTIKI is a travel insurance for the Cyprus market with no online purchase and limited assistance availability.
Direct payment
Not specified on the official product pages; the policy can be obtained from any ERB ASFALISTIKI office or insurance agent.
Geographic scope
Outside Cyprus / abroad
Covers trips outside Cyprus only; domestic travel within Cyprus is not covered.
Unique selling points
- A single policy can cover an entire group or family travelling together, not just the policyholder.
- Covers any kind of trip, whether for leisure or business purposes.
- Includes a loss-of-wages benefit for temporary disability caused by an accident with external, violent and visible means, a benefit not all basic travel policies include.
- Offers an optional add-on for loss of money/cash while travelling.
- Policy can be issued quickly and easily without bureaucratic procedures.
Coverage limits
Medical expenses coverage
Covered
No limit stated
Additional Coverage includes medical and other expenses due to an accident or a disease incurred during travel outside Cyprus. No specific sum insured is published on the official product pages; the amount is tailored to the cover level chosen and the annual fee paid.
Additional Coverage · The Additional Coverage of the insurance includes: Medical and other expenses due to an accident or a disease
Pre-existing conditions
Excluded
Pre-existing incapacity or illness is listed as an exclusion on the official travel insurance product page.
Προϋπάρχουσα ανικανότητα ή ασθένεια
Winter sports cover
Excluded
Winter sports are listed among the policy exclusions on the official travel insurance product page.
Πτήσεις εκτός ως επιβάτης, χειμερινά αθλήματα, ορειβασίες, αγώνες ταχύτητας, καταδύσεις
Adventure sports cover
Excluded
Mountaineering, speed racing and diving are listed among the policy exclusions on the official travel insurance product page.
Πτήσεις εκτός ως επιβάτης, χειμερινά αθλήματα, ορειβασίες, αγώνες ταχύτητας, καταδύσεις
Key conditions
Pre-existing condition exclusions
Excluded - listed as "pre-existing incapacity or illness" among the policy exclusions on the official travel insurance product page.
SourceSource no longer reachableΠροϋπάρχουσα ανικανότητα ή ασθένεια
Documents
Traveller's Policy Claim Form
Other document
Policy specifics
Loss of wages due to temporary disability
Coverage for lost wages resulting from traveler incapacity due to accident with external, violent and visible means
SourceOptional insurance cover for loss of money
Optional add-on coverage for protection against loss of cash and currency during travel
SourceDeclaration threshold for valuables
Items of value above €342 are excluded from cover unless they are specifically declared.
SourceSource no longer reachableΑντικείμενα αξίας άνω των € 342 εκτός εάν δηλώνονται
Travel outside Cyprus requirement
Policy covers trips outside Cyprus only; domestic travel within Cyprus is not covered
SourceIndividual or group policy option
Policy can be issued for one person individually or for a group of persons (e.g., family members or travel companions)
SourceSources
- https://www.cnpasfalistiki.com/el/erb-asfalistiki/products/personal/travel-insurance/travelSource no longer reachable
- https://www.cnpasfalistiki.com/en/erb-asfalistiki/products/personal/travel-insurance/travel
- https://www.erbasfalistiki.cy/en/erb-asfalistiki/products/personal/travel-insurance
- https://www.erbasfalistiki.cy/en/erb-asfalistiki/products/personal/travel-insurance/travel