Extracted from source documents

Pancyprian Insurance Travel insurance (Travel Medical Standard)

Underwritten by Pancyprian Insurance Ltd · Cyprus

travel insurance from Pancyprian Insurance for the Cyprus market.

Last verified Jun 1, 2026

Unique selling points

Worldwide travel cover for pleasure, business or any other reason, with no geographic restrictions stated on the product page.

Coverage begins from the moment the insured leaves home and remains active until return, providing seamless door-to-door protection.

Distributed through the extensive Hellenic Bank branch network alongside dedicated Pancyprian offices and insurance intermediaries, enabling convenient purchase access across Cyprus.

Part of Hellenic Bank Group, one of Cyprus's largest financial institutions, providing financial stability and a trusted claims settlement process with swift procedures.

Coverage limits

Covered

Hospital medical and treatment expenses

Covered

No limit stated

Coverage for hospital medical and treatment expenses incurred while travelling abroad, as explicitly listed as a core benefit on the official product page.

Covered

Emergency medical treatment

Covered

No limit stated

Emergency medical treatment is covered as part of hospital medical and treatment expenses listed on the official product page. Specific sub-limits not published on the product page.

Covered

Hospitalization expenses

Covered

No limit stated

Hospitalization is covered under hospital medical and treatment expenses as stated on the official product page. Exact monetary limit not disclosed publicly.

Covered

Outpatient treatment

Covered

No limit stated

Outpatient treatment is referenced as part of medical and treatment expenses on the official product page. Specific sub-limits not publicly disclosed.

Covered

Emergency dental treatment

Covered

No limit stated

Dental emergency treatment is referenced within the broader medical and treatment expenses benefit. Specific limits not publicly stated on the product page.

Covered

Travelling expense (medical transport)

Covered

No limit stated

Travelling expenses related to medical treatment abroad are explicitly listed as a core benefit on the official product page.

Covered

Medical evacuation

Covered

No limit stated

Medical evacuation is implied within the travelling and repatriation expense benefit listed on the official product page. No separate monetary limit disclosed.

Covered

Repatriation expense

Covered

No limit stated

Repatriation expense is explicitly listed as a core benefit on the official product page, covering repatriation costs to home country in case of serious illness or death.

Excluded

Pre-existing conditions

Excluded

Pre-existing/chronic conditions are not explicitly addressed on the official product page. Standard practice for Cyprus travel insurance policies is to exclude pre-existing chronic conditions; the Greek-language product page notes that general conditions and exclusions are contained in the policy document.

Covered

24/7 assistance

Covered

No limit stated

A customer contact centre is available at 77772171. 24/7 availability is not explicitly confirmed on the official product page; refer to full policy document for confirmation.

Key conditions

Assistance call deadline

Not explicitly stated on the official product page. General conditions and exclusions are contained in the policy document. Contact the Customer Contact Centre at 77772171 for details.

Unauthorized treatment

Not explicitly stated on the official product page. General conditions and exclusions are contained in the policy document.

Purchase while abroad

Not explicitly addressed on the official product page. The contract is available through Pancyprian district offices, Insurance Intermediaries and Hellenic Bank branch network. Online purchase not confirmed.

Chronic conditions

Chronic diseases are not explicitly addressed on the product page. The Greek-language page confirms that general conditions and exclusions are contained in the full policy document.

Pregnancy

Pregnancy-related coverage is not explicitly mentioned on the official product page. Refer to the full policy document for details.

Pre-existing condition exclusions

Pre-existing conditions are not explicitly addressed on the product page. The Greek-language page notes that the general conditions, liability exclusions and coverage conditions are contained in the insurance policy document.

Coverage duration limit

Coverage begins from the moment the insured leaves their house and is valid until they return back to it. No explicit maximum trip duration limit found on the official product page.

Direct payment

No direct payment policy information found in verified sources. For claims and assistance, contact the Pancyprian Insurance Customer Contact Centre at 77772171.

Territorial scope

Worldwide - valid for travel anywhere in the world for pleasure, business or other reason

Documents

Policy specifics

Hospital medical and treatment expenses

Coverage for medical expenses incurred during hospitalization abroad

Source

Repatriation expense

Coverage for repatriation costs to home country in case of serious illness or death

Source

Additional accommodation expense

Coverage for additional accommodation costs incurred during medical treatment abroad

Source

Travelling expense

Coverage for travelling costs incurred during medical treatment abroad

Source

Passenger cover on licensed aircraft/ship

Coverage is provided while the insured is travelling as a passenger in a fully licensed standard type aircraft or ship.

Source

Worldwide coverage scope

Insurance valid for travel anywhere in the world

Source

Coverage from departure to return

Insurance cover begins from moment of leaving home and remains valid until return

Source

Distribution channels

The contract is available through Pancyprian district offices, Insurance Intermediaries and the Hellenic Bank branch network.

Source

Pancyprian Insurance Travel insurance