Insurer profile

Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.)

Colonnade Insurance S.A. is a non-life insurer headquartered in Luxembourg, wholly owned by Canada's Fairfax Financial Holdings. It operates a Czech branch offering personal and commercial non-life insurance products.

Source
Legal entity
Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.)
Headquarters
Luxembourg City, Luxembourg (Czech branch: Na Pankráci 1683/127, Prague 4)
Parent group
Fairfax Financial Holdings Limited
Regulator
Commissariat aux Assurances (CAA), Luxembourg (home supervisor); Czech National Bank (ČNB) for host-state consumer protection oversight
Phone
+420 800 700 025
Email
info@colonnade.cz
Founded
2015
Last verified
Aug 30, 2026
Official website

Products from Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.)

travel

Travel Insurance

Travel insurance offering above-standard medical expense coverage and 24/7 assistance, available in Silver, Gold and Platinum variants.

travel

Trip Cancellation Insurance

Covers cancellation fees if a trip needs to be cancelled before departure.

travel

Travel Agency Insolvency Insurance

Protects clients financially in the event a travel agency becomes insolvent.

accident

Accident, Illness and Personal Belongings Insurance

Flexible accident, illness and personal property protection with over 30 types of coverage for children and adults, including daily hospitalization benefits and permanent disability payouts.

accident

Colonnade PROTEKT

Flexible accident insurance for individuals and families that can be tailored to individual needs.

travel

EVENT Insurance for Stays and Events in Czechia

Comprehensive insurance for private and work trips, school trips, camps and corporate team-building events within the Czech Republic, covering hospitalization, permanent disability and liability.

accident

EVENT Junior

Short-term accident insurance designed for children.

accident

GolfPlan Insurance

Specialized insurance package for golf players.

pet

Pet Insurance

Comprehensive health insurance for dogs and cats covering veterinary treatment costs for illness or injury, lost-pet search costs, and liability for damage caused by the pet.

pet

Pet Insurance Plus

Extended pet insurance covering both accidents and illness for dogs and cats 24/7.

motor

EuroGAP (Passenger Car GAP Insurance)

GAP insurance for passenger cars protecting against financial loss from a vehicle's depreciation in the event of total loss or theft.

motor

TruckGAP (Commercial Vehicle GAP Insurance)

GAP insurance for commercial vehicles covering the difference between purchase price and casco payout in case of total loss or theft.

motor

AutoCheck

Vehicle-related insurance product offered by Colonnade for motor vehicles.

motor

Seats – Accident Insurance in a Car

Accident insurance covering occupants of a vehicle's seats.

motor

Online Truck

Online insurance product related to truck/commercial vehicle coverage, handled via the travel insurance contact line.

property

Household Insurance

Clear and affordable household (home contents) insurance for individuals.

health

Health Insurance for Foreigners

Comprehensive health insurance for foreigners applying for a long-term visa or residence in Czechia for study, work or private stays, meeting legal requirements with limits up to CZK 25 million.

liability

Legal Protection Insurance

Provides individuals and businesses access to lawyers and covers costs of resolving disputes or legal problems; recently expanded via partnership with Lexia.

property

Property and Technical Risks Insurance

Property insurance and business interruption coverage for companies.

property

Machinery Insurance

Insurance covering machinery breakdown and related losses for businesses.

property

Electronics Insurance

Covers electronic equipment against damage and breakdown.

property

Construction/Erection All Risks Insurance (CAR/EAR)

All-risks insurance for construction and erection/installation projects.

liability

General Liability Insurance

Covers liability for damage caused to third parties and product liability.

liability

Product Liability Insurance

Covers liability for damages caused by defective products.

liability

Special Risks Insurance

Coverage for special/unusual commercial risks, including terrorism.

property

Terrorism Insurance

Covers property damage and losses resulting from acts of terrorism.

liability

Cargo Insurance

Insurance for goods in transit, one of Colonnade's key business lines as the third-largest cargo insurer on the Czech market.

liability

Own Transport (Cargo) Insurance

Cargo insurance for goods transported using the policyholder's own vehicles.

liability

Road Carrier Liability Insurance

Statutory liability insurance for road carriers for damage to cargo.

liability

Freight Forwarder Liability Insurance

Liability insurance for freight forwarders.

cyber

Cyber Risk Insurance

Protects businesses from cyberattacks, including 24/7 expert support from Colonnade Cyber Services in case of an incident.

cyber

GDPR Insurance

Covers costs and damages related to a data breach or data misuse.

liability

Professional Liability Insurance (PI)

Covers damages to third parties caused by defective services, privacy breaches, fraud and other professional errors.

liability

Directors & Officers Liability Insurance (D&O)

Liability insurance protecting company managers and directors against claims arising from their management decisions.

financial

Fidelity/Crime Insurance

Covers financial losses to a business resulting from employee dishonesty or fraud.

liability

Environmental Risk Insurance

Covers liability for environmental damage caused by a company's operations.

accident

Group Accident Insurance

Group accident insurance for company employees.

travel

Group Travel Insurance

Travel insurance for corporate groups of employees travelling abroad.

liability

Smart Liability (Combined Liability Insurance)

Combines up to four business liability products into one policy: professional indemnity (PI), general liability (GL), D&O, and cyber/GDPR insurance.

liability

Care&Go (Combined Insurance for Carriers)

Combined liability product for road carriers, integrating professional and general liability with cargo and environmental exposures into a single contract.

life

KEYMAN Insurance

Insurance protecting a business against the financial impact of losing a key person on whom the company depends.

other

GolfPlan Insurance

Specialised insurance for amateur and professional golfers covering equipment and liability.

Regulatory updates

Colonnade Insurance S.A. holds a non-life insurance license from Luxembourg's Minister for Finance, granted on 24 July 2015, and is authorised to underwrite 17 of 18 EU statutory non-life classes (excluding motor third-party liability), passported across the EU including Czechia. In January 2026, AM Best affirmed Colonnade's Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Rating of 'a-' (Excellent) with a stable outlook, citing strong balance sheet strength and consistent underwriting profit. The Czech branch (organizační složka) has been registered in the Commercial Register (Municipal Court in Prague) since 19 October 2015.

Offer pages

Travel insurance

Colonnade is a travel insurance for the Czech Republic market with online purchase and 24/7 assistance.

Last verified Aug 30, 2026