Insurer profile
Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.)
Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.) · Czech Republic
Overview
Colonnade Insurance S.A. is a non-life insurer headquartered in Luxembourg, wholly owned by Canada's Fairfax Financial Holdings. It operates a Czech branch offering personal and commercial non-life insurance products.
Source41
Products in this market
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Offer pages
Company details
- Parent group
- Fairfax Financial Holdings Limited
- Regulator
- Commissariat aux Assurances (CAA), Luxembourg (home supervisor); Czech National Bank (ČNB) for host-state consumer protection oversight
- Phone
- +420 800 700 025
- [email protected]
Products from Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.)
Motor5
EuroGAP (Passenger Car GAP Insurance)
GAP insurance for passenger cars protecting against financial loss from a vehicle's depreciation in the event of total loss or theft.
TruckGAP (Commercial Vehicle GAP Insurance)
GAP insurance for commercial vehicles covering the difference between purchase price and casco payout in case of total loss or theft.
AutoCheck
AutoCheck insurance, which covers unpredictable internal mechanical or electrical breakdowns of the insured vehicle.
Seats – Accident Insurance in a Car
Accident insurance covering occupants of a vehicle's seats.
Online Truck
Online insurance product related to truck/commercial vehicle coverage, handled via the travel insurance contact line.
Property6
Household Insurance
Clear and affordable household (home contents) insurance for individuals.
Property and Technical Risks Insurance
Property insurance and business interruption coverage for companies.
Machinery Insurance
Insurance covering machinery breakdown and related losses for businesses.
Electronics Insurance
Covers electronic equipment against damage and breakdown.
Construction/Erection All Risks Insurance (CAR/EAR)
All-risks insurance for construction and erection/installation projects.
Terrorism Insurance
Covers property damage and losses resulting from acts of terrorism.
Liability13
Legal Protection Insurance
Provides individuals and businesses access to lawyers and covers costs of resolving disputes or legal problems; recently expanded via partnership with Lexia.
General Liability Insurance
Covers liability for damage caused to third parties and product liability.
Product Liability Insurance
Covers liability for damages caused by defective products.
Special Risks Insurance
Coverage for special/unusual commercial risks, including terrorism.
Cargo Insurance
Insurance for goods in transit, one of Colonnade's key business lines as the third-largest cargo insurer on the Czech market.
Own Transport (Cargo) Insurance
Cargo insurance for goods transported using the policyholder's own vehicles.
Road Carrier Liability Insurance
Statutory liability insurance for road carriers for damage to cargo.
Freight Forwarder Liability Insurance
Liability insurance for freight forwarders.
Professional Liability Insurance (PI)
Covers damages to third parties caused by defective services, privacy breaches, fraud and other professional errors.
Directors & Officers Liability Insurance (D&O)
Liability insurance protecting company managers and directors against claims arising from their management decisions.
Environmental Risk Insurance
Covers liability for environmental damage caused by a company's operations.
Smart Liability (Combined Liability Insurance)
Combines up to four business liability products into one policy: professional indemnity (PI), general liability (GL), D&O, and cyber/GDPR insurance.
Care&Go (Combined Insurance for Carriers)
Combined liability product for road carriers, integrating professional and general liability with cargo and environmental exposures into a single contract.
Travel5
Travel Insurance
Travel insurance offering above-standard medical expense coverage and 24/7 assistance, available in Silver, Gold and Platinum variants.
Trip Cancellation Insurance
Covers cancellation fees if a trip needs to be cancelled before departure.
Travel Agency Insolvency Insurance
Protects clients financially in the event a travel agency becomes insolvent.
EVENT Insurance for Stays and Events in Czechia
Comprehensive insurance for private and work trips, school trips, camps and corporate team-building events within the Czech Republic, covering hospitalization, permanent disability and liability.
Group Travel Insurance
Travel insurance for corporate groups of employees travelling abroad.
Life1
KEYMAN Insurance
Insurance protecting a business against the financial impact of losing a key person on whom the company depends.
Pet2
Pet Insurance
Comprehensive health insurance for dogs and cats covering veterinary treatment costs for illness or injury, lost-pet search costs, and liability for damage caused by the pet.
Pet Insurance Plus
Extended pet insurance covering both accidents and illness for dogs and cats 24/7.
Cyber2
Accident4
Accident, Illness and Personal Belongings Insurance
Flexible accident, illness and personal property protection with over 30 types of coverage for children and adults, including daily hospitalization benefits and permanent disability payouts.
Colonnade PROTEKT
Flexible accident insurance for individuals and families that can be tailored to individual needs.
EVENT Junior
Short-term accident insurance designed for children.
Group Accident Insurance
Group accident insurance for company employees.
Regulatory updates
Colonnade Insurance S.A. holds a non-life insurance license from Luxembourg's Minister for Finance, granted on 24 July 2015, and is authorised to underwrite 17 of 18 EU statutory non-life classes (excluding motor third-party liability), passported across the EU including Czechia. In January 2026, AM Best affirmed Colonnade's Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Rating of 'a-' (Excellent) with a stable outlook, citing strong balance sheet strength and consistent underwriting profit. The Czech branch (organizační složka) has been registered in the Commercial Register (Municipal Court in Prague) since 19 October 2015.
Offer pages
Travel insurance
travel insurance from Colonnade for the Czech Republic market, with online purchase and 24/7 assistance.
Last verified Aug 30, 2026