Insurer profile
Direct pojišťovna, a.s.
Direct pojišťovna, a.s. is a Czech non-life insurer headquartered in Brno, offering motor, property, travel, liability, pet and business insurance products both online and through brokers.
Source- Legal entity
- Direct pojišťovna, a.s.
- Headquarters
- Brno, Czech Republic
- Parent group
- VIGO Investments a.s. / VIGO Finance a.s.
- Regulator
- Czech National Bank (ČNB)
- Phone
- +420 221 221 221
- info@direct.cz
- Founded
- 2000
- Last verified
- Aug 26, 2026
Products from Direct pojišťovna, a.s.
motor
Motor Third-Party Liability Insurance (Povinné ručení)
Mandatory liability insurance covering damage caused to third parties by the operation of a vehicle.
motor
Comprehensive Motor Insurance (Havarijní pojištění)
Own-damage vehicle insurance covering accidents, theft, natural hazards, vandalism and glass damage, with variants such as a discount-based or purchase-price-based plan.
health
Accident Insurance for Vehicle Occupants
Optional accident insurance for vehicle occupants paying compensation for permanent injury or death resulting from a traffic accident.
motor
Fleet Insurance
Insurance program for companies operating multiple vehicles, covering more than 2,600 fleets and 55,000 vehicles.
property
Property Insurance (Home and Household)
Insurance for houses, flats, recreational buildings and household contents against fire, flood, theft and other risks, with optional add-ons for bikes, medical devices and pets.
property
Renters Insurance Package
Combined household and liability insurance package designed for tenants living in rented flats, houses or cooperative housing.
liability
General Liability Insurance ("Pojištění na blbost")
Personal liability insurance covering damage accidentally caused to others in everyday life, valid across Europe with limits up to CZK 100 million.
travel
Travel Insurance (Cestovko)
Travel insurance covering medical expenses abroad, luggage, liability, sports risks and vehicle assistance, available as short-term or annual plans.
travel
Trip Cancellation Insurance
Cancellation insurance reimbursing pre-paid travel costs if a trip must be cancelled, including for pet illness before departure.
travel
Flight Ticket Insurance
Insurance covering flight cancellation, delay compensation and reimbursement of pre-paid travel costs such as flights and accommodation.
pet
Pet Insurance
Insurance for dogs and cats covering accidents and illness with unlimited accident cover, valid also abroad, launched in January 2025.
property
Business Insurance (Property, Liability, Business Interruption)
Business insurance for entrepreneurs and SMEs covering buildings, machinery, electronics, theft, liability and business interruption.
liability
Business & Institutional Liability Insurance
Liability insurance for institutions such as healthcare facilities and professionals (real estate agents, auditors, tax advisors, insolvency administrators) covering damage arising from their professional activity.
property
Residential Building Insurance
Property insurance for apartment buildings, intended for owner associations (SVJ), housing cooperatives and individual owners.
liability
Healthcare Facility Liability Insurance
Liability insurance for healthcare facilities covering damage arising from injury, illness or death as well as property damage caused during operation.
liability
Road Carrier Liability Insurance
Specialized liability insurance for road carriers covering damage to transported cargo claimed by customers.
liability
Municipalities and Cities Insurance
Comprehensive insurance program for municipalities covering property, liability, technical risks and vehicle fleets, including social services, schools and municipal police.
cyber
Cyber and Internet Risk Insurance
Insurance protecting businesses against losses from cyber incidents and internet-related risks, offered as part of Direct's business insurance lineup.
liability
Legal Protection Insurance
Legal expenses insurance offered by Direct pojišťovna covering legal representation and related costs.
Regulatory updates
In January 2025 Direct pojišťovna obtained approval from the Polish regulator KNF to begin operations in Poland, following the Czech National Bank's approval of the transaction in December 2024; the company issued a new tranche of secured bonds in June 2025 and regularly publishes quarterly financial statements and solvency reports as required by the ČNB.
Reputation and reviews
Offer pages
Motor casco
Direct is a motor casco insurance for the Czech Republic market with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
Direct is a motor third-party liability insurance for the Czech Republic market with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Travel insurance
Direct is a travel insurance for the Czech Republic market with online purchase and 24/7 assistance.
Last verified Aug 26, 2026