Insurer profile
ERGO Cestovní Pojišťovna, a. s. (formerly ERV Evropská pojišťovna, a. s.)
ERGO Cestovní Pojišťovna is a specialized travel insurer that has operated as an independent insurer on the Czech market since 1993 (with roots dating to 1920). It is a wholly owned subsidiary of the German insurer ERGO Reiseversicherung AG, part of ERGO Group AG within the Munich Re financial group, and is the only company on the Czech market focused exclusively on travel insurance.
Source- Legal entity
- ERGO Cestovní Pojišťovna, a. s. (formerly ERV Evropská pojišťovna, a. s.)
- Headquarters
- Prague (Karlín), Czech Republic
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Czech National Bank (ČNB)
- Phone
- +420 221 860 860
- klient@ergo-cestovni.cz
- Founded
- 1993
- Last verified
- Aug 30, 2026
Products from ERGO Cestovní Pojišťovna, a. s. (formerly ERV Evropská pojišťovna, a. s.)
travel
SingleTrip (single-trip travel insurance)
Short-term travel insurance for a specific trip covering medical expenses, assistance, liability, luggage and accident risks, with optional add-ons.
travel
MultiTrip (annual/multi-trip travel insurance)
Annual travel insurance for repeated trips abroad, each up to 45 days, with family discounts and optional riders such as cancellation cover.
travel
Trip Cancellation Insurance (Storno)
Covers cancellation fees for tours, flights, accommodation or car rentals if the trip must be cancelled for a documented reason.
travel
BusinessTravel (corporate travel insurance)
Modular corporate travel insurance for companies sending employees on business trips, customizable per company needs, including a RiskPlus option for high-risk destinations.
travel
sBusinessTravel (annual travel insurance for self-employed/SMEs)
Annual travel insurance designed for self-employed persons and small businesses covering both business and private trips throughout the year.
travel
Tour Operator Insolvency Guarantee Insurance
Insurance for travel agencies guaranteeing reimbursement to clients in case of the tour operator's insolvency.
pet
Pet Travel Insurance
Covers veterinary care abroad for pets travelling with the insured and liability for damage caused by the pet.
property
Bicycle Insurance
Covers theft or damage to bicycles and e-bikes while travelling.
property
Camera Insurance
Covers loss, theft or damage of cameras while travelling.
property
Mobile Phone Insurance
Covers loss, theft or damage of mobile phones during travel.
property
Drone Insurance
Covers loss, theft or damage of drones while travelling.
property
Jewellery and Watch Insurance
Covers loss, theft or damage of jewellery and watches taken on trips.
property
Musical Instrument Insurance
Covers loss, theft or damage of musical instruments while travelling.
travel
Event Ticket Insurance
Reimburses the cost of tickets when the insured cannot attend a booked event.
travel
Winter Sports Rider
Optional add-on for skiing, snowboarding and sledding covering higher limits and mountain rescue costs.
travel
High-Risk Sports Rider
Optional add-on covering adrenaline and high-risk sports such as diving, paragliding and mountaineering.
travel
Car Travel Assistance Rider
Covers vehicle breakdown, accident repair costs, towing and replacement accommodation while travelling abroad by car.
travel
Pregnancy Travel Insurance
Travel insurance for pregnant women up to about two months before the due date, covering pregnancy-related treatment.
liability
Personal Liability Insurance (travel rider)
Covers liability for damage to health or property of third parties caused by the insured while travelling, including legal representation.
health
Accident Insurance (travel rider)
Covers permanent disability or death resulting from an accident during travel; included automatically in travel insurance packages.
Regulatory updates
As of 1 April 2026, ERV Evropská pojišťovna, a. s. officially rebranded to ERGO Cestovní Pojišťovna, a. s., aligning its brand more closely with the international ERGO Group and Munich Re; the legal entity, ID number, registered seat in Prague-Karlín and its supervision by the Czech National Bank remain unchanged.
Reputation and reviews
Offer pages
Travel insurance
ERGO Cestovní Pojišťovna is a travel insurance for the Czech Republic market with online purchase and 24/7 assistance.
Last verified Aug 30, 2026