Insurer profile

Hasičská vzájemná pojišťovna, a.s.

Hasičská vzájemná pojišťovna, a.s. · Czech Republic

Founded 1900Prague, CzechiaLast verified Aug 30, 2026

Overview

Hasičská vzájemná pojišťovna, a.s. (HVP) is one of the oldest insurance institutions in Europe, founded in 1900 in Brno; its activity was revived in 1992 by the Union of Fire Brigades of Bohemia, Moravia and Silesia, which remains its majority shareholder, and the company offers insurance products to individuals and legal entities mainly in property insurance while supporting fire prevention and volunteer fire brigades in the Czech Republic.

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Company details

Parent group: Sdružení hasičů Čech, Moravy a Slezska
Regulator: Czech National Bank (ČNB)
Phone: +420 222 119 119
Email: [email protected]

Official website

Products from Hasičská vzájemná pojišťovna, a.s.

Motor

Motor Third-Party Liability Insurance (MTPL)

Statutory liability insurance for damage caused by the operation of a motor vehicle, valid in the Czech Republic and abroad.

Motor Hull (Casco) Insurance

Voluntary vehicle damage insurance that can be combined with MTPL on a single policy with additional coverages.

Motorcycle Insurance

Combined MTPL and hull insurance for motorcycles on one policy, with assistance services and options to arrange either cover separately.

Property

Comprehensive Citizens' Insurance

Combined insurance of buildings, household contents and general liability that can be arranged individually or together on one policy.

Municipality Insurance

Property and liability insurance for municipalities, towns and regions covering buildings, engineering structures, equipment and liability risks.

Business Insurance – FORTEL

Tailor-made comprehensive insurance package for entrepreneurs covering buildings, movable property and liability.

Building Insurance (Businesses)

Insurance of business premises and buildings against fire, natural hazards and other perils.

Movable Property Insurance

Insurance for business equipment, stock and other movable assets against damage, theft and other risks.

Cargo Transport Insurance

Insurance covering goods and cargo during transport for business clients.

Agricultural Insurance

Insurance for farmers covering livestock, forest stands, movable and immovable property as well as business liability.

Crop Insurance

Insurance against destruction of agricultural crops by hail, fire, ground subsidence, wind, flood, or frost.

Forest Insurance

Insurance of forest stands against fire, storm and other natural hazards for forest owners.

Livestock Insurance

Insurance for farm animals against disease, injury and other agricultural risks.

Horse Insurance

Specialized insurance product for horses offered as part of HVP's agricultural insurance range.

Health

Health Insurance for Foreigners

New health insurance for foreigners required under Czech residence law, available as short- or long-term cover up to 3 years with no maximum entry age.

Liability

General Liability Insurance

Liability insurance for businesses and organizations covering damages caused unintentionally to third parties.

Directors' and Officers' Liability Insurance

Liability insurance for members of statutory bodies of companies and organizations against claims arising from their management duties.

Special Liability Insurance (Hunters, Social/Charitable Organizations)

Specialty liability products such as hunters' liability insurance and liability insurance for social and charitable organizations.

Travel

Travel Insurance Abroad

Travel insurance covering medical expenses, accidents, personal belongings, liability and trip cancellation for tourist and business trips abroad.

Domestic Travel Insurance

Travel insurance protection for individuals, families and groups travelling within the Czech Republic.

Life

Life Insurance

Life insurance providing benefits in the event of death, serious illness rider, or disability pension entitlement (level III).

Accident

Family Accident Insurance

Accident insurance covering 1–2 adults and 1–5 children on a single policy, with daily hospital and treatment benefits.

Other

Volunteer Firefighters Insurance

Specific insurance products for members of voluntary fire brigades and rescue units, covering injury and liability from interventions and sports activities.

Regulatory updates

HVP holds licenses from the Czech Ministry of Finance (1992 for non-life, 1993 for life insurance) and subsequent authorizations from the ČNB, including a 2007 license for motor third-party liability (MTPL) insurance and a 2010 license for non-life reinsurance activity; in 2026 the company announced a new Health Insurance for Foreigners product, published a notice on the mandatory statutory audit of a public-interest entity, and convened its annual general meeting for May 2026.