Insurer profile
Pojišťovna VZP, a.s.
Pojišťovna VZP, a.s. · Czech Republic
Overview
Pojišťovna VZP, a.s. (PVZP) is a universal non-life insurer and a subsidiary of Všeobecná zdravotní pojišťovna České republiky (VZP ČR). It became an independent company in 2004 after previously operating as part of VZP ČR since 1994, and today it is described as the largest retail seller of travel insurance and market leader in health insurance for foreigners in the Czech Republic.
Source19
Products in this market
3
Offer pages
Company details
- Parent group
- Všeobecná zdravotní pojišťovna České republiky (VZP ČR)
- Regulator
- Czech National Bank (ČNB)
- Phone
- +420 233 006 311
- [email protected]
Products from Pojišťovna VZP, a.s.
Motor
Jízda - Compulsory Third-Party Motor Liability Insurance
Mandatory motor third-party liability insurance ('povinné ručení') under the Jízda vehicle insurance product, licensed by ČNB in late 2017.
Jízda - Comprehensive (CASCO) Motor Insurance
Comprehensive (casco) vehicle damage insurance offered as part of the Jízda vehicle insurance product line.
Property
Household Insurance
Insurance of household contents and family property with no under-insurance clause applied.
Property (Building) Insurance
Building insurance covering damage to structures, including 'all risk' cover for water, gas, electric, heating and data installations.
Business (Entrepreneurs) Insurance
Property and liability insurance package tailored to entrepreneurs and business risks.
Health
Basic Health Insurance for Foreigners
Basic commercial health insurance for foreigners covering necessary and emergency healthcare in the Czech Republic and Schengen area, suitable for short-term stays.
Comprehensive Health Insurance for Foreigners Plus
Comprehensive health insurance for long-term foreign residents, students and workers in the Czech Republic.
Comprehensive Health Insurance for Foreigners Exclusive
The most extensive health insurance plan for foreigners, comparable in scope to Czech public health insurance, covering chronic conditions and pre-existing illnesses.
Accident Insurance
Accident insurance providing financial protection in case of accidental injury, permanent disability or death.
Medvídek Children's Accident Insurance
Accident insurance product specifically designed for children.
Trojlístek (Accident, Daily Benefits & Critical Illness Package)
Combined health insurance package integrating accident insurance, daily sickness benefits and critical illness cover in one policy.
Fénix Cancer Insurance
Critical illness insurance covering cancer diagnosis, launched in September 2015.
Patron Health Insurance
Commercial health insurance compensating financial loss from loss of regular income due to hospitalization or incapacity to work caused by illness or accident.
Liability
General Civil Liability Insurance
General liability insurance for individuals covering damages caused to third parties (health, property, or animals).
Employee Liability Insurance
Liability insurance protecting employees against claims for damage caused to their employer.
Property & Liability Insurance for Healthcare Facilities (Doctor)
Professional liability and property insurance for doctors, pharmacists and contracted healthcare facilities.
Travel
Travel Insurance (Mini/Standard/Nadstandard)
Travel insurance package offering the widest coverage for treatment, hospitalization, quarantine or repatriation costs abroad, in three tiers (Mini, Standard, Nadstandard).
Český turista (Domestic Traveller Insurance)
Travel insurance designed for trips within the Czech Republic, including medical expenses, cycling assistance and roadside assistance add-ons.
Regulatory updates
In May 2026, PVZP underwent a major leadership shake-up: chairman of the board Robert Kareš and board member René Kurka were dismissed by decision of VZP ČR's new CEO Ivan Duškov, who cited results of an ongoing administrative proceeding against PVZP conducted by the Czech National Bank (ČNB) and alarming findings from internal supervisory board audits. VZP ČR simultaneously announced an independent forensic audit of PVZP, with Martin Daneš appointed as the new chairman of the board. At the end of 2017, PVZP had also received an extension of its ČNB license to cover mandatory third-party motor liability insurance (MTPL).
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from PVZP JÍZDA for the Czech Republic market, with online purchase and 24/7 assistance.
Last verified Aug 30, 2026
Motor third-party liability
motor third-party liability insurance from PVZP for the Czech Republic market, with online purchase and 24/7 assistance.
Last verified Aug 30, 2026
Travel insurance
travel insurance from PVZP for the Czech Republic market, with online purchase and 24/7 assistance.
Last verified Aug 30, 2026