Insurer profile
SV pojišťovna, a.s.
SV pojišťovna, a.s. · Czech Republic
Overview
SV pojišťovna, a.s. (formerly VICTORIA pojišťovna and later ERGO pojišťovna) is a universal insurance company operating in the Czech Republic since 1994, offering a wide portfolio of life and non-life insurance products with a particular specialization in travel insurance, health insurance for foreigners, pilot liability insurance and extended warranty insurance. Since November 2021 its sole shareholder is the German company S.V. Holding AG, based in Dresden, which also owns Sparkassen-Versicherung Sachsen.
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Products in this market
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Offer pages
Company details
- Parent group
- S.V. Holding AG
- Regulator
- Czech National Bank (ČNB)
- Phone
- +420 221 585 111
- [email protected]
Products from SV pojišťovna, a.s.
Property2
Bezpečný domov (Safe Home) property insurance
Home and household property insurance designed to protect against underinsurance, with sum insured set simply by the property's floor area and free liability cover included.
Bezpečný domov PLUS property insurance
Second-generation property and liability insurance offering broader protection, including flood cover in the base price and free civil liability insurance.
Health3
Welcome health insurance for foreigners
Commercial health insurance for foreign nationals residing in the Czech Republic who are not covered by public health insurance, valid also for travel within the Schengen area.
Skládačka accident insurance
Modular accident insurance for individuals, allowing clients to combine mandatory and optional covers for injuries and their consequences, including a lifetime accident pension.
Basic accident insurance (fractures and injuries)
Simple accident insurance offering payouts of up to CZK 450,000 for injuries from everyday activities as well as risky sports and occupations, without medical questionnaires.
Liability3
Pilot liability insurance
Unique liability insurance for pilots, students and flight instructors covering damage they may cause to a borrowed aircraft.
Civil (personal) liability insurance
General personal liability insurance covering damage caused by the insured in everyday life, with worldwide validity and family cover.
Employee liability insurance
Liability insurance for employees covering damage caused to an employer while performing work duties, with worldwide validity.
Travel2
Travel insurance abroad
Travel insurance covering medical treatment, hospitalization, baggage and travel complications abroad, with extensive coverage of recreational and extreme sports.
Trip cancellation insurance
Supplementary insurance covering cancellation fees when a client cannot depart on a booked trip due to illness, injury or other insured reasons.
Life2
Multirisk term life insurance
Risk (term) life insurance paying a sum insured to a beneficiary in the event of death, suitable for securing loans or protecting family income.
Investment pension life insurance
Life insurance combining risk cover with investment into funds, allowing clients to build retirement savings paid out as a lifelong annuity.
Regulatory updates
In November 2021 ownership of the insurer (then ERGO pojišťovna, a.s.) passed to the German company S.V. Holding AG, and in October 2022 the company officially changed its name from ERGO pojišťovna to SV pojišťovna, a.s. The company continues to operate under a universal insurance licence supervised by the Czech National Bank, which oversees the prudential and market-conduct regulation of all insurers active in the Czech Republic.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from SV pojišťovna for the Czech Republic market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026