Pending review

easySure Motor third-party liability (Bilforsikring Ansvar)

Underwritten by Eir Försäkring AB · Denmark

motor third-party liability insurance from easySure for the Denmark market, with online purchase.

Verified Sep 1, 2026 · Terms dated 2026Sources

Online purchase

Unique selling points

No hidden fees — the only charge for late payment is a fixed 100 DKK reminder fee, with no other surprise costs.

Modular, self-configured car insurance where customers pick exactly which add-ons (Kasko, Elbil, Vejhjælp, Førerplads, etc.) they need on top of the mandatory liability cover.

Liability for a towed trailer or caravan is automatically included at no extra charge.

Fully digital self-service: the Green Card can be generated and downloaded instantly from the customer's online profile before travelling abroad.

No mandatory repair-shop network — customers can freely choose their own workshop or one of easySure's partner garages.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

Covered

Covered

Green Card (international liability document)

Covered

The mandatory liability insurance automatically covers driving in Denmark and countries affiliated with the Green Card scheme. The Green Card document, confirming valid liability cover to foreign customs/police authorities, can be downloaded free of charge via 'Min profil' on easysure.dk by entering the travel period.

Page 9

Section: 1. Generel information > 1.4 Hvor dækker forsikringen?

At downloade det Grønne Kort inden du kører til et land, hvor det er påkrævet at medbringe. Du kan hente det Grønne Kort på 'Min profil' under 'Forsikringer' på easySure.dk. Alt hvad du skal gøre er at indtaste perioden, du er udrejst i.

Optional · Vejhjælp i Danmark

Roadside assistance in Denmark

Optional

Optional add-on providing up to three assisted call-outs per year in Denmark (excluding Faroe Islands/Greenland) for private-use vehicles under 3,500 kg, delivered via SOS Dansk Autohjælp; a 7-day waiting period applies from the add-on's start date. Rescue abroad (Rødt Kort) is instead automatically included when Kasko cover is purchased.

Page 39

Section: 10. Vejhjælp > 10.1 Hvor er du dækket?

Der ydes vejhjælpsassistance i Danmark (med undtagelse af Færøerne og Grønland). Assistancen ydes til personbiler under 3.500 kg tilladt totalvægt, der anvendes til privat kørsel.

Optional · Førerplads

Driver's seat personal accident cover (Førerplads)

Optional

Optional add-on covering the driver of the insured vehicle when no liable third party, liability insurer or statutory occupational injury scheme can pay; benefits include lost income, pain and suffering, permanent injury, loss of earning capacity, treatment costs, up to 30,000 DKK funeral assistance and up to 30,000 DKK for dental injury (both non-indexed), assessed per the Danish Liability for Damages Act.

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Section: 9. Førerplads

Begravelseshjælp: Der udbetales op til 30.000 kr. (beløbet indekseres ikke), hvis ikke der er dækning i andet selskab. ... Tandskade, der ikke er dækket fra andet selskab: Rimelige og nødvendige udgifter, dog maksimalt 30.000 kr. (beløbet indekseres ikke).

Covered

Passenger personal injury (under liability cover)

Covered

The mandatory liability insurance covers personal injury to passengers of the insured vehicle, and to the policyholder when not driving, unless separate driver's-seat cover has been bought (in which case the driver is covered too). No separate sum insured is stated; compensation follows the Liability for Damages Act.

Page 17

Section: 2. Ansvarsforsikring

Personskader på passagerer og dig, når du ikke er fører af bilen, medmindre du har tegnet 'Førerpladsdækning'.

Key conditions

Driver restrictions

Vehicles must be used privately only; commercial use must be reported. If the car is lent to a driver under 26, an extra 5,000 DKK deductible applies unless Plusdækning has been added. Liability cover does not apply to drivers without a valid licence (unless the lack of driving skill is proven unrelated to the damage), drivers impaired by alcohol, medicine or drugs, or vehicles rented out without a driver.

SourcePage 14

Section: 1. Generel information > 1.9 Selvrisiko

Hvis du låner din bil ud til en fører under 26 år, vil du blive opkrævet yderligere 5.000 kr. udover den generelle selvrisiko, du har valgt. Du har mulighed for at undgå dette, hvis du tilvælger dækningen 'Plusdækning'.

Claim notification deadline

Claims must be reported to easySure as soon as possible with all relevant information; theft and vandalism must be reported to the police immediately, and for damage abroad written confirmation from the local police must accompany the claim notification.

SourcePage 11

Section: 1. Generel information > 1.6 I tilfælde af skade

Tyveri og hærværk skal straks anmeldes til politiet. Er skaden sket i udlandet, skal skriftlig bekræftelse fra det lokale politi vedlægges skadeanmeldelsen.

Bonus-malus rules

No formal bonus/malus scale is described. Instead, easySure states that having more claims than normal, or suspected fraud, may lead to the policy being changed so that the price and/or deductible increases; conversely, holding several easySure products (Samlerabat) increases a discount that changes as products are added or cancelled.

SourcePage 12

Section: 1. Generel information > 1.7 Hvis du får mange skader?

Det betyder også, at hvis du har flere skader end normalt, eller vi har mistanke om svindel, kan din forsikring blive ændret, så fx prisen og/eller selvrisikoen på din forsikring stiger.

Direct payment

Repairs must not be started or carried out without prior agreement with easySure or one of its appraisers; on approved claims easySure settles the taxed repair amount directly with the workshop rather than reimbursing the customer.

Territorial scope

Denmark and countries that are part of the Green Card scheme

Documents

Car Insurance - Insurance Product Information Document (IPID) (opens in a new tab)

Product information sheet · PDF

Car Insurance Terms and Conditions (opens in a new tab)

Terms & conditions · PDF

General Terms and Conditions (opens in a new tab)

Terms & conditions · PDF

Policy specifics

Mandatory liability coverage

Car liability insurance (ansvarsforsikring) is legally mandatory for all vehicle owners in Denmark and covers damages caused to third parties

Source

Section: Ansvarsforsikring til bil

Du må ikke køre bil i Danmark uden en ansvarsforsikring. Så simpelt er det.

Third-party damage coverage

Covers bodily injury and property damage to third parties and their vehicles, including persons, buildings, and other property

Source

Section: Hvad er dækket?

Personskade på andre Dækker fx behandlingsudgifter, erstatning ved varigt mén og tabt arbejdsfortjeneste. Skader på andres køretøjer Hvis du påkører en bil, dækker forsikringen reparation eller erstatning.

Automatic trailer coverage

Liability coverage automatically extends to trailers, camper vans and other towed vehicles when attached to the insured vehicle

Source

Section: Hvad er dækket?

Ansvarsskade fra tilkoblet køretøj Dækker ansvarsskader fra din trailer eller andet påhæng når det er koblet til din bil.

Green Card (international coverage)

Liability coverage applies in Denmark and countries part of the Green Card system for travel abroad

SourcePage 9

Section: 1. Generel information > 1.4 Hvor dækker forsikringen?

Forsikringen dækker i: Danmark. De lande, der er tilsluttet Grønt Kort-ordningen.

Insurance provider and risk bearer

easySure is an insurance intermediary (forsikringsformidler) that sells policies underwritten by Eir Försäkring AB, a Swedish insurance company

Source

Section: Generelle

Vi er en forsikringsformidler, der primært sælger forsikringer under det svenske forsikringsselskab Eir Försäkring AB.

Digital policy administration

Customers manage policies entirely online through easySure's digital platform, with quote generation in under 3 minutes

Source

No mandatory repair network

Policyholders can choose their own repair workshop or easySure workshop partners freely

SourcePage 12

Section: 1. Generel information > 1.8 Sådan erstattes din skade

Efter en skade omfattet af forsikringen dækker forsikringen nødvendig transport af bilen til nærmeste værksted eller andet værksted efter dit valg.

Claims notification and handling

Claims must be reported to easySure as soon as possible with all relevant information; theft and vandalism require immediate police report

SourcePage 10

Section: 1. Generel information > 1.6 I tilfælde af skade

Når du har raset af og måske råbt lidt, skal du anmelde din skade til os hurtigst muligt og give os alle de oplysninger, der kan have betydning for bedømmelsen af skaden.

Regress and subrogation rights

easySure may demand repayment of compensation paid if the damage was not covered or policy terms were violated

SourcePage 15

Section: 1. Generel information > 1.11 Regres

Vi kan kræve en udbetalt erstatning tilbagebetalt helt eller delvist, hvis vi har betalt erstatning for en skade, som ikke er dækket af forsikringen, eller hvor du ikke har overholdt betingelserne i aftalen.

Insurer vehicle inspection rights

easySure has the right to inspect the insured vehicle while the policy is in force

SourcePage 8

Section: 1. Generel information > 1.2 Besigtigelse

Så længe forsikringen er i kraft, har vi ret til at besigtige dit køretøj.

14-day cooling-off period

Customers have 14 days to withdraw from the insurance contract without penalty as per Insurance Contracts Act

SourcePage 3

Section: Fortrydelsesret

Du har 14 dages fortrydelsesret i forbindelse med køb af en forsikring som beskrevet i Forsikringsaftaleloven § 34i.

Guarantee Fund protection

Customer claims are protected by Danish Guarantee Fund (Garantifonden for Skadesforsikringsselskaber) if Eir Försäkring becomes insolvent

Source

Section: Generelle

Eir Försäkring er omfattet af den danske Garantifond for skadeforsikringsselskaber, som betyder, at dine skader altid vil være dækket også selvom Eir skulle gå konkurs.

Sources