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Motor third-party liability — Denmark

21 insurers with coverage data from source documents

  • Bodily injury liability: from DKK 121M to DKK 152M across the compared insurers.

Coverage

Cover compared — Motor third-party liability, Denmark: 21 offers, compiled from the insurers' own documents read up to . Not confirmed by the insurers.
Feature / categoryABCforsikringAlkaAlm. BrandAros ForsikringBauta ForsikringCodanCoop ForsikringereasySureFDM ForsikringerForsiaGjensidigeHimmerland ForsikringIfLB ForsikringLokal ForsikringPopermoStorstrøm ForsikringThisted ForsikringTJM ForsikringTopdanmarkVejle Brand
Online purchaseYesYesYesYesYesYesYesYesNoYesYesNoYesYesNoYesNoNoYesYesNo
24/7 helplineNoNoNoYesYesYesYesNoYesNoYesYesYesNoNoNoNoYesNoYesNo
Bodily injury liabilityCovered[1]No limit statedDKK 121,000,000[6]Covered[11]Covered[16]No limit statedCovered[21]No limit statedDKK 152,000,000[26]Covered[31]No limit statedCovered[36]Covered[40]No limit statedCovered[44]No limit statedDKK 121,000,000[49]Covered[54]No limit statedCovered[59]Covered[64]Covered[69]Covered[74]Covered[79]No limit statedCovered[84]Covered[89]Covered[94]No limit statedCovered[99]No limit stated
Property damage liabilityCovered[2]No limit statedCovered[7]No limit statedCovered[12]Covered[17]No limit statedCovered[22]No limit statedDKK 30,000,000[27]Covered[32]No limit statedCovered[37]Covered[41]No limit statedCovered[45]No limit statedDKK 24,000,000[50]Covered[55]No limit statedCovered[60]Covered[65]Covered[70]Covered[75]Covered[80]No limit statedCovered[85]Covered[90]Covered[95]No limit statedCovered[100]No limit stated
Legal defence
Green cardCovered[4]Covered[9]Covered[14]Covered[19]No limit statedCovered[24]Covered[29]See details[34]Covered[38]Covered[43]Covered[47]Covered[52]Covered[57]Covered[62]Covered[67]Covered[72]Covered[77]Covered[82]No limit statedSee details[87]Covered[92]Covered[97]No limit statedCovered[102]
Passenger accidentCovered[5]No limit statedCovered[10]Covered[15]Excluded[20]Covered[25]No limit statedCovered[30]No limit statedSee details[35]Covered[39]Not availableCovered[48]See details[53]Covered[58]Covered[63]See details[68]Covered[73]Excluded[78]Covered[83]No limit statedSee details[88]Covered[93]Covered[98]Excluded[103]

Sources

Where each figure in the table was read: the document, the page and clause, and the passage itself, quoted in the document's own language. The numbers match the markers in the table.

ABCforsikring A/S (CVR 36023244, Finanstilsynet FT id 36128) 5 sourced claims
  1. [1] Bodily injury liability: Covered ↩

    The mandatory liability cover (Ansvarsdækning) compensates third parties for bodily injury caused by the insured vehicle; compensation is assessed according to the rules and rates of the Danish Liability for Damages Act (Erstatningsansvarsloven).

    abcforsikring.dk · Source no longer reachable · Read
  2. [2] Property damage liability: Covered ↩

    The mandatory liability cover compensates third parties for damage to their property (e.g. other vehicles, buildings) caused by the insured vehicle in use.

    abcforsikring.dk · Source no longer reachable · Read
  3. [4] Green card: Covered ↩

    ABC's liability cover is valid throughout EU/EEA countries with a valid Danish registration plate as proof of insurance; a printed green card is no longer required within the EU/EEA since 1 July 2020 but is still required for some countries outside the EU (e.g. Kosovo), and can be printed on white or green paper.

    abcforsikring.dk · Read
  4. [5] Passenger accident: Covered ↩

    Passengers in the car are normally covered for personal injury under the liability (ansvar) cover if there is a liable counterparty; the driver alone is not covered this way unless the optional Førerplads is purchased.

    abcforsikring.dk · Source no longer reachable · Read
Insurance Joint Stock Company Alka (Forsikrings-Aktieselskabet Alka) 5 sourced claims
  1. [6] Bodily injury liability: DKK 121,000,000 ↩

    The mandatory liability insurance covers up to a maximum of 121 million DKK for personal injury caused by the insured car, as stated in Alka's product fact sheet (IPID).

    alka.dk · Read
  2. [7] Property damage liability: Covered ↩

    The liability insurance covers damage to other people's property and vehicles caused by use of the insured car, with the insurance paying compensation amounts fixed by the Danish Road Traffic Act (færdselsloven). No specific maximum sum for property damage under the PE-07 terms was found in the reviewed sources.

    alka.dk · Read
  3. [9] Green card: Covered ↩

    The liability insurance also covers accidents outside Denmark in countries affiliated with the Green Card scheme, with cover and indemnity sums following the rules of the country where the accident occurs.

    alka.dk · Read
  4. [10] Passenger accident: Covered ↩

    Personal injuries to passengers in the insured car caused by a traffic accident are covered under the mandatory liability insurance.

    alka.dk · Read
Forsikringsselskabet Alm. Brand Forsikring A/S 5 sourced claims
  1. [11] Bodily injury liability: Covered ↩

    Covers the policyholder's legal liability for bodily injury caused to third parties when the insured car is used, with the statutory sums set by the Danish Traffic Act (færdselsloven); the sums are stated in the individual policy and at least the Danish statutory minimums apply in Green Card countries.

    Forsikringen dækker sikredes* erstatningsansvar for skader, der sker, når bilen bruges som køretøj med færdselslovens summer.
    beregn.almbrand.dk · Page 15 · Clause 2.1.1 · Section: Ansvarsforsikring > 2.1 Hvilket ansvar dækker forsikringen? · Read
  2. [12] Property damage liability: Covered ↩

    Covers the policyholder's legal liability for damage to third parties' property or vehicles caused when the insured car (or an attached trailer, if the car is registered with a tow hook) is used, with the statutory sums set by the Danish Traffic Act.

    Er bilen registreret med trækkrog, dækker forsikringen erstatningsansvar for skader, der er forvoldt med et efterspændt påhængskøretøj.
    beregn.almbrand.dk · Page 15 · Clause 2.1.2 · Section: Ansvarsforsikring > 2.1 Hvilket ansvar dækker forsikringen? · Read
  3. [14] Green card: Covered ↩

    The liability insurance is valid throughout Europe and in non-European countries that participate in the international Green Card motor insurance scheme, applying at least the Danish statutory sums.

    beregn.almbrand.dk · Read
  4. [15] Passenger accident: Covered ↩

    There is no separate passenger-accident cover, but when the driver is liable for an accident, injured passengers (other than the driver and the policyholder/owner) are compensated as third parties under the liability (ansvarsforsikring) cover, with the statutory sums of the Danish Traffic Act.

    Forsikringen dækker sikredes* erstatningsansvar for skader, der sker, når bilen bruges som køretøj med færdselslovens summer.
    beregn.almbrand.dk · Page 15 · Clause 2.1.1 · Section: Ansvarsforsikring > 2.1 Hvilket ansvar dækker forsikringen? · Read
Aros Forsikring - Gensidigt Forsikringsselskab 5 sourced claims
  1. [16] Bodily injury liability: Covered ↩

    The liability insurance covers the insured's legal liability for damage caused by use of the car, with the sums laid down in the Danish Road Traffic Act (færdselsloven); these statutory sums are index-regulated in accordance with the Road Traffic Act.

    Ansvarsforsikringen dækker den sikredes erstatningsansvar for skade forvoldt ved bilens brug som køretøj med de summer, som er fastlagt i færdselsloven.
    media.umbraco.io · Page 10 · Clause Pkt. 17 · Section: 17. Hvad dækker ansvarsforsikringen · Read
  2. [17] Property damage liability: Covered ↩

    The liability insurance covers the insured's legal liability for property damage caused by use of the car, with the sums laid down in the Danish Road Traffic Act (færdselsloven); these statutory sums are index-regulated in accordance with the Road Traffic Act.

    Ansvarsforsikringen dækker den sikredes erstatningsansvar for skade forvoldt ved bilens brug som køretøj med de summer, som er fastlagt i færdselsloven.
    media.umbraco.io · Page 10 · Clause Pkt. 17 · Section: 17. Hvad dækker ansvarsforsikringen · Read
  3. [19] Green card: Covered ↩

    The policy provides cover in Denmark and in the countries where the Green Card scheme applies, i.e. the compulsory liability cover extends to driving abroad within Green Card member states. No separate monetary limit for the green card itself is stated.

    Forsikringen dækker i Danmark og i de lande hvor grønt-kort-ordningen er gældende.
    media.umbraco.io · Page 1 · Clause Pkt. 2.1 · Section: 2. Hvor dækker forsikringen · Read
  4. [20] Passenger accident: Excluded ↩

    The policy's accident cover applies exclusively to the car's driver ('Førerulykkesforsikringen dækker alene bilens fører'); no separate accident benefit for passengers is provided.

    Førerulykkesforsikringen dækker alene bilens fører, forudsat at denne er i lovlig besiddelse af bilen, jf. pkt. 28.
    media.umbraco.io · Page 1 · Clause Pkt. 1.6 · Section: 1. Hvem omfatter forsikringen · Read
Bauta Forsikring, a brand of LB Forsikring A/S 5 sourced claims
  1. [21] Bodily injury liability: Covered ↩

    Mandatory liability cover for bodily injury caused to third parties by the insured as owner, user or driver of the car; compensation in Denmark is calculated according to the amounts set by the Danish Road Traffic Act (færdselsloven), with no specific sum stated in the source.

    Forsikringen dækker i Danmark med de beløb, der fastsættes i færdselsloven.
    lb.dk · Page 5 · Section: 3. Ansvar > 4. Erstatning · Read
  2. [22] Property damage liability: Covered ↩

    Mandatory liability cover for damage to third-party property caused by the insured car; compensation follows the amounts set by the Danish Road Traffic Act, with driving outside Denmark covered at least at Danish levels, no specific sum stated in the source.

    Under kørsel uden for Danmark dækkes med de summer, der kræves i de pågældende lande, dog mindst med de summer, som gælder i Danmark.
    lb.dk · Page 5 · Section: 3. Ansvar > 4. Erstatning · Read
  3. [24] Green card: Covered ↩

    The mandatory liability insurance automatically satisfies the EU Motor Insurance Directive/green card requirement, giving valid third-party cover when driving in Europe and in non-European green card countries; the registration plate itself serves as proof within the EU.

    Forsikringen dækker i Europa samt i de lande uden for Europa, der er tilsluttet grøntkortordningen.
    lb.dk · Page 4 · Section: 2. Hvem, hvor og hvad? > B. Hvor dækker forsikringen? · Read
  4. [25] Passenger accident: Covered ↩

    Injuries to passengers are covered as third-party claims under the mandatory liability insurance.

    Ansvarsforsikringen dækker skader på dine passagerer og andre i trafikken, der kommer til skade, hvis du kører galt.
    bauta.dk · Section: Vores bilforsikring kan dække: > Vælg kasko, delkasko eller kun ansvar > Den lovpligtige ansvarsforsikring · Read
Alm. Brand Forsikring A/S (trading as Codan) 5 sourced claims
  1. [26] Bodily injury liability: DKK 152,000,000 ↩

    Covers third-party bodily injury liability arising from use of the car, up to the sums fixed by the Danish Road Traffic Act (Færdselsloven); these sums are indexed every 1 January but the exact DKK figure is not stated in the terms document.

    Ansvarsforsikringen dækker pr. uheld personskader eller tab af forsørger op til 152 mio. kr. og tingskader op til 30 mio. kr (2026).
    forsikringsoplysningen.dk · Section: Ansvarsforsikring på bil > Motoransvarsforsikring · Read
  2. [27] Property damage liability: DKK 30,000,000 ↩

    Covers third-party property damage liability arising from use of the car, up to the sums fixed by the Danish Road Traffic Act (Færdselsloven); the exact DKK figure is not stated in the terms document.

    Ansvarsforsikringen dækker pr. uheld personskader eller tab af forsørger op til 152 mio. kr. og tingskader op til 30 mio. kr (2026).
    forsikringsoplysningen.dk · Section: Ansvarsforsikring på bil > Motoransvarsforsikring · Read
  3. [29] Green card: Covered ↩

    International Green Card serving as proof of mandatory liability insurance when driving in Green Card member countries; Codan covers liability at the sums applicable in that country, but at least at the sums applicable in Denmark.

    I de lande hvor det grønne kort* gælder (se Fællesbestemmelser), dækker vi ansvaret med de summer, der gælder i landene - dog mindst med de summer, der gælder i Danmark*.
    beregn.codan.dk · Page 8 · Clause Art. 3 · Section: Ansvar > 3 Forsikringssummer · Read
  4. [30] Passenger accident: Covered ↩

    Bodily injuries to passengers, including the policyholder when not driving, are covered under the mandatory liability section up to the statutory sums fixed by the Danish Road Traffic Act; there is no separate passenger-accident product.

    personskader på dig selv, når du ikke er fører af bilen
    beregn.codan.dk · Page 8 · Clause Art. 1 · Section: Ansvar > 1 Vi dækker · Read
Coop Forsikringer (insurance brand distributed by Coop Danmark A/S) 5 sourced claims
  1. [31] Bodily injury liability: Covered ↩

    The insurance is compulsory and covers liability for damage caused by use of the car according to the rules of the Danish Road Traffic Act (Færdselsloven); the specific statutory compensation ceiling is not stated in Coop's own product documents reviewed.

    Sikredes ansvar for skade forvoldt ved brug af den forsikrede personbil. […] Ansvarsforsikringen dækker i Danmark med de forsikringssummer, som er fastsat i Færdselsloven.
    coopforsikringer.dk · Source no longer reachable · Page 16 · Clause 2.1.1 · Section: Personbil, vare- og lastvogne > 2. Lovpligtig motoransvarsforsikring · Read
  2. [32] Property damage liability: Covered ↩

    Covered as part of the compulsory liability insurance following the Road Traffic Act; the exact statutory sum is not stated in Coop's own reviewed documents.

    Sikredes ansvar for skade forvoldt ved brug af den forsikrede personbil. […] Ansvarsforsikringen dækker i Danmark med de forsikringssummer, som er fastsat i Færdselsloven.
    coopforsikringer.dk · Source no longer reachable · Page 16 · Clause 2.1.1 · Section: Personbil, vare- og lastvogne > 2. Lovpligtig motoransvarsforsikring · Read
  3. [34] Green card: See details ↩

    Not explicitly documented in the reviewed Coop sources.

    coopforsikringer.dk · Source no longer reachable · Read
  4. [35] Passenger accident: See details ↩

    Not documented as a separate cover line in the reviewed Coop sources; passenger injuries caused by the insured car are addressed under the general liability cover.

    coopforsikringer.dk · Source no longer reachable · Read
easySure Forsikringsformidler A/S 4 sourced claims
  1. [36] Bodily injury liability: Covered ↩

    Covers liability for bodily injury caused to third parties through use of the insured vehicle, up to the sums stated in the Danish Traffic Act (Færdselsloven) at any given time, which are index-adjusted every 1 January.

    Forsikingen dækker med de til enhver tid gældende summer, der fremgår i færdselsloven. Summen bliver indeksreguleret hver år d. 1. januar.
    easysure.dk · Page 17 · Section: 2. Ansvarsforsikring > Forsikringssummer · Read
  2. [37] Property damage liability: Covered ↩

    Covers liability for damage to third-party property, animals and vehicles caused through use of the insured vehicle, up to the sums stated in the Danish Traffic Act at any given time, index-adjusted every 1 January; does not cover the insured vehicle itself.

    Erstatningsansvar for skader, der sker ved den forsikrede bils anvendelse som køretøj.
    easysure.dk · Page 17 · Section: 2. Ansvarsforsikring · Read
  3. [38] Green card: Covered ↩

    The mandatory liability insurance automatically covers driving in Denmark and countries affiliated with the Green Card scheme. The Green Card document, confirming valid liability cover to foreign customs/police authorities, can be downloaded free of charge via 'Min profil' on easysure.dk by entering the travel period.

    At downloade det Grønne Kort inden du kører til et land, hvor det er påkrævet at medbringe. Du kan hente det Grønne Kort på 'Min profil' under 'Forsikringer' på easySure.dk. Alt hvad du skal gøre er at indtaste perioden, du er udrejst i.
    easysure.dk · Page 9 · Section: 1. Generel information > 1.4 Hvor dækker forsikringen? · Read
  4. [39] Passenger accident: Covered ↩

    The mandatory liability insurance covers personal injury to passengers of the insured vehicle, and to the policyholder when not driving, unless separate driver's-seat cover has been bought (in which case the driver is covered too). No separate sum insured is stated; compensation follows the Liability for Damages Act.

    Personskader på passagerer og dig, når du ikke er fører af bilen, medmindre du har tegnet 'Førerpladsdækning'.
    easysure.dk · Page 17 · Section: 2. Ansvarsforsikring · Read
Federation of Danish Motorists (FDM) 4 sourced claims
  1. [40] Bodily injury liability: Covered ↩

    Mandatory third-party liability insurance covering personal injury caused to others by the insured moped.

    fdm.dk · Source no longer reachable · Read
  2. [41] Property damage liability: Covered ↩

    Mandatory third-party liability insurance covering damage to others' property caused by the insured moped.

    fdm.dk · Source no longer reachable · Read
  3. [43] Green card: Covered ↩

    The insurance is valid in Europe and in countries outside Europe covered by the Green Card scheme; the Green Card serves as proof of mandatory liability cover when driving abroad.

    Forsikringen gælder i Europa samt i de lande uden for Europa, der er tilsluttet ”Grønt kort ordningen”. […] Det grønne kort er dokumentation for, at der foreligger lovpligtig ansvarsforsikring for ejer/bruger under kørsel i udlandet.
    cdn.sanity.io · Page 2/2 · Section: Hvor er jeg dækket? · Read
Forsia Forsikring A/S 5 sourced claims
  1. [44] Bodily injury liability: Covered ↩

    Liability for bodily injury is covered up to the statutory limits set by the Danish Traffic Act (Færdselsloven), which are adjusted annually on 1 January; no fixed monetary limit is stated in the policy documents.

    I Danmark dækker forsikringen erstatningsansvar i overensstemmelse med færdselslovens regler og summer ved hver enkelt skade. Summerne reguleres hvert år den 1. januar.
    forsia.dk · Page 5 · Clause 4.3 · Section: Dækninger > 4. Ansvarsdækning > 4.3. Forsikringssummer · Read
  2. [45] Property damage liability: Covered ↩

    Liability for damage to property or other vehicles is covered up to the statutory limits set by the Danish Traffic Act (Færdselsloven), adjusted annually on 1 January; no fixed monetary limit is stated in the policy documents.

    I Danmark dækker forsikringen erstatningsansvar i overensstemmelse med færdselslovens regler og summer ved hver enkelt skade. Summerne reguleres hvert år den 1. januar.
    forsia.dk · Page 5 · Clause 4.3 · Section: Dækninger > 4. Ansvarsdækning > 4.3. Forsikringssummer · Read
  3. [47] Green card: Covered ↩

    Third-party liability cover extends beyond Denmark to all countries party to the Green Card scheme, with cover at least equal to the Danish statutory sums, or higher local sums where applicable.

    Ansvarsforsikringen dækker kørsel i både Danmark, EU og udenfor EU, når landet er tilsluttet grønt kort-ordningen.
    forsia.dk · Section: Hvad dækker ansvarsforsikringen? · Read
  4. [48] Passenger accident: Covered ↩

    Passengers in the insured vehicle are covered under the standard third-party liability cover for personal injury and property damage at no extra cost.

    Skade på person eller ting, på passagerer og dig selv, når du ikke er fører af bilen.
    forsia.dk · Page 5 · Clause 4.1 · Section: Dækninger > 4. Ansvarsdækning > 4.1. Hvad omfatter ansvarsdækningen? · Read
Gjensidige Forsikring, Danish branch of Gjensidige Forsikring ASA, Norway 5 sourced claims
  1. [49] Bodily injury liability: DKK 121,000,000 ↩

    Statutory liability cover for bodily injury caused to third parties by the insured vehicle, capped at the Road Traffic Act (Færdselsloven) sum of DKK 121 million (2018 level; sums are indexed annually).

    Ansvarsskader er dækket ved personskader op til 121 mio. kr. (2018) og tingskader op til 24 mio. kr. (2018)
    services.gjensidige.no · Page 1 · Section: Bilforsikring ABD 2.0 > Hvad dækker den? > Hvilke skader er dækket · Read
  2. [50] Property damage liability: DKK 24,000,000 ↩

    Statutory liability cover for property/material damage caused to third parties by the insured vehicle, capped at the Road Traffic Act (Færdselsloven) sum of DKK 24 million (2018 level; sums are indexed annually).

    Ansvarsskader er dækket ved personskader op til 121 mio. kr. (2018) og tingskader op til 24 mio. kr. (2018)
    services.gjensidige.no · Page 1 · Section: Bilforsikring ABD 2.0 > Hvad dækker den? > Hvilke skader er dækket · Read
  3. [52] Green card: Covered ↩

    The Green Card documents valid liability insurance for driving outside Denmark. It is not necessary to carry it within the EU, Norway, Iceland, Switzerland, Andorra and Serbia, but is required and can be ordered from Gjensidige for other Green Card countries.

    Det er ikke nødvendigt at medbringe det grønne kort inden for EU's grænser samt i Norge, Island, Schweiz, Andorra og Serbien. Læs mere om det grønne kort og/eller bestil det grønne kort på gjensidige.dk.
    gjepublicsa.blob.core.windows.net · Page 6 · Section: 3. Hvem og hvad er omfattet af forsikringen > Hvor dækker forsikringen · Read
  4. [53] Passenger accident: See details ↩

    No standalone passenger accident add-on exists for this product. Passengers injured by the insured vehicle are covered as third parties under the compulsory liability (Ansvar) cover when the driver is at fault.

    gjepublicsa.blob.core.windows.net · Read
Insurance Company Himmerland G/S 5 sourced claims
  1. [54] Bodily injury liability: Covered ↩

    The mandatory liability cover (ansvarsforsikring), included in every car insurance, pays for personal injury the insured causes to other people while using the car; it does not cover the driver's own injuries.

    Når du køber en bilforsikring, er den lovpligtige ansvarsforsikring omfattet. Den dækker skader, du måtte pådrage andre personer eller andres ting ved brug af bilen.
    himmerland.dk · Section: De forskellige typer forsikringer > Grunddækning · Read
  2. [55] Property damage liability: Covered ↩

    The mandatory liability cover pays for damage the insured causes to other people's property while using the car; it does not cover the insured's own car.

    Dit erstatningsansvar over for andre personer og deres ting – hvis skaden forvoldes ved brug af bilen
    himmerland.dk · Section: De forskellige typer forsikringer > Grunddækning · Read
  3. [57] Green card: Covered ↩

    A Green Card proving the mandatory liability cover is valid can be ordered free of charge via Mit Himmerland for driving in Green Card member countries outside the EU/EEA.

    Du kan altid bestille et nyt grønt kort via Mit Himmerland.
    himmerland.dk · Section: Husk rødt og grønt kort til bilferie i udlandet > Røt og grønt kort til kør-selv-ferie · Read
  4. [58] Passenger accident: Covered ↩

    Injuries to passengers in the insured's car are covered under the mandatory liability cover, whereas the driver's own injuries and damage to the insured's own car are excluded.

    himmerland.dk · Source no longer reachable · Read
IF SKADEFORSIKRING, FILIAL AF IF SKADEFÖRSÄKRING AB (PUBL), SVERIGE 5 sourced claims
  1. [59] Bodily injury liability: Covered ↩

    Covers the policyholder's statutory liability under the Danish Road Traffic Act for bodily injury caused to third parties by use of the insured motor vehicle. In Denmark cover applies with the sums fixed by the Road Traffic Act; in other covered countries cover applies with the sums required by local law. No specific monetary sum is stated in If's own policy documents.

    Forsikringen dækker i Danmark med de summer, der er fastsat i Færdselsloven. I øvrige dækningsområder dækkes med de summer, der kræves i de pågældende lande.
    if.dk · Page 6 · Section: 4 Dækningsskemaer > 4.1 Ansvar · Read
  2. [60] Property damage liability: Covered ↩

    Covers the policyholder's statutory liability for damage caused by the insured vehicle to other people's property, including other vehicles and buildings. In Denmark cover applies with the sums fixed by the Road Traffic Act; in other covered countries cover applies with the sums required by local law. No specific monetary sum is stated in If's own policy documents.

    Forsikringen dækker i Danmark med de summer, der er fastsat i Færdselsloven. I øvrige dækningsområder dækkes med de summer, der kræves i de pågældende lande.
    if.dk · Page 6 · Section: 4 Dækningsskemaer > 4.1 Ansvar · Read
  3. [62] Green card: Covered ↩

    The mandatory liability insurance provides valid proof of insurance in Denmark and in all countries that are party to the Green Card system, without any separate purchase. An overview of participating countries is published on if.dk.

    Ansvarsforsikringen dækker i Danmark og i de lande, der er tilsluttet grønt kort-ordningen. Se oversigt på if.dk
    if.dk · Page 5 · Section: 3 Hvem og hvad er omfattet af forsikringen > 3.3 Hvor dækker forsikringen · Read
  4. [63] Passenger accident: Covered ↩

    Personal injury to the policyholder (when not driving) and to all passengers in the insured vehicle is compensated as part of the mandatory third-party liability cover; there is no separate passenger-accident product with its own sum insured.

    Skade på forsikringstagerens person dækkes, når denne ikke er fører af motorkøretøjet.
    if.dk · Page 6 · Section: 4 Dækningsskemaer > 4.1 Ansvar · Read
LB Forsikring A/S 5 sourced claims
  1. [64] Bodily injury liability: Covered ↩

    Covers the policyholder's liability as owner, user or driver for personal injury caused to others with the insured car. In Denmark, compensation is determined using the amounts fixed under the Danish Road Traffic Act (færdselsloven); when driving abroad, cover applies with the sums required in the relevant country, but at least the sums applicable in Denmark.

    Forsikringen dækker i Danmark med de beløb, der fastsættes i færdselsloven. Under kørsel uden for Danmark dækkes med de summer, der kræves i de pågældende lande, dog mindst med de summer, som gælder i Danmark.
    lb.dk · Page 5 · Clause 3 · Section: 3. Ansvar > 4. Erstatning · Read
  2. [65] Property damage liability: Covered ↩

    Covers the policyholder's liability as owner, user or driver for damage caused to other people's property/vehicles with the insured car. In Denmark, compensation follows the amounts fixed under the Danish Road Traffic Act (færdselsloven); abroad, cover applies with the sums required locally, at least the Danish sums.

    Forsikringen dækker i Danmark med de beløb, der fastsættes i færdselsloven. Under kørsel uden for Danmark dækkes med de summer, der kræves i de pågældende lande, dog mindst med de summer, som gælder i Danmark.
    lb.dk · Page 5 · Clause 3 · Section: 3. Ansvar > 4. Erstatning · Read
  3. [67] Green card: Covered ↩

    The mandatory liability cover automatically extends to countries outside Europe that are part of the Green Card scheme, in addition to full coverage across Europe; this is a territorial scope feature rather than a separate sum insured.

    Forsikringen dækker i Europa samt i de lande uden for Europa, der er tilsluttet grøntkortordningen.
    lb.dk · Page 4 · Clause 2.B · Section: 2. Hvem, hvor og hvad? > B. Hvor dækker forsikringen? · Read
  4. [68] Passenger accident: See details ↩

    No standalone passenger-accident benefit is offered; the optional Førerulykke (driver accident) cover applies only to the driver. Passengers injured through the policyholder's fault are compensated as third parties under the bodily injury liability cover.

    lb.dk · Read
Lokal Forsikring G/S (Mutual Insurance Company) 5 sourced claims
  1. [69] Bodily injury liability: Covered ↩

    Covers the insured's legal liability for personal injury caused by use of the vehicle, in Denmark with the sums at any time laid down in the Danish Road Traffic Act (index-regulated, no fixed figure stated); abroad in Green Card countries at local sums, but never less than the Danish sums.

    I Danmark dækker forsikringen med de i Færdselsloven til enhver tid gældende summer.
    lokal.dk · Page Side 7 af 15 · Clause 17.1.1 · Section: 17 Ansvarsforsikring > 17.1 Hvilket ansvar er dækket? · Read
  2. [70] Property damage liability: Covered ↩

    Covers the insured's legal liability for damage caused to other people's property by use of the vehicle, with the statutory sums under the Road Traffic Act in Denmark and local/minimum Danish sums abroad under the Green Card scheme.

    I udlandet dækker forsikringen i de lande, hvor Grøntkort-ordningen gælder, med de summer, der gælder i disse lande, dog mindst med de summer, der gælder i Danmark.
    lokal.dk · Page Side 7 af 15 · Clause 17.1.2 · Section: 17 Ansvarsforsikring > 17.1 Hvilket ansvar er dækket? · Read
  3. [72] Green card: Covered ↩

    The Green Card documents that a statutory liability insurance exists for the owner/user when driving abroad; cover applies in all countries party to the Green Card scheme, with the summer applicable in each country, but never less than the sums applicable in Denmark.

    Forsikringen dækker Europa samt i de lande udenfor Europa, der er tilsluttet Grøntkort-ordningen. Det grønne kort er dokumentation for, at der foreligger en lovpligtig ansvarsforsikring for ejer/bruger under kørsel i udlandet.
    lokal.dk · Page 2 · Section: Hvor er jeg dækket? · Read
  4. [73] Passenger accident: Covered ↩

    The compulsory liability insurance covers personal injury to passengers and other persons caused by use of the vehicle, compensated under the statutory sums and rules of the Road Traffic Act / Liability for Damages Act.

    Ansvarsforsikringen dækker: - Personskade på passagerer og andre personer
    lokal.dk · Page 1 · Section: Hvad dækker den? > Ansvarsforsikring · Read
Popermo Forsikring G/S 5 sourced claims
  1. [74] Bodily injury liability: Covered ↩

    The liability insurance covers, in Denmark, with the sums laid down in the Danish Road Traffic Act; abroad it covers with the sums set by the country visited, but at least with the Danish sums. Popermo also pays imposed costs and interest on top of these sums.

    I Danmark dækker ansvarsforsikringen med de summer, der er fastsat i færdselsloven. […] I udlandet dækker ansvarsforsikringen med de summer, der er fastsat i de pågældende lande - dog minimum med de summer, der gælder i Danmark.
    popermo.dk · Page 11 · Clause 19.3 · Section: Forsikringsdækning og erstatning > Ansvarsforsikring > 19.3 Forsikringssummer · Read
  2. [75] Property damage liability: Covered ↩

    The liability insurance covers property damage caused to third parties, in Denmark with the sums laid down in the Road Traffic Act and abroad with at least the same Danish sums, plus imposed costs and interest.

    I Danmark dækker ansvarsforsikringen med de summer, der er fastsat i færdselsloven. […] I udlandet dækker ansvarsforsikringen med de summer, der er fastsat i de pågældende lande - dog minimum med de summer, der gælder i Danmark.
    popermo.dk · Page 11 · Clause 19.3 · Section: Forsikringsdækning og erstatning > Ansvarsforsikring > 19.3 Forsikringssummer · Read
  3. [77] Green card: Covered ↩

    The Green Card documents that the motorcycle is covered by liability insurance and is required when driving in certain countries outside the EU/EEA; it can be printed via the Popermo app or Min Side, or received by email.

    Når du kører i egen bil eller på egen motorcykel på vejene i bestemte lande udenfor EU/EØS, skal du medbringe det Grønne kort. Kortet er dokumentation for, at du har ansvarsforsikring på dit køretøj, og at et trafikoffer altså er sikret udbetaling af en evt. erstatning.
    popermo.dk · Section: Du er måske interesseret i > Grønt Kort · Read
  4. [78] Passenger accident: Excluded ↩

    Passenger accident cover is not included in this Motorcykelforsikring; Popermo's Ulykkesforsikring insures the named policyholder, spouse/cohabitant and children, not motorcycle passengers generally.

    Vores Ulykkesforsikring kan omfatte både dig selv, din ægtefælle/samlever og jeres børn.
    popermo.dk · Section: Få hjælp til komme godt over personskader · Read
Storstrøm Forsikring g/s 5 sourced claims
  1. [79] Bodily injury liability: Covered ↩

    Third-party liability for personal injury caused by use of the car; covered in Denmark with the sums set out in the Danish Road Traffic Act (Færdselsloven); abroad under the visited Green Card country's legislation, at least at Danish levels.

    Forsikringen dækker i Danmark, med de summer, der er fastsat i Færdselsloven. Ved kørsel i de lande der er med i grøntkort-ordningen eller anden international aftale, dækker forsikringen med de pågældende landes lovgivning, dog mindst med de summer, der gælder for kørsel i Danmark.
    storstrom.dk · Page 6 · Clause 5.1 · Section: 5. Hvilke skader dækker forsikringen? > 5.1. Ansvarsforsikring · Read
  2. [80] Property damage liability: Covered ↩

    Third-party liability for damage to other people's property or vehicles caused by use of the car, including damage caused by an attached trailer; covered with the sums set out in the Danish Road Traffic Act.

    Erstatningsansvar for skade forvoldt med efterspændt påhængskøretøj, når bilen er synet og registreret med anhængertræk
    storstrom.dk · Page 6 · Clause 5.1 · Section: 5. Hvilke skader dækker forsikringen? > 5.1. Ansvarsforsikring · Read
  3. [82] Green card: Covered ↩

    The liability insurance extends to all EU countries and non-EU countries participating in the international Green Card scheme; the Green Card is the certificate documenting mandatory liability cover abroad. No separate monetary sum applies to this extension itself.

    I alle EU-lande samt lande udenfor EU, som er tilsluttet *grøntkort-ordningen
    storstrom.dk · Page 5 · Section: 2. Hvor dækker forsikringen? · Read
  4. [83] Passenger accident: Covered ↩

    Liability insurance covers injuries to passengers in the car as part of third-party liability, with the sums set out in the Danish Road Traffic Act; this is liability-based cover, not a fixed accident sum.

    Ansvar for skade, der sker ved brug af bilen, når den benyttes som køretøj af de *sikrede
    storstrom.dk · Page 6 · Clause 5.1 · Section: 5. Hvilke skader dækker forsikringen? > 5.1. Ansvarsforsikring · Read
Thisted Forsikring A/S 5 sourced claims
  1. [84] Bodily injury liability: Covered ↩

    Covers the insured's liability under the Danish Traffic Act (færdselsloven) for personal injury caused by tractors, combine harvesters and motor tools legally used without number plates; per §13.2 of the terms, cover follows the statutory sums fixed in the Traffic Act, which are re-indexed annually rather than being a fixed amount stated in this policy.

    Forsikringen omfatter sikredes ansvar efter færdselsloven for traktorer, mejetærskere og motorredskaber, der lovligt anvendes uden nummerplader.
    thistedforsikring.dk · Page Side 2 · Clause 3.1 · Section: 3 Som ejer eller fører af traktor eller motorredskab uden nummerplader: > 3.1 · Read
  2. [85] Property damage liability: Covered ↩

    Covers the insured's liability under the Danish Traffic Act for property damage caused by tractors, combine harvesters and motor tools legally used without number plates; per §13.2, cover follows the statutory sums fixed in the Traffic Act, re-indexed annually.

    Ved motoransvarsskader omfattet af pkt. 3, dækkes pr. forsikringsbegivenhed med de i Færdselslovens fastsatte erstatningssummer.
    thistedforsikring.dk · Page Side 9 · Clause 13.2 · Section: 13 Forsikringssummer > 13.2 · Read
  3. [87] Green card: See details ↩

    Not mentioned in the IPID or the Landbrugsansvar terms and conditions for this agricultural vehicle liability cover.

    thistedforsikring.dk · Read
  4. [88] Passenger accident: See details ↩

    No separate passenger-accident benefit is documented; injured passengers are covered as third parties under the general bodily injury liability cover (§3), not under a dedicated passenger-accident benefit.

    thistedforsikring.dk · Read
TJM Forsikring (formerly Tjenestemændenes Forsikring), operating within the Tryg Group 5 sourced claims
  1. [89] Bodily injury liability: Covered ↩

    The mandatory liability insurance covers damage caused by the moped's use as a vehicle, including injury to third parties, when used by the persons covered under the policy. No specific sum insured is stated in the terms.

    Ansvarsforsikringen dækker ansvar for skade forvoldt ved knallertens brug som køretøj, når den anvendes af den personkreds, der er nævnt i afsnit 1.
    tjm-forsikring.dk · Page 3 · Clause 3.1 · Section: 3. Hvilke skader er dækket > 3.1 Ansvarsforsikring · Read
  2. [90] Property damage liability: Covered ↩

    The mandatory liability insurance covers damage to property or vehicles of others caused by the moped, except damage to property belonging to the regular user/policyholder or businesses owned by them, damage to the driver's own person/things, or damage to a towed vehicle/trailer. No specific sum insured is stated.

    a) skade på ting eller ejendom tilhørende den faste bruger, forsikringstageren eller virksomheder helt eller delvis ejet af disse, b) skade på førerens person og ting, c) skade på tilkoblet køretøj eller påhængsredskab.
    tjm-forsikring.dk · Page 3 · Clause 3.1 · Section: 3. Hvilke skader er dækket > 3.1 Ansvarsforsikring · Read
  3. [92] Green card: Covered ↩

    The insurance covers in Europe and in countries outside Europe affiliated with the green-card scheme.

    Forsikringen dækker i Europa, og i de lande uden for Europa, der er tilsluttet "grønt-kort"-ordningen.
    tjm-forsikring.dk · Page 3 · Section: 2. Hvor gælder forsikringen · Read
  4. [93] Passenger accident: Covered ↩

    The mandatory liability insurance covers accidents in traffic where the insured injures their passengers, other persons, their belongings or vehicles.

    Dækker ved uheld i trafikken, hvor du kommer til at skade dine passagerer, andre personer, deres ting eller køretøjer.
    tjm-forsikring.dk · Section: Dækningsbeskrivelse · Read
Topdanmark – a part of If Skadeforsikring, branch of If Skadeförsäkring AB (publ), Sweden 5 sourced claims
  1. [94] Bodily injury liability: Covered ↩

    Mandatory liability cover for personal injury caused to others with the car; the reviewed pages do not state the exact statutory coverage sum, which is set and index-regulated by Danish law.

    Den lovpligtige ansvarsforsikring til bil dækker, hvis du kommer til at gøre skade på andre personer eller andres ting - fx hvis du kommer til at køre ind i en andens bil.
    topdanmark.dk · Section: Ansvarsforsikring til bil > Husk den lovpligtige ansvarsforsikring · Read
  2. [95] Property damage liability: Covered ↩

    Mandatory liability cover for damage caused to other people's property with the car; the reviewed pages do not state the exact statutory coverage sum.

    Den lovpligtige ansvarsforsikring til bil dækker, hvis du kommer til at gøre skade på andre personer eller andres ting - fx hvis du kommer til at køre ind i en andens bil.
    topdanmark.dk · Section: Ansvarsforsikring til bil > Husk den lovpligtige ansvarsforsikring · Read
  3. [97] Green card: Covered ↩

    Within the EU the liability cover applies the same as in Denmark; outside the EU it only applies in Green Card countries: Albania, Azerbaijan, Israel, North Macedonia, Morocco, Moldova, Tunisia, Turkey and Ukraine.

    Bil- og MC-forsikringen dækker dig på samme måde i hele EU. Uden for EU dækker den kun i de lande, der er med i grønt kort-ordningen, dvs.: Albanien, Aserbajdsjan, Israel, Nordmakedonien, Marokko, Moldova, Tunesien, Tyrkiet og Ukraine.
    topdanmark.dk · Section: Vejhjælp til bil > Typiske spørgsmål om vejhjælp > Hvordan er jeg dækket, når jeg kører i udlandet? · Read
  4. [98] Passenger accident: Covered ↩

    The insurance covers your liability for damage to passengers in your car.

    Dertil dækker forsikringen dit erstatningsansvar for skader på passagerer i din bil.
    topdanmark.dk · Section: Ansvarsforsikring til bil > Husk den lovpligtige ansvarsforsikring · Read
Insurance Company Vejle Brand of 1841 g/s 5 sourced claims
  1. [99] Bodily injury liability: Covered ↩

    Covers the insured's legal liability for damage caused by the moped's use, including personal injury, within the sums fixed by the Danish Road Traffic Act (Færdselsloven); no fixed monetary amount is stated in the policy itself, as the statutory limits apply and are adjusted over time.

    Ansvarsforsikringen dækker i Danmark med de summer, der er fastsat i færdselsloven.
    vejlebrand.dk · Page 1 · Clause 2 · Section: 2 Geografisk område · Read
  2. [100] Property damage liability: Covered ↩

    Covers the insured's legal liability for damage caused to other people's property by the moped's use, within the sums fixed by the Danish Road Traffic Act; no fixed monetary amount is stated in the policy, as statutory limits apply.

    Ansvarsforsikringen dækker i Danmark med de summer, der er fastsat i færdselsloven.
    vejlebrand.dk · Page 1 · Clause 2 · Section: 2 Geografisk område · Read
  3. [102] Green card: Covered ↩

    In the rest of Europe and other countries party to the Green Card scheme, the liability cover applies at the sums required in the relevant country, but never less than the sums fixed by the Danish Road Traffic Act.

    I det øvrige Europa, samt i de lande udenfor, der er tilsluttet grønt kort ordningen, dækkes med de summer, der kræves i de pågældende lande; dog mindst med de summer, der er fastsat i den danske færdselslov.
    vejlebrand.dk · Page 1 · Clause 2 · Section: 2 Geografisk område · Read
  4. [103] Passenger accident: Excluded ↩

    Not covered as a separate passenger accident benefit; this is a liability-only policy. A passenger injured in an accident caused by the insured is, however, covered as a third party under the bodily injury liability cover.

    Ansvarsforsikringen dækker sikredes erstatningsansvar for skade forvoldt ved motorkøretøjets brug som køretøj, jfr. Færdselslovens bestemmelser.
    vejlebrand.dk · Page 1 · Clause 3 · Section: 3 Forsikringen dækker · Read

AI share of voiceNew

Which brands do AI assistants name for motor third-party liability insurance in Denmark?

How often insurers, brokers and banks are named when people ask ChatGPT, Gemini and Claude unbranded motor third-party liability questions in Danish.

Run Sep 24, 2026 · 33 answersMethodology
Share-of-voice leader · 8.7%
Forsikringsguiden
Brands detected
24
Valid AI answers
33
Answers backed by live web search
94%

Top 10 brands

Share of all brand mentions in AI answers, averaged equally across the three assistants.

Assistant:
  1. 1ForsikringsguidenBrokerNamed in 63% of answers · first choice in 25%8.7%
  2. 2TJM ForsikringInsurerNamed in 63% of answers · first choice in 38%8.2%
  3. 3GF ForsikringInsurerNamed in 55% of answers7.3%
  4. 4TopdanmarkInsurerNamed in 54% of answers7.2%
  5. 5TrygInsurerNamed in 55% of answers7.0%
  6. 6SamlinoBrokerNamed in 52% of answers · first choice in 17%6.5%
  7. 7LB ForsikringInsurerNamed in 52% of answers6.3%
  8. 8FDMOtherNamed in 49% of answers6.0%
  9. 9GjensidigeInsurerNamed in 43% of answers5.8%
  10. 10IfInsurerNamed in 42% of answers5.6%

Who owns the answer

  • Insurers72.6%
  • Brokers21.5%
  • Other6.0%
Questions asked (6, in Danish)
  1. Hvad er den bedste lovpligtige ansvarsforsikring til bil i Danmark?Which is the best compulsory third-party liability insurance in Denmark?
  2. Hvor kan jeg sammenligne og købe ansvarsforsikring til bil online i Danmark?Where can I compare and buy third-party liability insurance online in Denmark?
  3. Hvilke forsikringsselskaber tilbyder den bedste ansvarsforsikring til bil i Danmark?Which companies offer the best third-party liability insurance in Denmark?
  4. Hvilken ansvarsforsikring til bil har det bedste forhold mellem pris og dækning i Danmark?Which third-party liability insurance offers the best value for money in Denmark?
  5. Hvor finder jeg den billigste ansvarsforsikring til min bil i Danmark?Where can I find the cheapest third-party liability insurance for my car in Denmark?
  6. Hvilke forsikringsselskaber i Danmark er mest pålidelige, når det gælder skadebehandling på bilforsikring?Which are the most reliable insurance companies in Denmark when it comes to paying third-party liability claims?

Are you one of these insurers?

See how AI describes your product and correct it with reviewed data.

Check your product

Six unbranded questions in Danish, asked twice to OpenAI (gpt-5.6), Gemini (gemini-3.6-flash) and Claude (claude-sonnet-5) with live web search. With two repeats, differences of a few points between neighbouring brands are within run-to-run noise. Share of voice is not a Boleron ranking and does not affect the coverage comparison below.

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