Extracted from source documents

Vejle Brand Motor third-party liability (Knallert Ansvarsforsikring)

Underwritten by Forsikringsselskabet Vejle Brand af 1841 g/s · Denmark

motor third-party liability insurance from Vejle Brand for the Denmark market.

Last verified Sep 1, 2026Sources

Unique selling points

As a mutual insurer (g/s), Vejle Brand's customers are also its owners and share in the company's community.

A locally rooted insurer serving the Trekantsområdet and Vestfyn regions rather than operating as a nationwide call-centre insurer.

Offers a 'Noget for noget' member and association benefit programme alongside standard policies.

Customers get personal, tailored advice by phone or email rather than an automated online-only process.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

Covered

Covered

Claims-handling / legal costs

Covered

The company pays the costs incurred with its approval in resolving a liability claim, including legal proceedings and negotiations it is authorised to conduct on the policyholder's behalf, plus interest on awarded damages, even if this causes the cover sums to be exceeded. No amount is stated as unlimited; the policy only states that these specific costs may exceed the sums insured.

Clause 3Page 1

Section: 3 Forsikringen dækker

Selskabet udreder de omkostninger, som med selskabets billigelse pådrages ved et erstatningsspørgsmåls afgørelse, samt renter af idømte erstatningsbeløb hørende under forsikringen, selv om dækningssummerne derved overskrides.

Covered

Green Card cover

Covered

In the rest of Europe and other countries party to the Green Card scheme, the liability cover applies at the sums required in the relevant country, but never less than the sums fixed by the Danish Road Traffic Act.

Clause 2Page 1

Section: 2 Geografisk område

I det øvrige Europa, samt i de lande udenfor, der er tilsluttet grønt kort ordningen, dækkes med de summer, der kræves i de pågældende lande; dog mindst med de summer, der er fastsat i den danske færdselslov.

Roadside assistance

No limit stated

Not covered: this is a liability-only moped policy and the terms do not provide roadside assistance.

Driver accident cover

No limit stated

Not covered: this is a pure liability policy and the terms do not provide driver accident cover.

Excluded

Passenger accident cover

Excluded

Not covered as a separate passenger accident benefit; this is a liability-only policy. A passenger injured in an accident caused by the insured is, however, covered as a third party under the bodily injury liability cover.

Clause 3Page 1

Section: 3 Forsikringen dækker

Ansvarsforsikringen dækker sikredes erstatningsansvar for skade forvoldt ved motorkøretøjets brug som køretøj, jfr. Færdselslovens bestemmelser.

Key conditions

Driver restrictions

The policy covers the policyholder and persons who are occasionally lent the moped for use; Vejle Brand markets the moped/scooter cover as an addition offered to customers who already hold other policies with the company.

Claim notification deadline

The terms do not specify a fixed deadline for notifying a claim.

Bonus-malus rules

The moped liability terms do not include a bonus-malus or no-claims discount scheme.

Territorial scope

In Denmark, cover applies at the sums set by the Danish Road Traffic Act. In the rest of Europe and other Green Card countries, cover applies at the sums required in the country concerned, but never less than the Danish statutory sums.

Documents

Moped liability insurance terms and conditions 32/1 (opens in a new tab)

Terms & conditions · PDF

Policy specifics

Mandatory liability insurance

Moped insurance includes mandatory liability coverage required by Danish law

Source

Section: Knallertforsikring - på god fod hvis du er uheldig på knallert eller scooter

Det er vigtigt at have en lovpligtig ansvarsforsikring til din knallert eller scooter.

Deductible (self-risk)

The policyholder bears DKK 100 of every claim when the policyholder themselves was driving the moped; if the moped had been lent to someone else, a deductible of DKK 200 applies instead.

SourceClause 5Page 1

Section: 5 Selvrisiko

Af enhver skade bærer forsikringstageren kr. 100 ved uheld, hvor forsikringstageren selv var fører af knallerten. Ved udlån af knallerten gælder en selvrisiko på kr. 200.

Sources