Insurance Company Vejle Brand of 1841 g/s
Vejle Brand
Vejle Brand is a motor third-party liability insurance for the Denmark market with no online purchase and limited assistance availability.
Direct payment
The insurer settles claims directly with injured third parties, may conclude settlements on the policyholder's behalf, and covers costs incurred with its approval in resolving liability claims plus interest on awarded damages, even if this exceeds the sums insured; it also has a duty to seek recourse against a driver who caused damage intentionally or through gross negligence.
Geographic scope
Denmark, the rest of Europe and other countries party to the Green Card scheme
In Denmark, cover applies at the sums set by the Danish Road Traffic Act. In the rest of Europe and other Green Card countries, cover applies at the sums required in the country concerned, but never less than the Danish statutory sums.
Unique selling points
- As a mutual insurer (g/s), Vejle Brand's customers are also its owners and share in the company's community.
- A locally rooted insurer serving the Trekantsområdet and Vestfyn regions rather than operating as a nationwide call-centre insurer.
- Offers a 'Noget for noget' member and association benefit programme alongside standard policies.
- Customers get personal, tailored advice by phone or email rather than an automated online-only process.
Coverage limits
Bodily injury liability
€152
Covers the insured's legal liability for damage caused by the moped's use, including personal injury, within the sums fixed by the Danish Road Traffic Act (Færdselsloven); no fixed monetary amount is stated in the policy itself, as the statutory limits apply and are adjusted over time.
Property damage liability
€30
Covers the insured's legal liability for damage caused to other people's property by the moped's use, within the sums fixed by the Danish Road Traffic Act; no fixed monetary amount is stated in the policy, as statutory limits apply.
Claims-handling / legal costs
Covered
The company pays the costs incurred with its approval in resolving a liability claim, including legal proceedings and negotiations it is authorised to conduct on the policyholder's behalf, plus interest on awarded damages, even if this causes the cover sums to be exceeded. No amount is stated as unlimited; the policy only states that these specific costs may exceed the sums insured.
Green Card cover
Covered
In the rest of Europe and other countries party to the Green Card scheme, the liability cover applies at the sums required in the relevant country, but never less than the sums fixed by the Danish Road Traffic Act.
Roadside assistance
No limit stated
Not mentioned in the moped liability terms; roadside assistance is not addressed by this product's conditions.
Driver accident cover
No limit stated
Not mentioned in the moped liability terms; this is a pure liability policy and does not address driver accident cover.
Passenger accident cover
No limit stated
Not mentioned in the moped liability terms; this is a pure liability policy and does not address passenger accident cover.
Key conditions
Territorial scope
Covers Denmark, plus the rest of Europe and other countries party to the Green Card scheme.
Green card rules
Outside Denmark, cover applies at the sums required by the country visited, but never less than the Danish statutory minimum sums, across Europe and other Green Card countries.
Driver restrictions
The policy covers the policyholder and persons who are occasionally lent the moped for use; Vejle Brand markets the moped/scooter cover as an addition offered to customers who already hold other policies with the company.
Claim notification deadline
The terms do not specify a fixed deadline for notifying a claim.
Bonus-malus rules
The moped liability terms do not include a bonus-malus or no-claims discount scheme.
Documents
Moped liability insurance terms and conditions 32/1
Terms & conditions
Policy specifics
Mandatory liability insurance
Moped insurance includes mandatory liability coverage required by Danish law
SourceDeductible (self-risk)
The policyholder bears DKK 100 of every claim when the policyholder themselves was driving the moped; if the moped had been lent to someone else, a deductible of DKK 200 applies instead.
Source