Extracted from source documents

Popermo Motor third-party liability (Motorcykelforsikring Ansvar)

Underwritten by Popermo Forsikring · Denmark

motor third-party liability insurance from Popermo for the Denmark market, with online purchase.

Last verified Sep 1, 2026Sources

Online purchase

Unique selling points

Roadside assistance can be added even to a liability-only motorcycle policy, not just with full casco cover.

Riders of motorcycles over 30 years old get a 50% discount.

Bundling several policies with Popermo can earn up to 15% loyalty discount (Fordelsrabat).

The compulsory liability cover already includes psychological crisis counselling after a covered accident.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

Covered

Optional

Legal expenses cover

Optional

Legal expenses cover (Retshjælpsforsikring) is not part of the liability-only Motorcykelforsikring; it is included when the optional Kaskoforsikring is purchased, which also adds Popermo Vejhjælp and rescue abroad. Where it applies, the deductible is 10% of the total case costs, minimum DKK 2,500.

Section: Mærk ekstra frihed på din motorcykel, når du har styr på forsikringen > Dækning

Retshjælpsforsikringen kan hjælpe dig i forbindelse med visse private tvister. Din selvrisiko vil være 10 % af sagens samlede omkostninger og minimum 2.500 kr.

Covered

Green Card

Covered

The Green Card documents that the motorcycle is covered by liability insurance and is required when driving in certain countries outside the EU/EEA; it can be printed via the Popermo app or Min Side, or received by email.

Section: Du er måske interesseret i > Grønt Kort

Når du kører i egen bil eller på egen motorcykel på vejene i bestemte lande udenfor EU/EØS, skal du medbringe det Grønne kort. Kortet er dokumentation for, at du har ansvarsforsikring på dit køretøj, og at et trafikoffer altså er sikret udbetaling af en evt. erstatning.

Optional

Roadside assistance

Optional

Popermo Vejhjælp is not automatically part of the liability-only policy but can be added as an optional extra; it is automatically included once Kaskoforsikring is purchased. It covers Denmark, the E65 transit route between Malmö and Ystad, and up to 25 km south of the Danish/German border, with one assistance per breakdown/accident.

Section: Mærk ekstra frihed på din motorcykel, når du har styr på forsikringen > Dækning

Popermo Vejhjælp Forsikringen dækker en assistance pr. uheld eller driftstop.

Excluded

Driver accident cover

Excluded

Personal accident cover for the rider is not part of this Motorcykelforsikring; it is only available through Popermo's separate Ulykkesforsikring, which covers accidents while riding the insured's own motorcycle (or the spouse's), but excludes riders under 21.

Section: Mærk ekstra frihed på din motorcykel, når du har styr på forsikringen > Dækning > Grunddækning

Dækker ulykkesskader ved kørsel på motorcykel samt ved ægtefællens motorcykelkørsel. Ulykkestilfælde opstået, hvis børn under 21 år er fører af motorcyklen, dækkes ikke.

Excluded

Passenger accident cover

Excluded

Passenger accident cover is not included in this Motorcykelforsikring; Popermo's Ulykkesforsikring insures the named policyholder, spouse/cohabitant and children, not motorcycle passengers generally.

Section: Få hjælp til komme godt over personskader

Vores Ulykkesforsikring kan omfatte både dig selv, din ægtefælle/samlever og jeres børn.

Key conditions

Driver restrictions

The policy covers the policyholder and anyone who has the policyholder's permission to use or ride the motorcycle, as well as workshops carrying out repairs when driving in the policyholder's interest; after a sale, the new owner remains covered for three weeks unless covered by their own policy.

Claim notification deadline

Claims must be reported as soon as possible; no fixed number of days is specified, but you must notify Popermo even if the at-fault party is known, since Popermo needs to assess the claim and deal with the counterparty's insurer.

Bonus-malus rules

If you report a claim and there is no liable third party, it is treated as a 'burdensome' claim affecting your claims history/bonus, unless the policy terms state otherwise.

Territorial scope

Covers driving in Denmark and abroad; in Denmark with the sums set by the Road Traffic Act, abroad with the host country's sums but never less than the Danish sums. A Green Card is required outside the EU/EEA.

Documents

Motorcycle Insurance Terms and Conditions No. 2-53 (opens in a new tab)

Terms & conditions · PDF

Motorcycle Insurance Terms and Conditions No. 2-52 (previous edition) (opens in a new tab)

Terms & conditions · PDF

Insurance Product Information Document – Motorcycle Insurance (opens in a new tab)

Product information sheet · PDF

Policy specifics

Seasonal driving coverage (stand-still period)

By default, the Motorcykelforsikring only covers driving damage from 1 March to 30 November; from 1 December to the following 1 March the motorcycle is only covered as stationary (stilstandsforsikret), unless a winter-driving extension is purchased for a 20% premium surcharge.

Source

Section: Mærk ekstra frihed på din motorcykel, når du har styr på forsikringen

Vores Motorcykelforsikring dækker kørselsskader i perioden fra den 1. marts til og med den 30. november. I den resterende periode forventer vi, at din motorcykel holder inde i varmen.

Recourse (regres) against at-fault party

Popermo has a right of recourse against anyone responsible for a claim caused with intent or gross negligence, per section 104 of the Danish Road Traffic Act; recourse is mandatory if the motorcycle was rented out without a driver in breach of the Ministry of Justice's regulations, unless the policyholder can prove otherwise.

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Sources

Popermo Motor third-party liability

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