Coop Forsikringer (insurance brand distributed by Coop Danmark A/S)
Coop Forsikringer
Coop Forsikringer is a travel insurance for the Denmark market with online purchase and 24/7 assistance.
Direct payment
Not specified in the available sources.
Geographic scope
Policyholder selects either Europe (incl. Turkey) or Worldwide coverage at purchase
Covers trips of up to 30 days per trip under the standard terms; the product page also references 30, 60 or 90 day options, which could not be fully reconciled from the sources
Unique selling points
- Marketed by Coop as one of the market's best annual travel insurance policies with round-the-clock acute assistance.
- Danish-speaking emergency call centre is always ready if you become ill or injured abroad.
- 10% discount plus ongoing member bonus when buying the policy online as a Coop member.
- Covers up to 25,000 kr. of rental-car/motorcycle/moped/camper excess if the rental company charges a deductible after a claim abroad.
- One policy covers the entire household year-round, even when family members travel separately from each other.
Coverage limits
Medical expenses
Covered
No limit stated
Covers treatment if you become acutely ill or injured during the trip.
Emergency medical treatment
Covered
No limit stated
Treatment if you become acutely ill or injured, with home transport if necessary.
Hospitalization
Covered
No limit stated
Hospital treatment is implicitly covered under the general acute illness/injury treatment benefit; no distinct sum insured could be located in the retrieved source text.
Outpatient treatment
Covered
No limit stated
Outpatient treatment for acute illness or injury is covered as part of the general medical benefit.
Emergency dental treatment
Covered
No limit stated
Acute treatment by a physiotherapist, chiropractor or dentist is covered.
Medical transport
Covered
No limit stated
Expenses for medical treatment and transport home if you become ill or injured during the holiday.
Medical evacuation
Covered
No limit stated
Covers expenses for evacuation and involuntary stay.
Repatriation of remains
No limit stated
Not specified in the retrieved source text.
Search and rescue
Covered
No limit stated
Covers expenses for search and rescue if you are reported missing; excludes search/rescue related to kidnapping or hijacking.
COVID-19 treatment
No limit stated
Not specified in the retrieved source text.
Pre-existing conditions
Conditional
No limit stated
Chronic or pre-existing conditions are only covered following a medical pre-approval; without approval only other acute illness/injury is covered.
Winter sports cover
Optional
No limit stated
Ski holiday cover can be added on top of the annual travel insurance as a paid add-on.
Adventure sports cover
No limit stated
Not specified in the retrieved source text.
Pregnancy complications
No limit stated
Not specified in the retrieved source text.
Personal liability
No limit stated
Not clearly distinguishable from other liability-related sentences (e.g. assault compensation) in the retrieved source text.
Legal assistance
Covered
No limit stated
Covers lawyer expenses if a private legal dispute arises during the trip.
24/7 assistance
Covered
A Danish-speaking emergency centre is always ready if you become ill or injured.
Key conditions
Assistance call deadline
Not specified in the available sources.
Unauthorized treatment
Not specified in the available sources.
Purchase while abroad
Not specified in the available sources.
Chronic conditions
A medical pre-approval is required if you have a chronic disease/condition that, within the last 2 months before departure, has led to hospital contact, medical treatment, or a change in medication.
Pregnancy
Not specifically addressed in the retrieved sources beyond the general pre-existing/chronic condition pre-approval rules.
Pre-existing condition exclusions
You can travel while ill, but the insurance only covers acute illness and injuries arising during the trip; with a medical pre-approval you are also covered for illness you knew about when booking or before departure.
Coverage duration limit
The T&C states a standard limit of up to 30 days per trip; the product page separately states trip lengths of 30, 60 or 90 days may apply — these two statements could not be fully reconciled from the retrieved text.
Policy specifics
Ski holiday coverage
Coverage specifically for ski holidays and winter sports activities
SourceSource no longer reachableMedical pre-approval
Requirement for pre-existing conditions; coverage of pre-existing conditions only with prior medical approval
SourceSource no longer reachableTrip duration limit
Maximum trip duration of 30 days per trip within the annual policy period
SourceSource no longer reachableGeographic coverage options
Policyholder must choose between Europe (incl. Turkey) or Worldwide coverage
SourceSource no longer reachableTrip cancellation coverage
Optional add-on coverage for trip cancellation and modification
SourceSource no longer reachableAcute illness coverage only
Travel insurance only covers acute illnesses and injuries arising during the trip, not pre-existing conditions
SourceSource no longer reachableAnnual multi-trip structure
Policyholder covers all household members for unlimited trips within the policy year, subject to 30-day per-trip limit
SourceSource no longer reachableHousehold coverage
Coverage extends to all household members registered at same address, including spouse/cohabitant and minor children
SourceSource no longer reachableSources
- https://www.coopforsikringer.dk/forsikringer/arsrejseforsikring/Source no longer reachable
- https://www.coopforsikringer.dk/forsikringer/rejseforsikringSource no longer reachable
- https://www.coopforsikringer.dk/service/sporgsmal-til-forsikringer/sporgsmal-om-rejseforsikring/Source no longer reachable