Dansk Rejseforsikring Travel insurance (Arsrejseforsikring)
Underwritten by Dansk Rejseforsikring · Denmark
travel insurance from Dansk Rejseforsikring for the Denmark market, with online purchase and 24/7 assistance.
Verified Sep 1, 2026 · Terms dated 2025-08-20Sources
Key facts
- Dansk Rejseforsikring
- Starting price: DKK 453per yearAs published by the insurer — it does not say who the price is for
Unique selling points
Full coverage with no deductible on all claims under the annual travel insurance.
24/7, 365-days-a-year emergency assistance from the Denmark-based SOS International alarm centre, serving travellers worldwide.
Underwritten by Allianz, one of the world's largest insurance companies, while keeping Dansk Rejseforsikring's competitive online pricing.
A single annual household policy can cover up to 7 people living at the same address.
Fully digital purchase flow with instant policy delivery by email after payment, with no paper letters or bills sent by post.
Coverage limits
Medical expenses (illness/injury)
Covered
The annual travel insurance includes full coverage with no deductible, explicitly covering illness (sygdom) among other perils; no specific monetary sum for medical expenses is stated on the checked pages.
Emergency medical treatment
No limit stated
Not separately specified as a distinct benefit with a sum in the checked official pages.
Medical/repatriation transport
Covered
The product page states the annual travel insurance covers both outbound and return travel ('dækker både udrejse og hjemrejse') with full coverage, implying repatriation/transport support, but no specific sum is stated.
COVID-19 treatment
No limit stated
Not specified for the annual travel insurance on the checked official pages.
Winter sports / ski cover
Optional
Ski cover is sold as a separate paid add-on ('Skisports tillægsdækning') selected during the order flow; it is no longer included by default (this changed in 2025) and must be purchased for both single-trip and annual policies.
Personal liability
Covered
The product page explicitly lists liability ('ansvar') as part of the full coverage included with the annual travel insurance, alongside luggage, theft, illness and accident cover, but no specific sum is stated on the checked page.
Key conditions
Assistance call deadline
Not specified in the available official sources; policyholders are advised to contact SOS International's 24/7 alarm centre as soon as an emergency occurs.
Unauthorized treatment
Not specified in the available official sources.
Purchase while abroad
Not specified; the available sources indicate the policy is bought and issued online before departure, with the policy sent by email immediately after payment.
Chronic conditions
Not specified in the available official sources.
Pregnancy
Not specified in the available official sources.
Pre-existing condition exclusions
Not specified in the available official sources.
Coverage duration limit
Each individual trip covered under the annual policy may last up to approximately 30-31 days; there is no stated limit on the number of trips per policy year within the chosen geographic coverage area.
Direct payment
Dansk Rejseforsikring works closely with SOS International, which coordinates emergency assistance and can arrange direct settlement of medical costs with hospitals and doctors abroad on the policyholder's behalf.
Territorial scope
Territorial coverage depends on the geographic plan chosen; the widest plan covers worldwide travel including the USA and Canada, while narrower plans are limited to Europe (EU, UK, EEA), optionally including Turkey.
Documents
Policy specifics
Ski sports coverage
Annual travel insurance includes ski sports coverage as standard; no additional premium required for ski-related activities
SourceMaximum trip duration
Annual travel insurance covers trips up to 30-31 days in duration per single trip within the policy year
SourceGeographic coverage options
Annual travel insurance offers four distinct geographic coverage areas: Europe, Europe + Turkey, Worldwide excluding USA/Canada, and Worldwide including USA/Canada
SourceHousehold coverage option
Annual travel insurance can be purchased for a single person or extended to cover entire household of up to 7 persons residing at the same address
SourceNo deductible
Annual travel insurance from Dansk Rejseforsikring includes full coverage with no deductible (selvrisiko)
SourceResidency requirement
Insurance policies require the policyholder to be registered as a resident of Denmark (CPR registration)
SourceNo work allowed
Annual travel insurance covers holiday and leisure travel only; work or employment during the trip is not permitted
SourceDiving coverage
Annual travel insurance includes diving coverage down to 30 meters depth with ski sports coverage add-on
SourceCancellation insurance as optional add-on
Trip cancellation/interruption insurance can be purchased as a standalone add-on to the annual travel insurance policy
SourceAnnual subscription model
Annual travel insurance operates on an automatic renewal subscription model with annual premium deduction; can be cancelled by customer with notice
SourceSources
Dansk Rejseforsikring Travel insurance