GF Forsikring Travel insurance (Rejseforsikring)
Underwritten by GF Forsikring · Denmark
travel insurance from GF Forsikring for the Denmark market, with 24/7 assistance.
Verified Sep 1, 2026 · Terms dated 2018-10-01Sources
Key facts
- GF Forsikring
Unique selling points
Profit-sharing: as a member-owned insurer, GF returns surplus to policyholders via lower prices the following year.
Covers the whole household on one policy, including non-resident children under 18 living alone and shared-custody grandchildren/step-grandchildren under 18.
24/7 Danish-based alarm centre that can be called around the clock in case of illness, injury or hospitalization abroad.
Covers domestic holidays in Denmark of at least 3 nights, not just trips abroad.
Coverage limits
Emergency medical expenses
Covered
No limit stated
The policy covers emergency medical treatment if the insured falls ill or is injured on a trip, as a core (Basis) cover under both Europe and World plans.
Emergency medical treatment
Covered
No limit stated
GF's travel insurance covers acute illness or injury sustained during the trip.
Section: Hvad dækker rejseforsikring?
Lægehjælp og hospitalsindlæggelse ved akut opstået sygdom eller tilskadekomst
Hospitalization
Covered
No limit stated
Hospitalization abroad due to illness or injury is covered as part of the medical treatment cover; no specific sum was stated in the reviewed documents.
Outpatient treatment
Covered
No limit stated
Outpatient medical care abroad is implied under the general medical treatment cover, but no specific sum is stated in the reviewed documents.
Medical transport home
Covered
No limit stated
GF's travel insurance covers emergency transport back to Denmark if seriously ill or injured during the trip.
Section: Hvad dækker rejseforsikring?
Hjemtransport ved akut sygdom og skader på rejsen
Medical evacuation
Covered
No limit stated
Repatriation/evacuation for medical reasons is covered under the same 'hjemtransport' benefit as medical transport home; no specific sum stated.
Section: Hvad dækker rejseforsikring?
Hjemtransport ved akut sygdom og skader på rejsen
Pre-existing conditions
Conditional
A real or potential need for treatment known before departure is excluded, and worsening of an existing illness/injury is not covered unless the condition has been stable and unchanged for the 2 months prior to departure; a medical pre-assessment may determine full, partial or no cover.
Section: Er der nogen begrænsninger af dækningen?
Forværring af bestående sygdom eller skade, hvis din tilstand ikke har været stabil og uden ændringer indenfor de seneste 2 måneder før afrejsen
Winter sports cover
Optional
'Ski og sport' is an optional add-on to the base travel insurance, listed among the Tilvalg (add-ons) in the product information document.
Section: Hvad dækker den? > Tilvalg
Ski og sport
24/7 assistance
Covered
Policyholders can call GF's alarm centre in Denmark around the clock (+45 70 21 80 80) if they fall ill, are injured, or are hospitalized.
Section: Hvad nu, hvis ferien tager en uventet drejning? > Hvad nu, hvis jeg bliver indlagt i udlandet?
Du kan til hver en tid ringe til GF's alarmcentral i Danmark døgnet rundt på + 45 70 21 80 80, både hvis du bliver syg, kommer til skade eller bliver indlagt.
Key conditions
Assistance call deadline
Claims must be reported as soon as possible; theft, robbery, assault and vandalism must also be reported to the police as soon as possible. No specific number of hours is stated in the reviewed documents.
Unauthorized treatment
The reviewed documents do not specify a penalty for obtaining treatment without prior authorization from GF's alarm centre.
Purchase while abroad
The reviewed documents do not state whether the policy can be purchased while the policyholder is already abroad.
Chronic conditions
Worsening of an existing illness or injury is not covered if the condition has not been stable and unchanged for the 2 months before departure.
Pregnancy
The reviewed documents do not contain specific provisions on cover for pregnancy.
Pre-existing condition exclusions
A real or potential need for treatment that was known before departure is not covered, and worsening of an existing condition is excluded unless it has been stable for 2 months before departure.
Coverage duration limit
Cover applies to the first 60 consecutive days of a trip, regardless of destination, unless an add-on or a group agreement extends this.
Direct payment
The reviewed documents do not specify whether medical costs abroad are paid directly to providers or reimbursed afterwards; guidance directs policyholders to call GF's 24/7 alarm centre if they fall ill, are injured, or are hospitalized.
Territorial scope
Rejseforsikring Europa inkl. Tyrkiet covers Denmark and Europe up to the Urals (a defined list of European countries incl. Turkey); Rejseforsikring Verden covers the whole world, incl. Denmark.
Documents
Policy specifics
Emergency medical expenses
Coverage for emergency medical treatment during travel, including hospitalization
SourceSection: Hvad dækker rejseforsikring?
Lægehjælp og hospitalsindlæggelse ved akut opstået sygdom eller tilskadekomst
Emergency transport home
Coverage for emergency transportation back to Denmark if seriously ill or injured
SourceSection: Hvad dækker rejseforsikring?
Hjemtransport ved akut sygdom og skader på rejsen
Baggage delay compensation
Covers replacement purchases when baggage is delayed more than 5 hours
SourceSection: Hvad dækker rejseforsikring?
Erstatningskøb ved bagageforsinkelse på mere end 5 timer
Replacement travel compensation
Compensation or replacement travel if vacation is ruined due to illness or injury
SourceSection: Hvad dækker rejseforsikring?
Erstatningsrejse eller kompensation for ødelagte rejsedøgn – også på ferieophold på mere end 3 dage i Danmark
Coverage duration per trip
Travel insurance covers first 60 consecutive days regardless of destination
SourceSection: Fordele med en rejseforsikring hos GF > Hvor dækker rejseforsikringen?
Rejseforsikringen dækker de første 60 sammenhængende dage, uanset om du har valgt Europa eller hele verden.
Annual policy renewal
Insurance covers for one-year periods and auto-renews unless cancelled
SourcePage 2Section: Hvornår starter og slutter dækningen?
Forsikringen dækker fra den dato, der fremgår af policen, og gælder for etårige perioder. Efter den etårige periode fornys policen for en ny etårig periode, medmindre GF Forsikring har modtaget en opsigelse inden da.
Payment methods and frequency
Can pay annually, semi-annually, quarterly, or monthly via payment cards or direct debit
SourcePage 2Section: Hvornår og hvordan betaler jeg?
Du kan betale for din forsikring årligt, halvårligt, kvartårligt eller månedligt, og du kan betale via indbetalingskort eller Betalingsservice.
Exclusion: existing or chronic illness
Worsening of an existing or chronic condition is not covered unless the condition has been stable and unchanged for the 2 months before departure; a treatment need known before departure is not covered.
SourcePage 1Section: Er der nogen begrænsninger af dækningen?
Forværring af bestående sygdom eller skade, hvis din tilstand ikke har været stabil og uden ændringer indenfor de seneste 2 måneder før afrejsen
Household coverage included
Travel insurance covers the entire household, not just the policyholder
SourceSection: Fordele med en rejseforsikring hos GF
Vores årsrejseforsikring dækker nemlig hele husstanden, så du kan nyde din ferie med ro i maven, uanset om programmet står på afslapning eller fart og spænding.
EU/EEA health card requirement
Policyholders should carry the blue EU health insurance card (EHIC) when traveling to EU/EEA countries
SourceSources
- cdn.gfforsikring.dkhttps://cdn.gfforsikring.dk/gfforsikring/image/upload/cms/media/z5rhupiz/ipid-rejseforsikring-in_endelig.pdf#page=1(opens in a new tab)
- cdn.gfforsikring.dkhttps://cdn.gfforsikring.dk/gfforsikring/image/upload/cms/media/z5rhupiz/ipid-rejseforsikring-in_endelig.pdf#page=2(opens in a new tab)
- gfforsikring.dkhttps://www.gfforsikring.dk/forsikringer/rejseforsikring/(opens in a new tab)
- gfforsikring.dkhttps://www.gfforsikring.dk/forsikringer/rejseforsikring/gode-raad-paa-rejsen/(opens in a new tab)