Extracted from source documents

safeAway Travel insurance (Aarsrejseforsikring)

Underwritten by safeAway A/S · Denmark

travel insurance from safeAway for the Denmark market, with online purchase and 24/7 assistance.

Last verified Sep 1, 2026Sources

Online purchase24/7 helpline

Unique selling points

Illness and repatriation are covered up to DKK 50,000,000 combined.

Almost all sports and activities are included as standard, with only pure ski holidays excluded.

Claims and emergencies are handled around the clock by Falck Global Assistance's Danish-speaking alarm centre.

The standard 750 DKK deductible on every claim can be removed entirely by adding the optional 'Coverage without deductible' upgrade.

Policies are sold directly to consumers online with no intermediaries.

Coverage limits

Covered

Medical expenses (illness)

DKK 50M

Illness treatment costs are covered up to DKK 50,000,000, a maximum sum combined with repatriation/medical transport costs.

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Covered

Emergency medical treatment

DKK 50M

Necessary emergency treatment abroad falls under the combined sygdom (illness)/hjemtransport sum of up to DKK 50,000,000.

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Covered

Hospitalization

DKK 50M

Hospital stays abroad due to illness or accident are covered within the combined 50,000,000 DKK sygdom/hjemtransport sum.

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Covered

Outpatient treatment

DKK 50M

Outpatient doctor visits abroad are covered within the combined 50,000,000 DKK sygdom/hjemtransport sum.

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Conditional

Emergency dental treatment

Conditional

No limit stated

No specific limit for emergency dental treatment is stated on the available safeAway product pages; only general benefit categories (home transport, private hospital access, 24/7 helpline and baggage delay/theft compensation) are mentioned.

Section: Enkeltrejseforsikring > Hvorfor købe en enkeltrejseforsikring?

Du kan få dækket syge- og hjemtransport til Danmark. Du kan få adgang til behandling på privathospital/klinik. Du kan få adgang til døgnåben alarmcentral, som kan guide dig. Du kan få erstatning ved bagageforsinkelse eller tyveri.

Covered

Local medical transport

DKK 50M

Transport to the nearest suitable hospital, and transport necessitated by treatment failure, is covered within the combined sygdom/hjemtransport sum.

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Covered

Evacuation (terror/natural disaster)

Covered

No limit stated

No specific limit for evacuation due to terror or natural disaster is stated on the available safeAway product pages; only general benefit categories (home transport, private hospital access, 24/7 helpline and baggage delay/theft compensation) are mentioned.

Section: Enkeltrejseforsikring > Hvorfor købe en enkeltrejseforsikring?

Du kan få dækket syge- og hjemtransport til Danmark. Du kan få adgang til behandling på privathospital/klinik. Du kan få adgang til døgnåben alarmcentral, som kan guide dig. Du kan få erstatning ved bagageforsinkelse eller tyveri.

Covered

Repatriation of remains

Covered

No limit stated

Not found as a separately quantified sum in the available sources.

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Covered

Search and rescue

Covered

No limit stated

No specific limit for search and rescue expenses is stated on the available safeAway product pages; only general benefit categories (home transport, private hospital access, 24/7 helpline and baggage delay/theft compensation) are mentioned.

Section: Enkeltrejseforsikring > Hvorfor købe en enkeltrejseforsikring?

Du kan få dækket syge- og hjemtransport til Danmark. Du kan få adgang til behandling på privathospital/klinik. Du kan få adgang til døgnåben alarmcentral, som kan guide dig. Du kan få erstatning ved bagageforsinkelse eller tyveri.

Excluded

COVID-19 treatment

Excluded

Newly issued policies do not cover COVID-19, including but not limited to treatment, hospitalization, repatriation and evacuation.

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Conditional

Pre-existing conditions

Conditional

Customers with a pre-existing or chronic condition can order a paid medical pre-assessment (DKK 750) before travelling to clarify whether the condition will be covered.

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Conditional

Winter sports cover

Conditional

Skiing itself is not excluded, but the policy does not cover trips where skiing/piste activity makes up more than 25% of the trip's duration (i.e. pure ski holidays are excluded).

Covered

Adventure/sports activities cover

Covered

safeAway does not distinguish between dangerous and non-dangerous sports; all sporting activities are covered except pure ski holidays (see winter sports exclusion), provided the activity is practiced as a private individual and not professionally.

Covered

Pregnancy complications

Covered

No limit stated

Not found as a separately quantified or specifically addressed benefit in the available sources.

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Covered

Personal liability abroad

Covered

Liability for property damage is covered up to DKK 5,000,000; legal costs (retshjælp) connected to determining a liability claim are covered up to DKK 100,000. No specific limit for personal injury liability is stated on the available safeAway product pages.

Section: Enkeltrejseforsikring > Hvorfor købe en enkeltrejseforsikring?

Du kan få dækket syge- og hjemtransport til Danmark. Du kan få adgang til behandling på privathospital/klinik. Du kan få adgang til døgnåben alarmcentral, som kan guide dig. Du kan få erstatning ved bagageforsinkelse eller tyveri.

Covered

Legal assistance abroad

DKK 100K

Reasonable and necessary legal assistance for current legal disputes during the trip that can be brought before a court is covered up to DKK 100,000.

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Covered

24/7 assistance

Covered

All safeAway customers have access to a round-the-clock alarm centre operated by Falck Global Assistance.

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Key conditions

Assistance call deadline

Contact safeAway's 24/7 alarm centre (Falck Global Assistance) as soon as possible in the event of serious illness or injury, and always before any repatriation is arranged; safeAway's doctor must assess the need for, and means of, repatriation.

Unauthorized treatment

safeAway's doctor decides, after consultation with the treating physician abroad, whether and how a repatriation should take place; treatment or transport arranged without safeAway's involvement may not be reimbursed.

Purchase while abroad

The policy must be purchased before departure from Denmark and takes effect from the purchase date or a chosen future start date; it cannot be bought or activated once travel has already begun.

Chronic conditions

Customers with a chronic illness can order a paid medical pre-assessment (DKK 750) to clarify whether the condition will affect their coverage.

Pregnancy

Available sources do not specify a separate limitation or benefit amount for pregnancy; general illness coverage terms are assumed to apply, subject to the standard exclusion for conditions known before departure.

Pre-existing condition exclusions

As with chronic illnesses, a paid pre-assessment (DKK 750) can be requested before travel to determine whether a pre-existing condition is covered.

Coverage duration limit

The Annual Travel Insurance covers an unlimited number of trips per year, but each individual trip may last a maximum of 22 days; longer trips require a single-trip policy instead.

Direct payment

In serious medical emergencies, safeAway's 24/7 alarm centre (Falck Global Assistance) assesses and coordinates necessary treatment directly with hospitals abroad; for other claims (e.g. dental, physiotherapy) the customer typically pays first and submits a claim with original receipts for reimbursement.

Territorial scope

Coverage does not apply in areas where the Danish Ministry of Foreign Affairs advises against all travel

Documents

Policy specifics

Maximum trip duration

Annual Travel Insurance covers up to 22 days per individual trip

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Maximum age at purchase

Annual Travel Insurance can only be purchased by persons under 71 years of age

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Ski trip exclusion

Annual Travel Insurance does not cover pure ski vacations where skiing comprises more than 25% of trip duration

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Children discount

Children under 16 years traveling with policy holder receive 50% discount on annual travel insurance premium

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Deductible / Self-risk

Standard deductible of 750 DKK applies to all claims; optional deductible-free coverage available

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Baggage single-item limit

Optional baggage cover has a maximum sum insured of DKK 10,000, with single items capped at 50% (DKK 5,000) and mobile electronics capped at 25% (DKK 2,500) of that sum

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Emergency assistance provider

All SafeAway customers have access to 24/7 emergency assistance through Falck Global Assistance alarm center

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Policy effective date

Annual Travel Insurance takes effect from the date of purchase or a future chosen start date; covers from departure time until return home

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Geographic coverage options

Annual Travel Insurance offers multiple geographic coverage options: Europe, Extended Europe, and Worldwide; price varies by selected area

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Section: Rejseforsikring > Valg af rejseforsikring > Årsrejseforsikring

Gælder til alle dine rejser Max. 30 rejsedage per rejse Til dig som rejser flere gange om året

Travel advisory exclusion

Insurance does not apply in areas where Danish Ministry of Foreign Affairs advises against all travel

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Baggage coverage (optional add-on)

SafeAway offers optional baggage coverage protecting personal items and luggage during travel; must be specifically selected at purchase

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Sources

safeAway Travel insurance