Europ Assistance Travel insurance (Schengen Travel Insurance)

Accommodation for extended stay

Coverage for accommodation expenses if hospitalization prescribed by doctor requires extension of stay

Section: What is insured?

Extension of hotel stay due to sudden illness or accidental bodily injury: the expenses arising from your extension of the hotel stay prescribed by a doctor where the nature of the sudden illness or accidental bodily injury impedes the continuation of your trip.

Return costs of accompanying person

Coverage for return travel costs of a person accompanying the insured person

Section: What is insured?

Transport of a companion to accompany an insured person in the event of medical repatriation: in the event of medical repatriation of an insured person, the transportation costs of a companion who was travelling with the insured person to the usual place of residence.

Arrangement for return of unaccompanied child

Europ Assistance organizes and covers return journey for child under 14 to country of residence

Section: What is insured?

Accompaniment of minors less than 14 years and persons with disabilities: 1/ the transportation costs of our attendant or a person designated by the insured person to accompany the disabled person(s) and/or minor(s) of less than 14 years of age for their return to the usual place of residence

Coffin costs

In case of death of the insured during the trip, the cost of the minimum regulatory wooden coffin, handles and identification plate is covered.

Section: 16. COVERAGE > Coffin cost

In the event of the Policyholder's death during the Trip, we will cover the regulatory minimum cost of a wooden coffin as well as the handles and name plate.

COVID-19 trip cancellation indemnity

A 130 EUR indemnity is paid for non-refundable Schengen visa and related administrative fees if the trip must be cancelled and cannot be rescheduled within 90 days for specific Covid-19-related reasons (official travel restrictions, insured testing positive and unfit to travel, or an immediate family member testing positive and unfit to travel).

Section: 16. COVERAGE > Compensation for Trip cancellation due to Covid-19

We pay You a compensation of 130€ in the event You have to cancel your Trip to the Schengen area, and You cannot reschedule it in the following 90 days, for any of the following reasons linked to Covid-19

Maximum trip duration

The maximum duration of a trip covered by this policy is 4 months

Section: When does the cover start and end?

The maximum duration of a trip covered by this policy is 4 months.

Age limit for insured persons

All insured people must be aged 74 or younger at the moment of purchase

Section: SCHENGEN TRAVEL INSURANCE

All insured people must be aged 74 or younger at the moment of the purchase of the insurance.

Prior agreement requirement for expenses

All expenses engaged without prior agreement from Europ Assistance will not generate any reimbursement

Section: SCHENGEN TRAVEL INSURANCE

All expenses engaged without our prior agreement will not generate any reimbursement.

Territorial limits of coverage

Coverage starts when leaving country of residence and entering Schengen area; ends when leaving territorial limits or at policy end date

Section: When does the cover start and end?

The cover starts at the moment you leave your country of residence and enter into the territorial limits and ends at the moment in which you leave the territorial limits, at the end date stated in the insurance certificate or when you are repatriated by us to your usual place of residence or hospital close thereto, whichever comes first.

Pre-existing medical conditions exclusion

Any pre-existing medical conditions are excluded from coverage

Section: Are there any restrictions on cover? > General restrictions

Any Pre-existing Medical Conditions. This applies equally to the presentation or deterioration of illness and/or injuries;

Official travel advisory compliance requirement

Coverage only applies if insured has respected official travel recommendations issued by government authority of country of residence

Section: CAUTION

You will be covered under this Policy only if you have respected the official recommendations regarding travel issued by a governmental authority of your country of residence at the Departure Date.

7-day waiting period

Following subscription, a 7-day waiting period applies during which no compensation is payable for sudden illness or accidental injury arising in that period.

Section: 2. DURATION > Waiting Period

After the purchase of the Policy, a waiting period of 7 Days shall be respected, and no claim can be paid for any Sudden Illness or Accidental Bodily Injury that may arise in this period.