Insurer profile
Assurances du Crédit Mutuel (Groupe des Assurances du Crédit Mutuel SA - GACM SA)
Assurances du Crédit Mutuel (ACM) is the insurance arm of the Crédit Mutuel banking group, created in 1970 as the group's first major diversification into bancassurance, offering property, personal, health, life and savings/retirement insurance to individuals, professionals and businesses through the Crédit Mutuel and CIC bank networks.
Source- Legal entity
- Assurances du Crédit Mutuel (Groupe des Assurances du Crédit Mutuel SA - GACM SA)
- Headquarters
- Strasbourg, France
- Parent group
- Crédit Mutuel Alliance Fédérale
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 3 88 14 90 90
- contactacm@acm.fr
- Founded
- 1970
- Last verified
- Aug 29, 2026
Products from Assurances du Crédit Mutuel (Groupe des Assurances du Crédit Mutuel SA - GACM SA)
property
Multi-risk home insurance
Covers tenants' or owners' housing and belongings against damage and risks.
motor
Motor/auto insurance
Auto insurance covering the vehicle and civil liability, distributed via Crédit Mutuel and CIC networks.
health
Complementary health insurance
Health top-up cover for medical, dental, optical and hospitalization expenses with flexible guarantee levels.
health
Personal accident insurance (Life Accidents)
Covers consequences of everyday accidents such as falls, burns or food poisoning.
financial
Borrower's insurance (Assurance des Emprunteurs)
Loan protection insurance guaranteeing repayment of a mortgage in case of death, disability or incapacity; ACM was the first French insurer to remove medical formalities for main residence loans in 2021.
life
Individual protection insurance (Prévoyance individuelle)
Protects against financial consequences of work incapacity, disability or death for individuals and professionals.
life
Life insurance / savings (Plan Assurance Vie)
Multi-support life insurance / savings contract combining a euro fund and unit-linked investments, distributed by Crédit Mutuel and CIC.
financial
Retirement savings plan (PER Assurance Retraite)
Individual retirement savings plan (PER) insured by ACM Vie and distributed by Crédit Mutuel and CIC.
financial
Collective employee savings (Épargne salariale)
Collective savings scheme allowing employees to be financially associated with company performance.
liability
Legal protection insurance (Assistance/Protection juridique)
Legal assistance cover for individuals, motorists and professionals in case of disputes.
property
Multi-risk business/professional insurance
360° business cover for premises, equipment, vehicles, key employees and financial commitments.
life
Death insurance (Assurance décès)
Death benefit cover providing a capital or annuity to beneficiaries.
property
Bike, phone and computer insurance
Digital insurance quotes and subscription for protecting bikes, phones and computers.
other
Bicycle and Mobile Device Insurance (Vélo et Appareils Nomades)
Insurance covering bicycles, smartphones and computers against damage or theft.
Regulatory updates
ACM's insurance entities (ACM IARD SA, ACM Vie SA, ACM Vie SAM and Sérénis Assurances) are approved and supervised by the ACPR, the French banking and insurance supervisor backed by the Banque de France. The group (Groupe des Assurances du Crédit Mutuel) is listed in the ACPR register, and its financial publications include annual activity reports and 2025 year-end results communicated via the acm.fr press releases.
Reputation and reviews
Offer pages
Motor third-party liability
Crédit Mutuel is a motor third-party liability insurance for the France market with online purchase and 24/7 assistance.
Last verified Aug 29, 2026