Motor third-party liability — France

[1] Bodily injury liability: Covered ↩

Covers the insured's civil liability for bodily injury caused to third parties in an accident involving the insured vehicle. No specific monetary ceiling is stated in the available official documents.

Nous garantissons les conséquences financières de votre Responsabilité civile, c'est-à-dire la réparation des dommages causés aux tiers à la suite d'un accident, matériel ou corporel, dans lequel le véhicule assuré ou sa remorque/caravane sont impliqués.

[2] Property damage liability: Covered ↩

Covers the insured's civil liability for material damage caused to third parties in an accident involving the insured vehicle. No specific monetary ceiling is stated in the available official documents.

Nous garantissons les conséquences financières de votre Responsabilité civile, c'est-à-dire la réparation des dommages causés aux tiers à la suite d'un accident, matériel ou corporel, dans lequel le véhicule assuré ou sa remorque/caravane sont impliqués.

[3] Legal defence: €16,100 ↩

Montant maximal de notre prise en charge 16 100 €

[4] Green card: Covered ↩

Liability cover extends to Metropolitan France, Monaco and all countries listed on the Green Card in force or on the insured-vehicle memo.

Pour la Responsabilité Civile, et la Défense Pénale et Recours Suite à Accident : en France métropolitaine, à Monaco et dans les pays mentionnés sur la carte verte en vigueur ou sur le mémo véhicule assuré.

[5] Passenger accident: See details ↩

No distinct personal-accident guarantee for passengers is described; passengers are covered as third parties under the mandatory liability guarantee if the insured driver is at fault.

[6] Bodily injury liability: Unlimited ↩

Third-party liability for bodily injury caused to others is unlimited and included in all formulas (Tiers, Tiers Étendue, Tous Risques Standard, Tous Risques Optimale).

Dans toutes les formules, vous bénéficiez de la responsabilité civile (illimitée pour les dommages corporels), de la défense et du recours, de la protection juridique auto et de la protection du conducteur.

[7] Property damage liability: Covered ↩

The Tiers (base) contract covers bodily injury and material damage caused to third parties; the guarantee is confirmed but the exact monetary ceiling is not published in available sources.

Responsabilité Civile/Défense recours Couvre les dommages matériels et corporels que votre véhicule cause à autrui.

[8] Legal defence: €10,000 ↩

Legal defence and recourse guarantee is included in all formulas, with an overall intervention ceiling of 10,000 € which is somewhat limited compared to competitors.

Le plafond global de la garantie défense-recours du contrat auto Crédit Mutuel est de : 10 000 €.

[9] Green card: Covered ↩

Since 1 April 2024, the physical green card is no longer required in France, the EEA and Switzerland, though some non-EEA countries still require it; the underlying territorial guarantee remains automatically included.

Depuis le mois d’avril 2024, la présentation de la carte verte et l’affichage de la vignette verte sur votre pare-brise ne sont plus obligatoires.

[10] Passenger accident: See details ↩

No source distinguishes a separate passenger accident guarantee from the driver protection guarantee.

[11] Bodily injury liability: Unlimited ↩

Third-party bodily injury damages caused by the insured vehicle are covered without any monetary limit.

Dommages causés aux tiers dommages corporels : sans limitation de somme.

[12] Property damage liability: €100,000,000 ↩

Material damages and consequential immaterial damages caused to third parties by the insured vehicle are covered up to a cap of €100,000,000.

Dommages matériels et immatériels consécutifs : plafond de 100 000 000 €.

[13] Legal defence: Covered ↩

Covers legal defence before any court following claims liable to trigger the Liability guarantee, and amicable or judicial recovery of damages suffered by the insured; amicable recourse is pursued once the amount at stake exceeds €150 and judicial recourse once it exceeds €750; the overall monetary limit is set out in the (undisclosed) Conditions Particulières.

Une intervention judiciaire ne pourra être exercée si le montant du dommage supporté par l'assuré est < 750 €. En cas de recours amiable, seuil d'intervention : 150 €.

[14] Green card: Covered ↩

An international green card is issued by the insurer on request, extending cover to countries outside the EEA listed in the contract, subject to presentation at the border and, for certain countries, prior insurer agreement.

En France métropolitaine, dans l'ensemble des territoires des États membres de l'U.E., ainsi que dans les pays énumérés sur la carte internationale d'assurance « carte verte ».

[15] Passenger accident: Excluded ↩

There is no dedicated passenger-accident capital under this contract; passengers injured in the insured vehicle are indemnified as third-party victims under the Liability guarantee (article 3.3.1), not under a specific accident benefit.

Ont la qualité d'assuré : - le propriétaire du véhicule assuré, - les passagers du véhicule assuré, - le conducteur et/ou le gardien du véhicule assuré.

[16] Bodily injury liability: Unlimited ↩

Aréas' compulsory third-party liability guarantees unlimited compensation for bodily injury caused to third parties by the insured vehicle, included in all three formulas (Priorité Essentielle, Étendue, Optimum).

[17] Property damage liability: €100,000,000 ↩

Property damage caused to third parties is covered up to €100 million; ecological damage (préjudice écologique) is covered up to €1.12 million. Included in all three formulas.

[18] Legal defence: €8,000 ↩

Défense Pénale et Recours Suite à Accident (DPRSA) and Protection Juridique are included in all three formulas. Under Protection Juridique, Aréas' total settlements (lawyer fees, costs) cannot exceed €8,000 TTC per claim; arbitration costs in case of disagreement are covered up to €765 TTC. Under the separate assistance convention, legal representation fees abroad are covered up to €770 TTC and criminal bail can be advanced up to €7,700 per person.

L'ensemble de nos règlements ne pourra excéder un montant de 8 000 euros TTC par sinistre.

[19] Green card: Covered ↩

The insurance automatically provides green card cover in all countries where the international green card is valid, for trips of up to 3 months maximum; in France the green card only constitutes a presumption of insurance. North Korea is an excluded country, and the updated exclusion list is published on AWP France's website.

En France, la carte verte ne constitue qu'une présomption d'assurance.

[20] Passenger accident: Covered ↩

Passengers of the insured vehicle are indemnified as third parties under the compulsory Responsabilité Civile guarantee for bodily injury; they are not covered by the Garantie du conducteur, which applies only to the driver. Passengers not transported under the safety conditions required by the Code des assurances (article A.211-3) are excluded from this cover.

les dommages subis par les passagers lorsqu'ils ne sont pas transportés dans des conditions suffisantes de sécurité telles que définies à l'article A.211-3 du Code des assurances,

[21] Bodily injury liability: Unlimited ↩

Cover for bodily injury caused to third parties by the insured vehicle is unlimited in amount; this is the compulsory minimum motor liability guarantee under French law.

La garantie est accordée sans limitation de somme pour les dommages corporels, et limitée pour les dommages matériels à un montant qui figure aux Conditions particulières.

[22] Property damage liability: €100,000,000 ↩

Third-party property damage liability is capped at an amount stated in the Special Conditions; the product information document indicates a limit of €100 million for material damage.

Responsabilité civile automobile (illimité pour les dommages corporels, limité à 100 millions d'€ pour les dommages matériels) ;

[23] Legal defence: €10,000 ↩

Covers criminal defence costs and a recovery/subrogation action against an identified liable third party following a road accident, theft, fire or vandalism, up to a limit stated in the Special Conditions; the current product information document indicates a limit of €10,000.

Défense Pénale et recours suite à accident (10 000 €)

[24] Green card: Covered ↩

Third-party liability cover automatically extends to signatory states of the multilateral Green Card agreement; for non-signatory countries (e.g. Morocco, Turkey, Ukraine), cover remains subject to an international motor insurance certificate (Green Card) provided by AXA on request.

dans les pays non-signataires de l'accord dit multilatéral, lesquels restent soumis au contrôle du certificat international d'assurance automobile que nous vous remettrons sur demande : Albanie, Azerbaïdjan, Maroc, Moldavie, République de Macédoine du Nord, Tunisie, Turquie, Ukraine.

[25] Passenger accident: See details ↩

Mon Auto has no dedicated named guarantee for passenger bodily injury separate from third-party liability. Passengers injured in an accident involving the insured vehicle are compensated as third parties under the bodily injury liability (RC automobile) guarantee, not under a distinct 'passenger accident' benefit such as the one provided for the driver.

[26] Bodily injury liability: Unlimited ↩

Mandatory third-party liability guarantee. No cap for bodily injury caused to third parties, no deductible.

[27] Property damage liability: €100,000,000 ↩

Mandatory third-party liability guarantee. Capped at €100,000,000 for material/property damage caused to third parties, no deductible.

[28] Legal defence: €3,812 ↩

Legal defence and recourse cover, capped at €3,812 per claim, no deductible.

[29] Green card: Covered ↩

International proof-of-insurance certificate automatically included with the mandatory liability guarantee, valid in EU member states, the UK, and other non-EU states listed on the card for stays under 3 months.

[30] Passenger accident: See details ↩

No dedicated passenger-accident benefit distinct from third-party liability was found in the sources; injured passengers are compensated as third-party victims under the mandatory liability guarantee, not via a separate fixed benefit like the driver protection.

[31] Bodily injury liability: Unlimited ↩

Bodily injury caused to third parties, including passengers of the insured vehicle, is covered without any monetary limitation. However, if at the time of the accident the driver was under the influence of alcohol or refused a screening test, or the accident was caused by a driver using the vehicle against the owner's will, the guarantee is limited to the regulatory minimum set by article R.211-7 of the Insurance Code.

les dommages corporels* sont couverts sans limitation de somme ;

[32] Property damage liability: €100,000,000 ↩

Material and immaterial damages caused to third parties are covered up to €100,000,000 per claim, subject to reduction to the regulatory minimum in cases of alcohol/drug intoxication or unauthorised use of the vehicle.

les dommages matériels* et immatériels* sont couverts à hauteur de 100 000 000 euros par sinistre*.

[33] Legal defence: €12,000 ↩

Legal assistance for disputes linked to the insured vehicle (accidents, purchase, repairs, traffic offences, disputes with other insurers) is taken in charge up to €12,000 per litigation, capped at €16,000 for all claims arising in the same insurance year, with a €76 deductible per event/beneficiary when the insured is the claimant. Managed by a specialist claims department distinct from other claims services.

Dans le cas d’un litige* garanti, nous prenons en charge à concurrence maximale de 12 000 € :

[34] Green card: Covered ↩

An international motor insurance card can be issued on request for trips to countries listed on the insured vehicle's memo, in addition to the automatic territorial coverage of EU and listed countries.

En cas de déplacement dans un pays mentionné sur le «Mémo Véhicule Assuré» une carte internationale d’assurance automobile pourra être établie sur demande.

[35] Passenger accident: See details ↩

No standalone personal-accident guarantee for passengers was found; bodily injury to passengers of the insured vehicle is indemnified as third parties under the third-party liability (Responsabilité Civile) guarantee.

[36] Bodily injury liability: Unlimited ↩

Third-party liability cover for bodily injury caused to others is unlimited.

Responsabilité Civile (plafond illimité pour les dommages corporels, 100 millions d’euros pour les dommages matériels).

[37] Property damage liability: €100,000,000 ↩

Third-party liability for material damage caused to others is capped at 100 million euros.

Responsabilité Civile (plafond illimité pour les dommages corporels, 100 millions d’euros pour les dommages matériels).

[38] Legal defence: €4,600 ↩

Covers criminal legal defense and recourse proceedings following an accident, capped at 4,600 euros.

Défense Pénale et Recours Suite à Accident (plafond 4 600 €).

[39] Green card: Covered ↩

For travel to non-signatory countries of the multilateral agreement (Albania, Azerbaijan, Morocco, Moldova, North Macedonia, Tunisia, Turkey, Ukraine), an international motor insurance certificate is provided upon request; no monetary cap is stated.

Dans les pays non-signataires de l’accord dit multilatéral cités ci-après,lesquels restent soumis au contrôle du certificat international d’assurance automobile que nous vous remettrons sur demande : Albanie, Azerbaïdjan, Maroc, Moldavie, République de Macédoine du Nord, Tunisie, Turquie, Ukraine.

[40] Passenger accident: See details ↩

No separate passenger bodily injury/accident guarantee is described in the IPID; only driver personal guarantee and assistance (repatriation) for passengers are mentioned.

[41] Bodily injury liability: Unlimited ↩

Compensation for bodily injury caused to third parties is unlimited.

[42] Property damage liability: €10,000,000 ↩

Compensation for material damage caused to third parties is capped at 10,000,000 EUR.

[43] Legal defence: €16,100 ↩

Included in all formulas. Covers legal defence for traffic offences and recourse against a liable third party when no other contract covers the claim. Overall cap of 16,100 EUR per dispute, with intervention thresholds of 230 EUR (amicable) and 500 EUR (judicial).

[44] Green card: Covered ↩

Civil liability cover is automatically extended to countries party to the inter-bureaux 'Green Card' Convention. Since 1 April 2024 the paper Green Card has been abolished for vehicles registered in France; proof of insurance is now provided via the Fichier des Véhicules Assurés (FVA), and drivers can circulate freely in 30 EEA countries plus Switzerland, the UK, Bosnia-Herzegovina, Montenegro and Serbia.

[45] Passenger accident: Covered ↩

Passengers carried in the insured vehicle are covered as third parties under the civil liability guarantee; no separate sum insured is stated for passengers as such.

[46] Bodily injury liability: Covered ↩

Covers the policyholder's civil liability for bodily injury caused to third parties (including passengers) following an accident, fire or explosion involving the insured vehicle. Exact monetary limits are set out in the policy's Tableau des Montants de Garantie et des Franchises, which is not included in the T&C document provided.

les conséquences financières de la responsabilité civile que l'assuré peut encourir en raison des dommages : - corporels, - matériels,

[47] Property damage liability: Covered ↩

Covers the policyholder's civil liability for material and immaterial damage caused to third parties following an accident, fire or explosion involving the insured vehicle. Exact monetary limits are set out in the policy's Tableau des Montants de Garantie et des Franchises, which is not included in the T&C document provided.

immatériels directement consécutifs à des dommages corporels ou matériels garantis, causés à autrui et résultant : - d'un accident, d'un incendie ou d'une explosion

[48] Legal defence: Covered ↩

Included guarantee providing legal consultation, amicable assistance and judicial defence costs for disputes following a road accident, plus legal protection for disputes over the purchase or sale of the insured vehicle (cover acquired for 6 months, maximum 2 disputes per insurance year). Exact amiable/judicial budget ceilings are set out in the Tableau des Montants de Garantie, not provided in this document.

La garantie est acquise pendant SIX MOIS à compter de l'achat du véhicule garanti. ... Notre intervention est limitée à la prise en charge de 2 litiges maximum relevant des domaines ci-dessus, par année d'assurance.

[49] Green card: Covered ↩

The Green Card / insurance certificate is issued at subscription and renewed at each annual due date as proof of insurance in France and abroad. No separate monetary limit applies to this benefit.

CARTE VERTE (certificat international d'assurance) : document servant, lors de la souscription des garanties automobile, d'attestation d'assurance tant en France qu'à l'étranger... Nous vous le remettons à la souscription et le renouvelons aux échéances annuelles suivantes.

[50] Passenger accident: Covered ↩

Passengers are named insureds under the compulsory liability guarantee ('Les dommages que vous causez aux autres, y compris les passagers') and are indemnified for bodily injury as third parties, provided the vehicle-category safety conditions (seating position/number of passengers) set out in the T&Cs are respected. There is no separate standalone 'passenger accident' guarantee distinct from the RC automobile guarantee in this document.

subis par les passagers lorsque les conditions de sécurité définies ci-dessous ne sont pas respectées :

[51] Bodily injury liability: Unlimited ↩

Bodily injury caused to third parties is covered on an unlimited basis, including immaterial losses consequential to covered bodily injury.

les dommages corporels de manière illimitée ; les dommages immatériels consécutifs à des dommages corporels de manière illimitée.

[52] Property damage liability: €50,000,000 ↩

Material and immaterial damage caused to third parties is covered up to €50,000,000, including immaterial losses consequential to covered material damage within the same limit.

les dommages matériels et immatériels dans la limite de 50 000 000 euros ; les dommages immatériels consécutifs à des dommages matériels garantis, dans la limite de 50 000 000 euros

[53] Legal defence: €5,000 ↩

Covers legal defence and recourse action following a road accident, capped at €5,000 per event, with additional per-procedure ceilings set out in the T&Cs (e.g. up to €2,000 for a Conseil d'État appeal, €1,800 for a Cour de Cassation appeal on demand).

Notre garantie est limitée à cinq mille euros (5000 €) par événement et dans les limites des montants TTC indiqués ci-après pour chaque Sinistre

[54] Green card: See details ↩

The T&Cs define territorial scope by reference to Green Card system member states (excluding Azerbaijan, Belarus, Israel, Iran, Morocco, Russia, Tunisia, Turkey) but do not describe a distinct Green Card issuance process, document or coverage limit.

ainsi que dans les États membres du système de carte verte*(section 3 du règlement général) excepté l’Azerbaïdjan, Biélorussie, Israël, Iran, Maroc, Russie, Tunisie et Turquie.

[55] Passenger accident: See details ↩

The policy does not provide a standalone passenger-accident benefit. Passengers injured in an accident are compensated as third parties under the mandatory bodily-injury liability guarantee, not under a dedicated passenger accident guarantee.

SONT COUVERTS : • Le propriétaire du Véhicule assuré. • Les personnes ayant la garde ou la conduite, même non autorisée, du Véhicule assuré. • Les passagers du Véhicule assuré.

[56] Bodily injury liability: Unlimited ↩

MAIF indemnifies third parties for bodily injury caused by the insured vehicle with no cap on the amount, as part of the mandatory civil liability cover included in every formula.

Responsabilité civile : dommages causés aux tiers, dommages corporels (sans limitation de somme), dommages matériels et immatériels consécutifs (100 000 000€)

[57] Property damage liability: €100,000,000 ↩

MAIF indemnifies third parties for material damage and consequential immaterial damage caused by the insured vehicle up to €100,000,000, included in every formula.

dommages matériels et immatériels consécutifs (100 000 000€)

[58] Legal defence: Covered ↩

MAIF conducts the insured's legal defence before any court following an accident engaging their civil liability and covers resulting legal costs, excluding fines, with no stated monetary ceiling on the défense guarantee itself. Separately, the accompaniment juridique package (renseignements personnalisés, recours, protection juridique) reimburses lawyer/expert fees within an overall cap of €16,000 (incl. tax), subject to a €625 minimum-interest threshold below which MAIF need not litigate.

Nous assurons votre défense devant toute juridiction si, à la suite d’un accident, le tiers intente une action mettant en cause votre responsabilité civile comme définie ci-dessus.

[59] Green card: Covered ↩

For vehicles registered in France or Monaco, guarantees extend to EEA countries and the other countries listed on the international motor insurance card, except personalized legal information and legal protection, with recourse limited to amicable settlement; Morocco and Tunisia are covered only for stays of one year or less. Vehicles registered outside France/Monaco, and trips to French Guiana or other overseas collectivities (excluding Saint-Barthélemy/Saint-Martin), have no cover.

Véhicule immatriculé en France, Andorre ou Monaco : toutes sauf renseignements juridiques personnalisés et protection juridique. Le recours est limité au recours amiable

[60] Passenger accident: €46,000 ↩

The same 'protection des personnes' guarantee that covers the driver also covers the policyholder's spouse/partner, dependent children, ascendants/descendants living with them, authorised drivers, and employees transported during their service, on the same medical-cost, lost-income, disability and death-capital scales described under driver accident cover.

De 50 à 100 % 23 000 €1 De 50 à 100 % si assistance permanente d'une tierce personne 46 000 €1

[61] Bodily injury liability: Unlimited ↩

Compensation for bodily injury caused to third parties by the insured vehicle is unlimited under the compulsory third-party liability guarantee (Article 7, Article 2-2), included in every formula of the contract.

Dommages corporels résultant d’un accident : illimité.

[62] Property damage liability: €100,000,000 ↩

Material damage, consequential immaterial damage and ecological damage caused to third parties are covered up to a combined cap of €100,000,000 (Article 2-2), within which fire/explosion-related material and immaterial damage is sub-capped at €1,300,000 and ecological damage (Articles 1246-1252 of the Civil Code) is sub-capped at €1,300,000.

Tous dommages matériels, immatériels consécutifs et préjudice écologique confondus : 100 000 000 €.

[63] Legal defence: €20,000 ↩

Covers legal defence and recovery costs following a road accident, up to an overall cap of €20,000 TTC per claim, with a €4,600 sub-cap for amicable defence (Article 23, Annexe III); intervention thresholds are €150 (amicable) and €760/€3,000 (litigation, depending on court). A separate 'Protection Juridique relative au bien assuré' guarantee (Article 24), covering disputes over purchase, repair or sale of the vehicle, is only included when specifically mentioned in the Conditions Particulières.

Les seuils de déclenchement, plafond, sous-plafonds et montants garantis applicables aux garanties de Protection Juridique figurent à l’article 3-2 et à l’Annexe III aux présentes Conditions générales.

[64] Green card: Covered ↩

Matmut issues the international green card at no monetary limit, extending third-party liability cover to EU member states and to Andorra, Bosnia-Herzegovina, Iceland, Liechtenstein, Monaco, Montenegro, Norway, the UK, Serbia and Switzerland; cover in Albania, Morocco, Moldova, North Macedonia, Tunisia, Turkey and Ukraine requires prior insurer approval and presentation of the green card (Article 6).

Elles peuvent également vous être accordées dans les pays suivants : Albanie, Maroc, Moldavie, République Macédoine du Nord, Tunisie, Turquie et Ukraine sous réserve de notre accord préalable et de la présentation lors du passage à la frontière de la carte internationale d’assurance automobile.

[65] Passenger accident: Unlimited ↩

Bodily injury suffered by passengers of the insured vehicle is covered under the compulsory third-party liability guarantee (Article 7-2), sharing the same unlimited bodily-injury cap as other third-party victims; there is no separate passenger-specific limit.

des dommages corporels subis par les passagers transportés ainsi que les dommages matériels consécutifs occasionnés à leurs vêtements.

[66] Bodily injury liability: Covered ↩

Covers material and bodily damage that the policyholder may cause to third parties (other motorists, cyclists, pedestrians, etc.); for example, if responsible for an accident, Otherwise covers repair costs and any bodily injury claims.

Cette garantie couvre les dommages matériels et corporels que vous pourriez causer à autrui (automobilistes, cyclistes, piétons, etc.). Par exemple, si vous êtes responsable d’un accident, Otherwise prend en charge les frais de réparation du véhicule endommagé ainsi que les éventuels préjudices corporels.

[67] Property damage liability: Covered ↩

Covers material and bodily damage that the policyholder may cause to third parties (other motorists, cyclists, pedestrians, etc.); for example, if responsible for an accident, Otherwise covers repair costs of the damaged vehicle.

Cette garantie couvre les dommages matériels et corporels que vous pourriez causer à autrui (automobilistes, cyclistes, piétons, etc.). Par exemple, si vous êtes responsable d’un accident, Otherwise prend en charge les frais de réparation du véhicule endommagé ainsi que les éventuels préjudices corporels.

[68] Legal defence: €3,000 ↩

In case of a dispute with a third party following an accident, Otherwise covers legal defence costs up to 3,000€; if someone sues the policyholder, Otherwise stands by their side.

En cas de litige avec un tiers à la suite d’un accident, nous prenons en charge vos frais de défense juridique jusqu’à 3 000 € . Autrement dit : si quelqu’un vous poursuit en justice, nous sommes à vos côtés.

[69] Green card: See details ↩

Not mentioned on the official product page.

[70] Passenger accident: See details ↩

Not mentioned on the official product page.

[71] Bodily injury liability: Unlimited ↩

Civil liability coverage for damage caused to third parties by the insured vehicle: unlimited ceiling for bodily injury, including ecological damage.

Responsabilité Civile : dommages causés aux tiers par le véhicule - plafond illimité pour les dommages corporels / 100 millions € pour les dommages matériels, Préjudice écologique

[72] Property damage liability: €100,000,000 ↩

Civil liability coverage for material damage caused to third parties by the insured vehicle, up to €100 million.

Responsabilité Civile : dommages causés aux tiers par le véhicule - plafond illimité pour les dommages corporels / 100 millions € pour les dommages matériels, Préjudice écologique

[73] Legal defence: €16,000 ↩

Defence of the insured following a guaranteed accident, up to €16,000.

Défense Pénale et Recours Suite à Accident : défense de l'assuré suite à un accident garanti jusqu'à 16 000 €,

[74] Green card: Covered ↩

Compulsory civil liability cover extends to all countries not crossed out on the green card; for stays exceeding 90 days only this compulsory liability cover is granted.

Pour les dommages impliquant le véhicule : France métropolitaine, états membres de l'UE, Andorre, Monaco, Saint-Marin, Liechtenstein et tous les pays non rayés sur la carte verte, Pour les séjours de plus de 90 jours, seule la garantie Responsabilité Civile obligatoire est accordée,

[75] Passenger accident: Covered ↩

Damage caused to persons transported in the vehicle (carpooling) is covered under the civil liability / carpooling guarantee; no separate compensation ceiling is stated for passengers.

Covoiturage : dommages causés aux personnes transportées.