Insurer profile
Aréas Assurances (Aréas Dommages / Aréas Vie)
Aréas Assurances is an independent, shareholder-free mutual insurance group in France, whose oldest constituent company was founded in 1825; it represents the 7th largest network of general insurance agents in France with close to 500 points of sale, offering personal and business insurance, savings and pension solutions.
Source- Legal entity
- Aréas Assurances (Aréas Dommages / Aréas Vie)
- Headquarters
- Paris, France
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 1 40 17 65 00
- Founded
- 1825
- Last verified
- Aug 29, 2026
Products from Aréas Assurances (Aréas Dommages / Aréas Vie)
motor
Car Insurance
Motor insurance for individuals and professionals, adaptable from third-party liability to comprehensive cover.
property
Home Insurance
Multi-risk home insurance covering buildings and contents for owners and tenants.
property
Leisure Insurance (hunting, boating, camping)
Insurance covering leisure activities and equipment such as hunting, boating and camping gear.
health
Health Insurance
Complementary health insurance that supplements social security reimbursements for individuals.
life
Personal Protection (Prévoyance)
Protection contracts including death benefit (Capital Décès-Vie Entière) covering income and family security.
health
Life Accident Guarantee (GAV)
Personal accident cover indemnifying bodily injury from everyday life accidents.
health
School Insurance
Multi-risk school insurance covering children 24/7 for accidents during and outside school activities.
life
Life Insurance (Multisupport 3)
Multi-fund savings-oriented life insurance contract offering estate planning and investment options, award-winning in 2026.
financial
Individual Retirement Savings Plan (PER)
Individual pension savings plan providing supplementary retirement income and tax reduction, award-winning in 2026.
financial
Borrower Insurance
Loan protection insurance covering death, disability and work incapacity for real-estate borrowers.
financial
Real Estate Investments
Real estate investment solutions to optimize personal wealth.
financial
PERP Retirement Plan
Legacy individual retirement savings plan (PERP) for building supplementary retirement income.
property
Business Multi-risk Insurance (PME-TPE / Independent)
Multi-risk contract for craftsmen, shopkeepers and independent professionals covering premises, equipment and business interruption.
property
Business Multi-risk Insurance (Enterprise)
Multi-risk cover for company buildings and operations against fire, storm, natural disasters and business interruption.
motor
Vehicle Fleet Insurance
Fleet insurance for companies covering multiple company vehicles under a single contract.
property
Goods in Transit Insurance
Cargo insurance covering goods transported by the policyholder or professional carriers.
property
Multi-risk for Automotive Professionals
Single contract covering vehicle fleets, premises, liability and legal protection for automotive trade professionals.
financial
Financial Loss Guarantee
Cover protecting businesses against financial losses resulting from insured events.
liability
Legal Protection
Legal expense insurance assisting policyholders in disputes and litigation.
liability
Business Civil Liability
Civil liability cover for damages caused by the company, its staff or premises to third parties.
liability
Directors' and Officers' Liability
Liability insurance protecting company directors and officers against claims arising from management decisions.
property
Construction Multi-risk Insurance
Single contract covering construction activity, including ten-year liability (garantie décennale) and property damage.
health
Group Health Insurance
Collective health insurance for company employees, complementing social security reimbursements.
life
Group Protection Insurance
Collective protection insurance covering death, disability and incapacity for company employees.
financial
Inter-company Retirement Savings Plan (PERI)
Collective retirement savings plan for multiple companies and their employees.
life
Madelin Protection Plan
Protection contract for self-employed workers (TNS) under the Madelin law framework, offering tax-deductible contributions.
health
Arélia Santé Health Plan
Health insurance product dedicated to independent and self-employed workers.
motor
Professional Auto Insurance
Motor insurance tailored to professional use with low deductibles and roadside assistance.
property
Agricultural Multi-risk Insurance
Multi-risk insurance dedicated to farmers covering agricultural buildings, equipment and liability.
other
Leisure Insurance (hunting, boating, camping)
Insurance for hunting, boat/leisure navigation, caravans and camping equipment.
Regulatory updates
Aréas Dommages and Aréas Vie are registered with the ACPR (SIREN 775670466 and 353408644 respectively) at 47 rue de Miromesnil, Paris, and are subject to Solvency II supervision; Aréas Dommages also operates on a freedom-of-services (LPS) basis in Belgium. No specific sanctions against Aréas have been identified; the ACPR's 2026 work programme emphasizes reinforced supervision of commercial practices, governance, DORA cyber/operational risk rules, and value-for-money in insurance products, applicable to all French insurers including Aréas.
Reputation and reviews
Offer pages
Motor third-party liability
Aréas is a motor third-party liability insurance for the France market with no online purchase and 24/7 assistance.
Last verified Aug 29, 2026