Insurer profile
Otherwise (a brand operated by Lovys SAS)
Otherwise (a brand operated by Lovys SAS) · France
Overview
Otherwise was launched in 2016/2017 in Paris as France's first collaborative (peer-to-peer) insurance broker, offering pooled-premium contracts with a partial cash-back of unused contributions.
Source6
Products in this market
1
Offer pages
Company details
- Parent group
- Lovys
- Regulator
- ACPR (Autorité de Contrôle Prudentiel et de Résolution) and ORIAS (Register of Insurance Intermediaries)
- Phone
- +33 9 75 18 13 00
- [email protected]
Products from Otherwise (a brand operated by Lovys SAS)
Health
Health Insurance (Mutuelle)
Health/complementary health insurance (mutuelle) with a collaborative model refunding unused contributions to members.
Pet
Dog & Cat Insurance
Pet health insurance for dogs and cats distributed under the Otherwise/Lovys platform, historically Otherwise's flagship product line, now transitioned to the Lovys brand.
Other
Smartphone Insurance
Smartphone/mobile device insurance product listed among products distributed on the Otherwise platform.
Regulatory updates
Otherwise, originally a commercial brand of the broker Amalfi, was placed into court-ordered receivership (redressement judiciaire) in the summer of 2021 and was acquired for €520,000 by the neo-insurer Lovys via a court ruling dated 26 September 2021, bringing roughly 4,000 clients (including 2,900 pet insurance clients) and 10 staff into Lovys. The Otherwise brand is now legally operated by Lovys SAS, registered with ORIAS under number 18001949 and supervised by the ACPR; the product range has since been narrowed to car and home insurance only, with other former lines (health, pet, professional liability) discontinued or absorbed into the Lovys brand.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from Otherwise for the France market, with online purchase and 24/7 assistance.
Last verified Aug 29, 2026