SafetyWing, Inc.
SafetyWing
SafetyWing is a travel insurance for the France market with online purchase and 24/7 assistance.
Direct payment
Nomad Insurance Essential operates on a reimbursement basis: the policyholder pays for treatment upfront and submits a claim online for reimbursement, typically processed within 21 days or less
Geographic scope
Worldwide coverage in 180+ countries outside the insured's home country
Coverage applies while traveling outside your home country; US coverage requires an optional add-on; limited coverage applies when visiting your home country
Starting price
$56
Indicative — pricing assumptions not stated
Unique selling points
- Zero deductible - no out-of-pocket costs before coverage begins on any claim
- Flexible signup - you can buy or start coverage even after your trip has already begun
- Global coverage across more than 180 countries with an easy 4-week subscription model
- 24/7 human customer support that responds in under a minute via live chat
- Simple online claims process with reimbursement typically within 21 days
Coverage limits
Medical expenses overall limit
$250,000
Medical treatment and hospitalization for new, unexpected illnesses and injuries while traveling is covered up to an overall limit of $250,000
Emergency medical treatment
$250,000
Emergency treatment for injuries and unexpected illnesses while traveling, up to the overall plan limit of $250,000
Hospitalization
$250,000
Hospital stays, nursing care, and ambulance transport for hospitalization are covered up to the overall limit of $250,000
Outpatient treatment
$250,000
Outpatient diagnostics and eligible medical expenses (e.g. X-ray, MRI, blood count) are covered up to the overall limit when deemed medically necessary
Emergency dental treatment
$1,000
Emergency dental treatment to relieve acute onset of pain, or dental surgery following an accident, is covered up to $1,000 per active insurance period
Ambulance / medical transport
$250,000
Ambulance transport for hospitalization is covered at usual, reasonable and customary charges up to the overall limit
Emergency medical evacuation
$100,000
Evacuation to the nearest qualified hospital is covered up to $100,000 during the insured's lifetime (lifetime max), reduced to $25,000 in relation to a pre-existing illness or injury
COVID-19 treatment
No limit stated
Not found explicitly quantified in the verified sources reviewed
Pre-existing conditions
Conditional
Pre-existing conditions are excluded, except that acute onset of a pre-existing condition may be covered up to the overall limit if it is essential and necessary to stabilize the condition and specific policy conditions are met
Winter sports cover
$250,000
Injuries from leisure sports and activities including skiing and snowboarding are covered as standard up to the overall limit of $250,000
Adventure sports coverage (optional add-on)
Optional
Essential plan can be extended with an optional add-on to cover higher-risk adventure activities such as scuba diving, paragliding, and white water rafting
Pregnancy complications / maternity care
Excluded
The Essential plan does not cover pre-existing conditions, maternity care or cancer treatment
24/7 customer support
Covered
Friendly customer care specialists provide 24/7 human support and respond in less than a minute via live chat
Key conditions
Assistance call deadline
No specific pre-authorization call deadline is stated in the reviewed sources; the plan operates on a reimbursement basis where claims are submitted after treatment
Unauthorized treatment
Not explicitly stated in the reviewed sources; charges exceeding usual, reasonable and customary amounts are excluded
Purchase while abroad
You can buy or sign up for Nomad Insurance Essential before you depart or at any point during your travels, even if your journey has already started
Chronic conditions
Chronic and pre-existing conditions are not covered, except for the acute onset of a pre-existing condition under specific eligibility criteria
Pregnancy
The Essential plan does not cover maternity care or pregnancy-related benefits
Pre-existing condition exclusions
Pre-existing conditions are excluded from coverage, with a limited exception for acute onset of such conditions if strict conditions are met
Coverage duration limit
Coverage automatically renews every 4 weeks (28 days) like a subscription until cancelled, up to a maximum of 364 days per certificate period
Where to buy
Policy specifics
Limited home country coverage
Essential plan provides limited medical coverage for visits to home country after 90 days abroad
SourceAdventure sports coverage (optional add-on)
Essential plan can be extended with optional add-on for adventure sports coverage
SourceElectronics theft coverage (optional add-on)
Essential plan can include optional electronics theft coverage for laptops, cameras, and phones
SourceUS coverage for non-residents (optional add-on)
Essential plan offers optional US coverage for travelers who are not US residents
SourceMaternity care exclusion
Essential plan does not cover pregnancy-related care or maternity benefits
SourceNo deductible requirement
Essential plan has zero deductible - no out-of-pocket costs before coverage begins
SourceReimbursement claim model
Essential plan operates on a reimbursement basis - policyholder pays upfront and claims are reimbursed
SourceTravel warning exclusion
Essential plan excludes coverage for health issues if travel warning is in place at booking or if policyholder doesn't leave within 10 days of warning issuance
SourceWork-related accidents exclusion
Essential plan does not cover accidents or injuries occurring during work
Source