Insurer profile

BarmeniaGothaer AG

BarmeniaGothaer AG · Germany

Founded 2024Cologne and Wuppertal, GermanyLast verified Aug 27, 2026

Overview

BarmeniaGothaer is a German insurance group headquartered in Cologne and Wuppertal, formed in 2024 through the merger of the mutual insurers Barmenia and Gothaer.

Source

Products in this market

Offer pages

Company details

Parent group: Barmenia Versicherungen a. G. and Gothaer Versicherungsbank VVaG (mutual insurance associations)
Regulator: Federal Financial Supervisory Authority (BaFin)
Phone: +49 221 308-00
Email: [email protected]

Official website

Products from BarmeniaGothaer AG

Motor

Car Insurance

Comprehensive motor liability and casco insurance for cars with digital services and individual coverage options.

Motorcycle Insurance

Insurance cover for motorcycles with fast and uncomplicated policy setup.

Moped/E-Scooter/E-Bike Insurance

Affordable insurance cover for mopeds, e-scooters, e-bikes and scooters.

Commercial Motor Insurance

Motor insurance tailored for commercial vehicles used by businesses.

Fleet Insurance

Insurance solution covering entire vehicle fleets for business customers.

Property

Bicycle Insurance

Protects bicycles against theft and damage, optionally including breakdown assistance.

Building Insurance

Protects homes against damage from fire, storm, hail and water.

Home Contents Insurance

Covers furniture, devices and belongings against burglary, fire and water damage.

Natural Hazards Insurance

Protects the home against damage from extreme weather and natural disasters.

All-in-One Home Protection

Combined household, liability, glass breakage and legal protection cover, flexibly extendable.

Home and Apartment Assistance Cover

24/7 assistance service organizing and covering costs for household emergencies.

Boat/Yacht Insurance

Hull insurance covering damage to boats and yachts.

Construction All-Risk Insurance

All-risk insurance covering construction projects against unforeseen damages.

Business Contents Insurance

Covers business inventory and contents against damage or loss.

Cargo/Goods Transport Insurance

Covers goods against damage or loss during transport.

Photovoltaic Insurance

Insurance covering photovoltaic (solar) installations against damage.

Wind Energy Insurance

Insurance for wind energy installations against operational risks.

Electronics Insurance

Covers electronic equipment against damage and breakdown.

Machinery Insurance

Covers machinery against breakdown and operational damage.

Erection/Installation Insurance

Covers risks during the installation or erection of equipment and machinery.

Health

Dental Supplementary Insurance

Supplementary insurance covering up to 100% of costs for dental and jaw treatments.

Outpatient Supplementary Insurance

Supplementary health insurance covering outpatient medical costs not fully covered by statutory insurance.

Private Full Health Insurance

Comprehensive private health insurance with tariffs from basic to premium cover.

MediHealth Prime (Foreign Professionals)

Private health insurance tariff for foreign or international professionals staying in Germany.

Long-Term Care Insurance

Supplementary care insurance covering long-term care costs.

Occupational Health Insurance

Employer-funded supplementary health insurance offered to employees.

Liability

Private Liability Insurance

General private liability insurance covering damages caused to third parties.

Builders' Liability Insurance

Liability cover for property owners during construction projects.

Drone Insurance

Liability insurance covering damages caused by drones.

Legal Protection Insurance

Covers legal costs for private, traffic and other disputes.

Water Damage Liability Insurance

Liability cover for damages caused to water bodies, e.g. from oil tanks.

Animal Owner Liability Insurance

Liability insurance for pet owners covering damages caused by their animals.

Hunting Liability Insurance

Liability insurance for hunters covering damages during hunting activities.

Boat Liability Insurance

Liability insurance for boat owners and operators.

Professional Liability Insurance

Liability insurance for professionals against claims arising from professional errors.

Commercial General Liability Insurance

General liability cover for businesses against third-party claims.

Professional Liability for Psychologists

Professional liability insurance tailored specifically for psychologists.

Financial Loss Liability Insurance

Covers pure financial loss claims arising from professional activities.

Travel

Travel Health Insurance

Covers unexpected medical costs during travel, including illness and treatment abroad.

Travel Accident Insurance

Financial support in case of invalidity or severe injuries sustained while travelling.

Travel Baggage Insurance

Covers the financial risk of lost luggage while travelling.

Travel Liability Insurance

Liability protection for damages caused to third parties while travelling.

Trip Cancellation Insurance

Covers cancellation costs when a planned trip cannot be undertaken.

Life

Disability Insurance

Protects income in case the policyholder becomes unable to work due to occupational disability.

Term Life Insurance

Provides financial protection for dependents with a high benefit for a low premium.

Funeral Expense Insurance

Whole-life-type policy providing a lump sum to cover funeral costs.

Occupational Pension Scheme

Employer-sponsored retirement provision scheme for employees.

Financial

Pension/Annuity Insurance

Private pension/annuity product for retirement provision, including unit-linked variants.

Pension Reform Plan

Retirement provision product related to statutory pension reform options.

Mortgage Financing

Mortgage financing service offered alongside insurance products.

Building Savings

Home savings plan product for future property purchase or renovation.

Index Protect Investment Product

Index-linked investment/protection financial product.

Pet

Pet Health Insurance

Covers vet costs for accidents, illnesses and necessary operations for dogs and cats.

Dog Health Insurance

Lifelong, affordable health insurance specifically for dogs.

Cyber

Cyber Insurance

Insurance protecting businesses against cyber risks and data breaches.

Accident

Group Accident Insurance for Businesses

Group accident insurance covering employees of a business.

Group Accident Insurance for Associations

Group accident insurance covering members of associations/clubs.

Private Accident Insurance

Covers financial consequences of private accidents that could threaten one's financial existence.

Other

Day Hunting License Insurance

Short-term insurance for occasional hunting license holders.

Hunting Weapons Insurance

Insurance covering hunting and sporting firearms against loss or damage.

Regulatory updates

The merger of Barmenia and Gothaer into BarmeniaGothaer was cleared by Germany's Federal Cartel Office (Bundeskartellamt) on 18 March 2024, which found the deal to be among the largest mergers in the German insurance market in years but posed no risk to competition. BaFin approved the merger on 26 August 2024, and the combination was formally completed with entry in the commercial register on 4 September 2024, creating Germany's 10th-largest insurer with roughly EUR 8-9 billion in premium income, about 7,500 employees and 8 million customers.