Insurer profile

BarmeniaGothaer AG

BarmeniaGothaer is a German insurance group headquartered in Cologne and Wuppertal, formed in 2024 through the merger of the mutual insurers Barmenia and Gothaer.

Source
Legal entity
BarmeniaGothaer AG
Headquarters
Cologne and Wuppertal, Germany
Parent group
Barmenia Versicherungen a. G. and Gothaer Versicherungsbank VVaG (mutual insurance associations)
Regulator
Federal Financial Supervisory Authority (BaFin)
Phone
+49 221 308-00
Email
info@gothaer.de
Founded
2024
Last verified
Aug 27, 2026
Official website

Products from BarmeniaGothaer AG

motor

Car Insurance

Comprehensive motor liability and casco insurance for cars with digital services and individual coverage options.

motor

Motorcycle Insurance

Insurance cover for motorcycles with fast and uncomplicated policy setup.

motor

Moped/E-Scooter/E-Bike Insurance

Affordable insurance cover for mopeds, e-scooters, e-bikes and scooters.

property

Bicycle Insurance

Protects bicycles against theft and damage, optionally including breakdown assistance.

motor

Commercial Motor Insurance

Motor insurance tailored for commercial vehicles used by businesses.

motor

Fleet Insurance

Insurance solution covering entire vehicle fleets for business customers.

property

Building Insurance

Protects homes against damage from fire, storm, hail and water.

property

Home Contents Insurance

Covers furniture, devices and belongings against burglary, fire and water damage.

property

Natural Hazards Insurance

Protects the home against damage from extreme weather and natural disasters.

property

All-in-One Home Protection

Combined household, liability, glass breakage and legal protection cover, flexibly extendable.

property

Home and Apartment Assistance Cover

24/7 assistance service organizing and covering costs for household emergencies.

liability

Private Liability Insurance

General private liability insurance covering damages caused to third parties.

liability

Builders' Liability Insurance

Liability cover for property owners during construction projects.

liability

Drone Insurance

Liability insurance covering damages caused by drones.

liability

Legal Protection Insurance

Covers legal costs for private, traffic and other disputes.

liability

Water Damage Liability Insurance

Liability cover for damages caused to water bodies, e.g. from oil tanks.

pet

Pet Health Insurance

Covers vet costs for accidents, illnesses and necessary operations for dogs and cats.

pet

Dog Health Insurance

Lifelong, affordable health insurance specifically for dogs.

liability

Animal Owner Liability Insurance

Liability insurance for pet owners covering damages caused by their animals.

liability

Hunting Liability Insurance

Liability insurance for hunters covering damages during hunting activities.

other

Day Hunting License Insurance

Short-term insurance for occasional hunting license holders.

other

Hunting Weapons Insurance

Insurance covering hunting and sporting firearms against loss or damage.

liability

Boat Liability Insurance

Liability insurance for boat owners and operators.

property

Boat/Yacht Insurance

Hull insurance covering damage to boats and yachts.

travel

Travel Health Insurance

Covers unexpected medical costs during travel, including illness and treatment abroad.

travel

Travel Accident Insurance

Financial support in case of invalidity or severe injuries sustained while travelling.

travel

Travel Baggage Insurance

Covers the financial risk of lost luggage while travelling.

travel

Travel Liability Insurance

Liability protection for damages caused to third parties while travelling.

travel

Trip Cancellation Insurance

Covers cancellation costs when a planned trip cannot be undertaken.

health

Dental Supplementary Insurance

Supplementary insurance covering up to 100% of costs for dental and jaw treatments.

health

Outpatient Supplementary Insurance

Supplementary health insurance covering outpatient medical costs not fully covered by statutory insurance.

health

Private Full Health Insurance

Comprehensive private health insurance with tariffs from basic to premium cover.

health

MediHealth Prime (Foreign Professionals)

Private health insurance tariff for foreign or international professionals staying in Germany.

health

Long-Term Care Insurance

Supplementary care insurance covering long-term care costs.

health

Occupational Health Insurance

Employer-funded supplementary health insurance offered to employees.

life

Disability Insurance

Protects income in case the policyholder becomes unable to work due to occupational disability.

life

Term Life Insurance

Provides financial protection for dependents with a high benefit for a low premium.

life

Funeral Expense Insurance

Whole-life-type policy providing a lump sum to cover funeral costs.

financial

Pension/Annuity Insurance

Private pension/annuity product for retirement provision, including unit-linked variants.

financial

Pension Reform Plan

Retirement provision product related to statutory pension reform options.

financial

Mortgage Financing

Mortgage financing service offered alongside insurance products.

financial

Building Savings

Home savings plan product for future property purchase or renovation.

financial

Index Protect Investment Product

Index-linked investment/protection financial product.

liability

Professional Liability Insurance

Liability insurance for professionals against claims arising from professional errors.

liability

Commercial General Liability Insurance

General liability cover for businesses against third-party claims.

liability

Professional Liability for Psychologists

Professional liability insurance tailored specifically for psychologists.

liability

Financial Loss Liability Insurance

Covers pure financial loss claims arising from professional activities.

cyber

Cyber Insurance

Insurance protecting businesses against cyber risks and data breaches.

property

Construction All-Risk Insurance

All-risk insurance covering construction projects against unforeseen damages.

property

Business Contents Insurance

Covers business inventory and contents against damage or loss.

property

Cargo/Goods Transport Insurance

Covers goods against damage or loss during transport.

property

Photovoltaic Insurance

Insurance covering photovoltaic (solar) installations against damage.

property

Wind Energy Insurance

Insurance for wind energy installations against operational risks.

property

Electronics Insurance

Covers electronic equipment against damage and breakdown.

property

Machinery Insurance

Covers machinery against breakdown and operational damage.

property

Erection/Installation Insurance

Covers risks during the installation or erection of equipment and machinery.

life

Occupational Pension Scheme

Employer-sponsored retirement provision scheme for employees.

accident

Group Accident Insurance for Businesses

Group accident insurance covering employees of a business.

accident

Group Accident Insurance for Associations

Group accident insurance covering members of associations/clubs.

accident

Private Accident Insurance

Covers financial consequences of private accidents that could threaten one's financial existence.

Regulatory updates

The merger of Barmenia and Gothaer into BarmeniaGothaer was cleared by Germany's Federal Cartel Office (Bundeskartellamt) on 18 March 2024, which found the deal to be among the largest mergers in the German insurance market in years but posed no risk to competition. BaFin approved the merger on 26 August 2024, and the combination was formally completed with entry in the commercial register on 4 September 2024, creating Germany's 10th-largest insurer with roughly EUR 8-9 billion in premium income, about 7,500 employees and 8 million customers.

Reputation and reviews

Facebook

1,549 likes

Trustpilot

2.8

5,941 reviews

Offer pages

Motor third-party liability

BarmeniaGothaer is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.

Last verified Aug 27, 2026

Travel insurance

BarmeniaGothaer is a travel insurance for the Germany market with online purchase and limited assistance availability.

Last verified Aug 27, 2026