Insurer profile
DKV Deutsche Krankenversicherung AG
DKV Deutsche Krankenversicherung AG · Germany
Overview
DKV Deutsche Krankenversicherung AG is a German private health insurer headquartered in Cologne, founded in 1927 and one of the largest private health insurers in Germany and Europe, offering full private health cover, supplementary health insurance, long-term care, travel health, daily sickness allowance and group/company health insurance products; it has been part of the ERGO Group since 1998.
Source14
Products in this market
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Offer pages
Company details
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Federal Financial Supervisory Authority (BaFin) – Insurance Supervision Sector
- Phone
- +49 800 3746444
- [email protected]
Products from DKV Deutsche Krankenversicherung AG
Health8
Private Comprehensive Health Insurance
Full private health insurance for employees, self-employed, civil servants and freelancers with individually selectable tariffs.
Civil Servant Supplementary Cover (Beihilfe)
Complementary private health tariffs for German civil servants (Beamte) covering the portion of costs not paid by state Beihilfe.
Hospital Supplementary Insurance
Supplementary insurance for statutorily insured persons improving hospital comfort, e.g. chief physician treatment and single/double room.
Dental Supplementary Insurance (KombiMed Zahn)
Dental supplementary insurance reimbursing up to 100% of costs for dental treatment, dentures and orthodontics not covered by statutory insurance.
Outpatient Supplementary Insurance
Supplementary outpatient cover including reimbursement for alternative medicine, extended check-ups, medication and glasses/contact lenses.
Long-Term Care Supplementary Insurance
Private long-term care supplementary insurance providing daily care allowance or monthly care payments to close gaps left by statutory long-term care insurance.
Daily Sickness Allowance Insurance
Daily cash benefit insurance protecting income during prolonged incapacity to work, paid tax-free for every day of incapacity.
Company Health Insurance / Group Insurance
Employer-funded or employee-funded supplementary group health insurance for employees, covering all statutorily insured full- or part-time staff.
Travel3
Single-Trip Travel Health Insurance
Worldwide travel medical insurance for a single trip closing gaps in statutory health cover abroad.
Long-Term Travel Health Insurance
Long-term travel health insurance for extended stays abroad, e.g. for students, expatriates or long trips.
Trip Cancellation Insurance
Travel insurance covering costs if a trip must be cancelled before departure.
Regulatory updates
DKV is supervised by BaFin (registration number 4044) and is subject to ongoing solvency oversight; its 2025 Solvency and Financial Condition Report (SFCR) confirms supervision by BaFin, Bonn, with key governance functions (risk management, compliance, internal audit, actuarial function) each assigned to a management board member. DKV also participates in the industry insolvency protection fund (Medicator AG) and the Ombudsman scheme for private health and long-term care insurance for dispute resolution.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from DKV for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026