Insurer profile
ENVIVAS Krankenversicherung Aktiengesellschaft
ENVIVAS Krankenversicherung Aktiengesellschaft · Germany
Overview
ENVIVAS Krankenversicherung AG is a 100% subsidiary of Generali Deutschland Holding AG based in Cologne that exclusively offers private supplementary health insurance products to statutorily insured members of Techniker Krankenkasse (TK).
Source23
Products in this market
1
Offer pages
Company details
- Parent group
- Generali Deutschland Holding AG (Assicurazioni Generali Group)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 800 425 25 25
- [email protected]
Products from ENVIVAS Krankenversicherung Aktiengesellschaft
Health
DentFlex Dental Supplementary Insurance
Flexible dental supplementary insurance covering dental treatment, dentures and up to €175/year for professional teeth cleaning.
ZahnFlex Dental Insurance
Current-generation dental supplementary insurance for TK members that replaced the older Zahn70/Zahn90 tariffs.
Zahn70 Dental Insurance (legacy tariff)
Legacy dental tariff reimbursing 70% of costs for dentures, crowns, fillings and prophylaxis (no longer sold).
Zahn90 Dental Insurance (legacy tariff)
Legacy dental tariff reimbursing 90% of costs including root canal and periodontal treatments (no longer sold).
Pro Dental Supplement
Add-on tariff combinable with StarterPlus, PraxisExtra/Top and VitalXtra, covering plastic fillings and full reimbursement of dental prophylaxis.
DentalTop Dental Insurance
A high-coverage dental supplementary tariff among Envivas' dental product range.
PraxisExtra Outpatient Supplementary Insurance
Outpatient combination tariff offering reimbursement for glasses/contact lenses, alternative practitioner treatment and worldwide travel protection.
PraxisTop Outpatient Supplementary Insurance
Enhanced outpatient combination tariff extending PraxisExtra with additional check-up and dental benefits.
StarterPlus (under 30)
Combination tariff for young TK members and children covering chief physician treatment, dentures, foreign travel protection and two-bed rooms.
VitalXtra (60+)
Combination supplementary tariff for TK members aged 60+, covering worldwide travel protection for trips up to six weeks and further ambulatory benefits.
Vital60-Plus Tariff
A senior-oriented supplementary health tariff within the Envivas product range for TK members.
KlinikSpezial Hospital Supplementary Insurance
Hospital supplementary insurance providing chief physician treatment, one/two-bed room accommodation and hospital daily allowance.
Akut Hospital Accident Insurance
Hospital tariff providing best-possible hospital treatment (chief physician, private room) only in the event of an accident, without waiting periods or health checks.
KHT-Plus Hospital Daily Allowance
Supplementary tariff paying an unlimited hospital daily allowance during inpatient stays.
Intensiv Tariff
A supplementary health tariff listed among Envivas' contract documents for TK members.
K1 Tariff
A supplementary health tariff listed among Envivas' contract documents for TK members.
KT-Plus Sickness Daily Allowance
Daily sickness allowance insurance protecting against loss of income, available in variants for the self-employed and employees.
PflegePlus Long-Term Care Supplement
Supplementary long-term care insurance paying a care allowance in case of care dependency, also usable during hospital stays.
PflegeXtra Care Add-on
Add-on component to PflegePlus offering immediate practical support when a care situation occurs.
PflegeAktiv State-Subsidized Care Insurance
State-subsidized (Pflege-Bahr) long-term care insurance without health check, with the premium automatically reduced by €5 per month due to government funding.
KlinikFlex Hospital Supplementary Insurance
Hospital supplementary tariff that extends statutory health insurance cover for inpatient treatment, available in three reimbursement levels.
Travel
TravelXN / TravelXF Travel Health Insurance
Supplementary travel health insurance covering medical treatment, repatriation and child care costs during trips abroad for TK members.
TravelXL Long-Stay Travel Health Insurance
A day-accurate travel medical tariff designed for longer stays abroad of more than 60 days up to one year, including repatriation and burial cost cover.
Regulatory updates
Envivas Krankenversicherung AG is supervised by BaFin (Graurheindorfer Straße 108, Bonn) as a private health insurer conducting business in Germany and abroad. In case of insolvency, policyholder protection is handled via the Medicator AG guarantee fund (Sicherungsfonds), as disclosed in the insurer's mandatory customer information documents. No major sanctions or enforcement actions against Envivas have been publicly reported; the company's 2024 annual report shows around 1.8 million insured persons and premium income of €136 million.
Reputation and reviews
4-star rating observed directly on the Google Maps listing for Envivas Krankenversicherung AG's Cologne headquarters (Gereonswall 68); exact review count was not visible in the retrieved snippet.
Offer pages
Travel insurance
travel insurance from Envivas for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026