Insurer profile
ENVIVAS Krankenversicherung Aktiengesellschaft
ENVIVAS Krankenversicherung AG is a 100% subsidiary of Generali Deutschland Holding AG based in Cologne that exclusively offers private supplementary health insurance products to statutorily insured members of Techniker Krankenkasse (TK).
Source- Legal entity
- ENVIVAS Krankenversicherung Aktiengesellschaft
- Headquarters
- Cologne, Germany
- Parent group
- Generali Deutschland Holding AG (Assicurazioni Generali Group)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 800 425 25 25
- info@envivas.de
- Founded
- 2004
- Last verified
- Aug 27, 2026
Products from ENVIVAS Krankenversicherung Aktiengesellschaft
travel
TravelXN / TravelXF Travel Health Insurance
Supplementary travel health insurance covering medical treatment, repatriation and child care costs during trips abroad for TK members.
travel
TravelXL Long-Stay Travel Health Insurance
A day-accurate travel medical tariff designed for longer stays abroad of more than 60 days up to one year, including repatriation and burial cost cover.
health
DentFlex Dental Supplementary Insurance
Flexible dental supplementary insurance covering dental treatment, dentures and up to €175/year for professional teeth cleaning.
health
ZahnFlex Dental Insurance
Current-generation dental supplementary insurance for TK members that replaced the older Zahn70/Zahn90 tariffs.
health
Zahn70 Dental Insurance (legacy tariff)
Legacy dental tariff reimbursing 70% of costs for dentures, crowns, fillings and prophylaxis (no longer sold).
health
Zahn90 Dental Insurance (legacy tariff)
Legacy dental tariff reimbursing 90% of costs including root canal and periodontal treatments (no longer sold).
health
Pro Dental Supplement
Add-on tariff combinable with StarterPlus, PraxisExtra/Top and VitalXtra, covering plastic fillings and full reimbursement of dental prophylaxis.
health
DentalTop Dental Insurance
A high-coverage dental supplementary tariff among Envivas' dental product range.
health
PraxisExtra Outpatient Supplementary Insurance
Outpatient combination tariff offering reimbursement for glasses/contact lenses, alternative practitioner treatment and worldwide travel protection.
health
PraxisTop Outpatient Supplementary Insurance
Enhanced outpatient combination tariff extending PraxisExtra with additional check-up and dental benefits.
health
StarterPlus (under 30)
Combination tariff for young TK members and children covering chief physician treatment, dentures, foreign travel protection and two-bed rooms.
health
VitalXtra (60+)
Combination supplementary tariff for TK members aged 60+, covering worldwide travel protection for trips up to six weeks and further ambulatory benefits.
health
Vital60-Plus Tariff
A senior-oriented supplementary health tariff within the Envivas product range for TK members.
health
KlinikSpezial Hospital Supplementary Insurance
Hospital supplementary insurance providing chief physician treatment, one/two-bed room accommodation and hospital daily allowance.
health
Akut Hospital Accident Insurance
Hospital tariff providing best-possible hospital treatment (chief physician, private room) only in the event of an accident, without waiting periods or health checks.
health
KHT-Plus Hospital Daily Allowance
Supplementary tariff paying an unlimited hospital daily allowance during inpatient stays.
health
Intensiv Tariff
A supplementary health tariff listed among Envivas' contract documents for TK members.
health
K1 Tariff
A supplementary health tariff listed among Envivas' contract documents for TK members.
health
KT-Plus Sickness Daily Allowance
Daily sickness allowance insurance protecting against loss of income, available in variants for the self-employed and employees.
health
PflegePlus Long-Term Care Supplement
Supplementary long-term care insurance paying a care allowance in case of care dependency, also usable during hospital stays.
health
PflegeXtra Care Add-on
Add-on component to PflegePlus offering immediate practical support when a care situation occurs.
health
PflegeAktiv State-Subsidized Care Insurance
State-subsidized (Pflege-Bahr) long-term care insurance without health check, with the premium automatically reduced by €5 per month due to government funding.
health
KlinikFlex Hospital Supplementary Insurance
Hospital supplementary tariff that extends statutory health insurance cover for inpatient treatment, available in three reimbursement levels.
Regulatory updates
Envivas Krankenversicherung AG is supervised by BaFin (Graurheindorfer Straße 108, Bonn) as a private health insurer conducting business in Germany and abroad. In case of insolvency, policyholder protection is handled via the Medicator AG guarantee fund (Sicherungsfonds), as disclosed in the insurer's mandatory customer information documents. No major sanctions or enforcement actions against Envivas have been publicly reported; the company's 2024 annual report shows around 1.8 million insured persons and premium income of €136 million.
Reputation and reviews
Score and count observed on the German-language Trustpilot page for envivas.de (rated 'Mangelhaft'); Trustpilot also lists a separate, lower-rated profile under the envivas.com domain with additional reviews.
Offer pages
Travel insurance
Envivas is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026