Insurer profile
ERGO Reiseversicherung AG (formerly ERV – Europäische Reiseversicherung AG)
ERGO Reiseversicherung AG (formerly ERV – Europäische Reiseversicherung AG) · Germany
Overview
ERGO Reiseversicherung AG is the travel-insurance specialist of the ERGO Group and thus belongs to Munich Re, one of the world's leading reinsurers and risk carriers, offering trip cancellation, travel medical, baggage and other travel protection products worldwide.
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Products in this market
1
Offer pages
Company details
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 89 4166-1010
- [email protected]
Products from ERGO Reiseversicherung AG (formerly ERV – Europäische Reiseversicherung AG)
Travel13
Overseas Travel Health Insurance
Covers medical costs for illness or accidents abroad, including hospital treatment, medication and medically necessary repatriation.
Trip Cancellation Insurance (incl. Trip Interruption)
Reimburses cancellation costs if a trip cannot be undertaken, and covers additional return travel costs if the trip must be interrupted.
RundumSorglos Travel Protection Package
A combined package of trip cancellation/interruption insurance, overseas travel health insurance and luggage insurance for complete travel protection.
Annual Travel Insurance
One annual contract covering all trips during the year for cancellation, interruption, illness and baggage damage, including an emergency/advice service and safety app.
Luggage Insurance
Protects valuables, technical equipment or sports gear taken on trips against loss or damage during travel.
Germany Trip Cancellation Insurance
A cancellation insurance product specifically designed for holiday trips taken within Germany.
Germany Travel Protection Package (incl. medical repatriation and luggage)
A package for trips within Germany including medical repatriation cover and travel luggage insurance.
Incoming Insurance for Foreign Guests in Germany
Allows foreign guests travelling to Germany, such as students, au-pairs and backpackers staying up to one year, to secure travel and health protection.
Student & Au-Pair Long-Term Insurance
Long-term health, liability and accident cover for students, au-pairs and other long-stay travellers abroad under 35 years old for up to two years.
Camping & Caravan Insurance (incl. CDW Excess Waiver)
Covers rented camper vans/caravans including collision damage waiver excess reduction, contents insurance and interior liability cover.
Ticket Insurance
Reimburses the cost of event tickets (e.g. concerts, theatre) when they cannot be used due to illness or other insured reasons.
Business Travel Insurance
Travel protection packages tailored for self-employed individuals and businesses covering business trips.
TicketSafe (Flight-Only Insolvency Protection)
Protects flight-only bookings against loss in case of airline insolvency, with possible refund of the travel price.
Regulatory updates
BaFin publishes ongoing notices for ERGO Reiseversicherung AG regarding cross-border freedom-of-services business; most recently in May 2025 BaFin approved the company to write primary and reinsurance business via its Spanish branch (ERGO Seguros De Viaje Europäische Reiseversicherung AG Sucursal en España) into further countries, covering accident, non-substitutive health, and fire/natural-hazard property classes. The insurer remains supervised by BaFin from its Munich headquarters and complaints can be directed to BaFin in Bonn.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from ERGO Reiseversicherung for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026