Insurer profile
ERGO Reiseversicherung AG (formerly ERV – Europäische Reiseversicherung AG)
ERGO Reiseversicherung AG is the travel-insurance specialist of the ERGO Group and thus belongs to Munich Re, one of the world's leading reinsurers and risk carriers, offering trip cancellation, travel medical, baggage and other travel protection products worldwide.
Source- Legal entity
- ERGO Reiseversicherung AG (formerly ERV – Europäische Reiseversicherung AG)
- Headquarters
- Munich, Germany
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 89 4166-1010
- contact@ergo-reiseversicherung.de
- Founded
- 1907
- Last verified
- Aug 27, 2026
Products from ERGO Reiseversicherung AG (formerly ERV – Europäische Reiseversicherung AG)
travel
Overseas Travel Health Insurance
Covers medical costs for illness or accidents abroad, including hospital treatment, medication and medically necessary repatriation.
travel
Trip Cancellation Insurance (incl. Trip Interruption)
Reimburses cancellation costs if a trip cannot be undertaken, and covers additional return travel costs if the trip must be interrupted.
travel
RundumSorglos Travel Protection Package
A combined package of trip cancellation/interruption insurance, overseas travel health insurance and luggage insurance for complete travel protection.
travel
Annual Travel Insurance
One annual contract covering all trips during the year for cancellation, interruption, illness and baggage damage, including an emergency/advice service and safety app.
travel
Luggage Insurance
Protects valuables, technical equipment or sports gear taken on trips against loss or damage during travel.
travel
Germany Trip Cancellation Insurance
A cancellation insurance product specifically designed for holiday trips taken within Germany.
travel
Germany Travel Protection Package (incl. medical repatriation and luggage)
A package for trips within Germany including medical repatriation cover and travel luggage insurance.
travel
Incoming Insurance for Foreign Guests in Germany
Allows foreign guests travelling to Germany, such as students, au-pairs and backpackers staying up to one year, to secure travel and health protection.
travel
Student & Au-Pair Long-Term Insurance
Long-term health, liability and accident cover for students, au-pairs and other long-stay travellers abroad under 35 years old for up to two years.
travel
Camping & Caravan Insurance (incl. CDW Excess Waiver)
Covers rented camper vans/caravans including collision damage waiver excess reduction, contents insurance and interior liability cover.
travel
Ticket Insurance
Reimburses the cost of event tickets (e.g. concerts, theatre) when they cannot be used due to illness or other insured reasons.
travel
Business Travel Insurance
Travel protection packages tailored for self-employed individuals and businesses covering business trips.
travel
TicketSafe (Flight-Only Insolvency Protection)
Protects flight-only bookings against loss in case of airline insolvency, with possible refund of the travel price.
property
Travel Baggage Insurance
Protects luggage worldwide against loss, theft or damage while travelling.
motor
Camping/Motorhome Travel Protection (incl. CDW)
Reduces the collision-damage-waiver deductible on rented motorhomes/caravans and covers camping inventory and sports equipment.
Regulatory updates
BaFin publishes ongoing notices for ERGO Reiseversicherung AG regarding cross-border freedom-of-services business; most recently in May 2025 BaFin approved the company to write primary and reinsurance business via its Spanish branch (ERGO Seguros De Viaje Europäische Reiseversicherung AG Sucursal en España) into further countries, covering accident, non-substitutive health, and fire/natural-hazard property classes. The insurer remains supervised by BaFin from its Munich headquarters and complaints can be directed to BaFin in Bonn.
Reputation and reviews
Offer pages
Travel insurance
ERGO Reiseversicherung is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026