Insurer profile
Generali Deutschland AG
Generali Deutschland AG is the German holding company of the Assicurazioni Generali Group, the second largest primary insurance group in Germany. With premium income of approximately €15.5 billion and more than 9 million customers, it operates under the brands Generali, CosmosDirekt and Dialog in the life, health, and property/casualty insurance segments. Products are distributed exclusively through Deutsche Vermögensberatung (DVAG) and direct/broker channels.
Source- Legal entity
- Generali Deutschland AG
- Headquarters
- Munich, Germany
- Parent group
- Assicurazioni Generali S.p.A.
- Regulator
- Federal Financial Supervisory Authority (BaFin) – Bundesanstalt für Finanzdienstleistungsaufsicht
- Phone
- +49 89 5121-4477
- service@generali.de
- Last verified
- May 1, 2026
Products from Generali Deutschland AG
motor
Motor Third-Party Liability Insurance
Mandatory motor third-party liability insurance for cars and other motor vehicles.
motor
Comprehensive and Partial Casco Insurance
Comprehensive and partial casco coverage for own vehicle damage, theft, and natural hazards.
motor
Motorcycle Insurance
Liability and casco insurance for motorcycles.
motor
Moped & E-Scooter Insurance
Insurance for mopeds and e-scooters including liability coverage.
motor
Classic Car Insurance
Specialised insurance for classic and vintage cars.
motor
Electric Vehicle Insurance
Tailored insurance coverage for electric vehicles.
motor
Motor Roadside Assistance (Schutzbrief)
Roadside assistance and breakdown service for motor vehicles.
property
Household Contents Insurance
Insurance for household contents against fire, theft, water damage and natural hazards.
property
Residential Building Insurance
Insurance for residential buildings against fire, storm, hail, flooding and other natural hazards.
property
Glass Insurance
Coverage for breakage of glass elements in the home such as windows, mirrors, and glass ceramic cooktops.
property
Photovoltaic System Insurance
Insurance for photovoltaic and solar energy systems against damage and yield losses.
property
Home and Apartment Assistance
Assistance services for home emergencies such as plumbing, locksmith, and electrical issues.
property
Fine Art Insurance
Insurance for works of art, jewellery and other valuables for private clients.
property
Construction Insurance
Insurance for building projects including builder's risk and construction liability.
health
Private Comprehensive Health Insurance
Full private health insurance with tariffs for employees, self-employed, civil servants, doctors and students.
health
Supplementary Health Insurance
Supplementary health insurance to top up statutory health insurance in areas such as dental, vision and hospital.
health
Daily Sickness Benefit Insurance
Daily allowance insurance for loss of income during illness.
health
Long-Term Care Supplementary Insurance
Supplementary insurance to cover additional costs of long-term care beyond statutory coverage.
health
Mandatory Long-Term Care Insurance for Privately Insured
Mandatory statutory long-term care insurance for those with private comprehensive health insurance.
health
My Care Protection (Long-Term Care Package)
Combined long-term care package providing comprehensive care protection for private individuals.
health
Personal Accident Insurance
Private accident insurance providing lump-sum and annuity benefits in the event of a permanent disability following an accident.
health
Children's Accident Insurance
Accident insurance tailored for children, providing financial support in case of disability due to an accident.
travel
Travel Health Insurance
Travel health insurance covering medical expenses abroad including emergency repatriation.
travel
Travel Insurance (Cancellation & Baggage)
Comprehensive travel insurance including trip cancellation, travel assistance and baggage coverage.
travel
Leisure & Sports Insurance
Insurance for leisure and sports activities, covering personal accidents and liability during recreational pursuits.
travel
Water Sports Insurance
Insurance for water sports activities and boats covering liability and accidental damage.
travel
Camping Insurance
Insurance for camping equipment and camping vehicles against theft and damage.
liability
Private Liability Insurance
Personal liability insurance covering damages caused to third parties in daily life.
liability
Animal Keeper Liability Insurance
Liability insurance for animal owners covering damages caused by their animals to third parties.
liability
Homeowner Liability Insurance
Liability insurance for property owners against claims arising from their building and land.
liability
Water Pollution Liability Insurance
Liability insurance for water pollution damage caused by oil tanks and similar hazards.
liability
Hunting Liability Insurance
Liability insurance for hunters covering damages arising from hunting activities.
liability
Legal Expenses Insurance
Legal expenses insurance for private, professional and traffic-related legal disputes, offered via partner ADVOCARD.
life
Occupational Disability Insurance
Insurance providing a monthly pension if the insured becomes unable to work due to illness or accident.
life
Basic Disability (Core Abilities) Insurance
Insurance that pays a monthly income if the insured permanently loses specific basic physical or mental abilities.
life
Wealth Accumulation & Security Plan (Retirement Annuity)
Modular retirement savings plan combining fund-based annuity with optional disability, critical illness and long-term care riders.
life
Riester Pension
State-subsidised private pension saving plan (Riester) for employees and civil servants.
life
Rürup / Basis Pension
Tax-advantaged pension annuity (Basis-Rente/Rürup) for self-employed and high earners.
life
Company Pension (Occupational Retirement – Direktversicherung)
Employer-sponsored occupational pension scheme via salary conversion (Entgeltumwandlung).
life
Wealth Accumulation for Young People (Vermögensaufbau4you)
Fund-based savings and retirement product designed for younger customers.
life
Young & Life (Youth Savings & Protection Plan)
Combined savings and occupational disability protection plan for young people with reduced starter contributions.
property
Account & Financial Assistance
Assistance and protection service for bank account and financial emergencies.
property
Commercial Property & Business Insurance (SME)
Property and casualty insurance solutions for small and medium-sized businesses.
liability
Business and Professional Liability Insurance
Liability insurance for businesses and professionals against claims arising from business operations.
liability
Directors & Officers Liability Insurance (D&O)
Directors and officers liability insurance protecting company managers from personal financial liability.
property
Transport & Aviation Insurance
Insurance for goods in transit and aviation risks for commercial customers.
property
Technical Insurance
Technical insurance for machinery, electronic equipment and construction projects for commercial clients.
other
Comprehensive Protection Policy (Vermögenssicherungspolice)
Bundled insurance package combining personal liability, accident, household contents, and glass insurance with optional modules.
financial
Account & Financial Protection (Konto- und Finanzschutzbrief)
Protection against financial losses from account and card fraud, including assistance services.
cyber
Cyber Service Insurance for Businesses (Cyber-Service-Versicherung)
Cyber assistance package for businesses providing prevention measures and rapid response after cyber incidents, available as add-on to commercial packages.
Regulatory updates
In 2024, BaFin required Generali Deutschland Lebensversicherung AG to reduce effective costs (Effektivkosten) on unit-linked life insurance products sold primarily through DVAG, citing excessive cost burdens that undermined customer value. Rather than cutting commissions, Generali chose to credit 0.7% per annum to the fund assets of affected policyholders (for contracts from 2021 onward), which BaFin accepted as a compliant solution. BaFin continues to monitor further insurers with high effective cost ratios.
Reputation and reviews
Verified offer pages
Motor casco
Generali is a motor casco insurance for the DE market with online purchase and 24/7 assistance.
Last verified May 12, 2026
Motor third-party liability
Generali is a motor third-party liability insurance for the DE market with online purchase and 24/7 assistance.
Last verified May 12, 2026