Insurer profile
Generali Deutschland AG
Generali Deutschland AG · Germany
Overview
Generali Deutschland AG is the German holding company of the Assicurazioni Generali Group and is the second largest direct insurance company in Germany after Allianz; its insurers include Generali Deutschland Versicherung AG, Generali Deutschland Lebensversicherung AG, Generali Deutschland Krankenversicherung AG and CosmosDirekt. It covers life, health, property/casualty and legal expense insurance, and its products are distributed almost exclusively through Deutsche Vermögensberatung (DVAG). The company is currently building a new corporate headquarters in Munich's Werksviertel district, planned for completion by the end of 2028.
Source49
Products in this market
3
Offer pages
Company details
- Parent group
- Assicurazioni Generali S.p.A.
- Regulator
- Federal Financial Supervisory Authority (BaFin) – Bundesanstalt für Finanzdienstleistungsaufsicht
- Phone
- +49 89 5121-0
- [email protected]
Products from Generali Deutschland AG
Motor7
Motor Third-Party Liability Insurance
Mandatory motor third-party liability insurance for cars and other motor vehicles.
Comprehensive and Partial Casco Insurance
Comprehensive and partial casco coverage for own vehicle damage, theft, and natural hazards.
Motorcycle Insurance
Liability and casco insurance for motorcycles.
Moped & E-Scooter Insurance
Insurance for mopeds and e-scooters including liability coverage.
Classic Car Insurance
Specialised insurance for classic and vintage cars.
Electric Vehicle Insurance
Tailored insurance coverage for electric vehicles.
Motor Roadside Assistance (Schutzbrief)
Roadside assistance and breakdown service for motor vehicles.
Property11
Household Contents Insurance
Insurance for household contents against fire, theft, water damage and natural hazards.
Residential Building Insurance
Insurance for residential buildings against fire, storm, hail, flooding and other natural hazards.
Glass Insurance
Coverage for breakage of glass elements in the home such as windows, mirrors, and glass ceramic cooktops.
Photovoltaic System Insurance
Insurance for photovoltaic and solar energy systems against damage and yield losses.
Home and Apartment Assistance
Assistance services for home emergencies such as plumbing, locksmith, and electrical issues.
Fine Art Insurance
Insurance for works of art, jewellery and other valuables for private clients.
Construction Insurance
Insurance for building projects including builder's risk and construction liability.
Account & Financial Assistance
Assistance and protection service for bank account and financial emergencies.
Commercial Property & Business Insurance (SME)
Property and casualty insurance solutions for small and medium-sized businesses.
Transport & Aviation Insurance
Insurance for goods in transit and aviation risks for commercial customers.
Technical Insurance
Technical insurance for machinery, electronic equipment and construction projects for commercial clients.
Health8
Private Comprehensive Health Insurance
Full private health insurance with tariffs for employees, self-employed, civil servants, doctors and students.
Supplementary Health Insurance
Supplementary health insurance to top up statutory health insurance in areas such as dental, vision and hospital.
Daily Sickness Benefit Insurance
Daily allowance insurance for loss of income during illness.
Long-Term Care Supplementary Insurance
Supplementary insurance to cover additional costs of long-term care beyond statutory coverage.
Mandatory Long-Term Care Insurance for Privately Insured
Mandatory statutory long-term care insurance for those with private comprehensive health insurance.
My Care Protection (Long-Term Care Package)
Combined long-term care package providing comprehensive care protection for private individuals.
Personal Accident Insurance
Private accident insurance providing lump-sum and annuity benefits in the event of a permanent disability following an accident.
Children's Accident Insurance
Accident insurance tailored for children, providing financial support in case of disability due to an accident.
Liability8
Private Liability Insurance
Personal liability insurance covering damages caused to third parties in daily life.
Animal Keeper Liability Insurance
Liability insurance for animal owners covering damages caused by their animals to third parties.
Homeowner Liability Insurance
Liability insurance for property owners against claims arising from their building and land.
Water Pollution Liability Insurance
Liability insurance for water pollution damage caused by oil tanks and similar hazards.
Hunting Liability Insurance
Liability insurance for hunters covering damages arising from hunting activities.
Legal Expenses Insurance
Legal expenses insurance for private, professional and traffic-related legal disputes, offered via partner ADVOCARD.
Business and Professional Liability Insurance
Liability insurance for businesses and professionals against claims arising from business operations.
Directors & Officers Liability Insurance (D&O)
Directors and officers liability insurance protecting company managers from personal financial liability.
Travel5
Travel Health Insurance
Travel health insurance covering medical expenses abroad including emergency repatriation.
Travel Insurance (Cancellation & Baggage)
Comprehensive travel insurance including trip cancellation, travel assistance and baggage coverage.
Leisure & Sports Insurance
Insurance for leisure and sports activities, covering personal accidents and liability during recreational pursuits.
Water Sports Insurance
Insurance for water sports activities and boats covering liability and accidental damage.
Camping Insurance
Insurance for camping equipment and camping vehicles against theft and damage.
Life8
Occupational Disability Insurance
Insurance providing a monthly pension if the insured becomes unable to work due to illness or accident.
Basic Disability (Core Abilities) Insurance
Insurance that pays a monthly income if the insured permanently loses specific basic physical or mental abilities.
Wealth Accumulation & Security Plan (Retirement Annuity)
Modular retirement savings plan combining fund-based annuity with optional disability, critical illness and long-term care riders.
Riester Pension
State-subsidised private pension saving plan (Riester) for employees and civil servants.
Rürup / Basis Pension
Tax-advantaged pension annuity (Basis-Rente/Rürup) for self-employed and high earners.
Company Pension (Occupational Retirement – Direktversicherung)
Employer-sponsored occupational pension scheme via salary conversion (Entgeltumwandlung).
Wealth Accumulation for Young People (Vermögensaufbau4you)
Fund-based savings and retirement product designed for younger customers.
Young & Life (Youth Savings & Protection Plan)
Combined savings and occupational disability protection plan for young people with reduced starter contributions.
Regulatory updates
Generali Deutschland Lebensversicherung AG was one of ten life insurers BaFin identified over excessive effective costs (Effektivkosten) on unit-linked life products sold mainly via DVAG; rather than cutting commissions, Generali agreed to credit policyholders' fund assets with an extra 0.7% per year (for contracts from 2021 onward), a solution BaFin accepted. BaFin's 2026 'Risiken im Fokus' follow-up review of 2024 new business found that effective costs on fund-linked policies have fallen noticeably industry-wide since 2021, which the regulator credits to its intensified conduct supervision, though it continues to flag products with high early lapse rates as a remaining concern.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Generali for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from Generali for the Germany market, with online purchase and 24/7 assistance.
Last verified Sep 2, 2026
Travel insurance
travel insurance from Generali for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026