Motor casco — Germany
6 insurers with verified coverage data
Motor premiums: EUR ~29.1bn
Allianz
Last verified 2026-05-12
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Debeka
Last verified 2026-05-12
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ERGO
Last verified 2026-05-12
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Generali
Last verified 2026-05-12
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HUK-COBURG
Last verified 2026-05-12
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R+V
Last verified 2026-05-12
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Coverage
| Feature / category | Allianz | Debeka | ERGO | Generali | HUK-COBURG | R+V |
|---|---|---|---|---|---|---|
| Online purchase | Yes | Yes | Yes | Yes | Yes | Yes |
| 24/7 helpline | Yes | No | Yes | Yes | Yes | Yes |
| Own damage | Covered | Covered | Covered | Covered | Covered | Covered |
| Total loss | Covered | Covered | Covered | Covered | Covered | Covered |
| Partial loss | Covered | Covered | Covered | Covered | Covered | Covered |
| Theft & robbery | Covered | Covered | Covered | Covered | Covered | Covered |
| Glass damage | Covered | Covered | Covered | Covered | Covered | Covered |
| Natural perils | Covered | Covered | Covered | Covered | Covered | Covered |
| Vandalism | Covered | Covered | Covered | Covered | Covered | Covered |
| Roadside assistance | Optional | Optional | Optional | Optional | Optional | Optional |
| Replacement vehicle | Conditional | Optional | Optional | Optional | Optional | Conditional |
| Driver accident | Optional | Optional | Optional | Optional | Optional | Optional |