Insurer profile
HanseMerkur Krankenversicherung auf Gegenseitigkeit (HanseMerkur Insurance Group)
HanseMerkur Krankenversicherung auf Gegenseitigkeit (HanseMerkur Insurance Group) · Germany
Overview
HanseMerkur is an independent, group-unaffiliated German insurance group headquartered in Hamburg, founded in 1875 as a health and burial support association. It is organized as a mutual insurance association (VVaG) and is a mid-sized personal insurer focused on health, travel, life/pension, accident and property insurance, and is the market leader in travel insurance in Germany.
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Products in this market
1
Offer pages
Company details
- Parent group
- HanseMerkur Krankenversicherung auf Gegenseitigkeit (VVaG) via HanseMerkur Holding SE
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 40 4119-0
- [email protected]
Products from HanseMerkur Krankenversicherung auf Gegenseitigkeit (HanseMerkur Insurance Group)
Property
Home Contents Insurance
Household contents insurance against fire, storm, water damage and burglary, extendable with bike and glass cover.
Building Insurance
Building insurance covering fire, lightning, explosion, water and storm damage to a house.
Glass Insurance
Glass breakage insurance as an add-on to home and building cover.
Health
Private Health Insurance (PKV)
Comprehensive private health insurance for employees, self-employed and civil servants.
Supplementary Health Insurance
Supplementary insurance topping up statutory health cover for dental, hospital, outpatient and care services.
Dental Supplementary Insurance
Dental supplementary insurance covering dentures, inlays and implants, some tariffs without waiting period.
Long-Term Care Supplementary Insurance
Supplementary long-term care insurance paying a care allowance from care grade 1.
Daily Sickness Allowance Insurance
Insurance replacing lost income for employees during prolonged illness.
Hospital Supplementary Insurance
Supplementary insurance for private hospital treatment, e.g. single/double room and chief physician care.
Accident Insurance
Personal accident insurance covering financial consequences of accidents.
Liability
Private Liability Insurance
Personal liability insurance covering claims by third parties for personal, property or financial damage.
Legal Expenses Insurance
Legal expenses insurance covering legal costs for private, traffic or other disputes.
Dog Owner Liability Insurance
Liability insurance for dog owners covering personal, property and financial damage caused by the dog.
Travel
Travel Health Insurance
Overseas travel health insurance covering medical treatment and repatriation abroad.
Trip Cancellation Insurance
Insurance covering cancellation costs if a booked trip cannot be undertaken, e.g. due to illness.
Trip Interruption Insurance
Insurance covering additional costs if a trip must be interrupted or cut short while abroad.
Travel Insurance Packages (Gold/Platinum)
Bundled packages combining travel health, cancellation, interruption, emergency and baggage insurance.
Travel Insurance for Germany
Travel insurance package tailored for domestic trips within Germany, including cancellation cover.
Travel Insurance for Au Pairs
Specialised long-stay travel health insurance for au pairs staying abroad.
Travel Insurance for Students
Long-term travel health insurance for pupils, students and young people up to age 34/35 abroad.
Long-Term Travel Health Insurance
Travel health insurance for long-term stays abroad of up to several years.
Insurance for Foreign Guests (Incoming)
Incoming health insurance for foreign visitors in Germany and to secure a Schengen visa.
Pandemic Protection Plus
Add-on cover for costs related to home isolation on top of trip cancellation/interruption insurance.
Life
Term Life Insurance
Term life insurance paying a lump sum to dependants in the event of the insured's death.
Funeral Expense Insurance
Whole life-type insurance covering funeral costs, available without health check for ages 40-80.
Occupational Disability Insurance
Insurance replacing income if the policyholder becomes unable to work in their profession.
Private Pension Insurance
Flexible private pension insurance for retirement provision with choice of lump-sum or annuity payout.
Riester Pension
State-subsidised private pension product with annual allowances and tax benefits.
Rürup Pension (Basic Pension)
Tax-advantaged basic pension plan aimed mainly at self-employed people.
Company Pension Scheme
Employer-sponsored pension scheme funded via salary conversion with tax and social security advantages.
Pet
Dog Surgery Insurance
Insurance covering costs of necessary surgical operations for dogs.
Dog Health Insurance
Comprehensive health insurance for dogs covering vet treatments, surgery and optional dental care.
Cat Surgery Insurance
Insurance covering the cost of necessary surgical operations for cats.
Cat Health Insurance
Comprehensive health insurance for cats covering illness, injury and preventive care.
Regulatory updates
Effective 24 July 2025, HanseMerkur Holding AG converted its legal form into a European stock corporation (Societas Europaea, SE), becoming HanseMerkur Holding SE, in order to support international growth, particularly in travel insurance across the EU; the group's headquarters, management and supervisory board composition remain unchanged in Hamburg. BaFin also continues to publish individual cross-border authorizations for group entities, such as service-business approvals for HanseMerkur Allgemeine Versicherung AG and reinsurance business authorization for the Liechtenstein-based HanseMerkur International AG in Germany.
Reputation and reviews
Approximate rating (four filled stars) observed on the Google Maps profile for HanseMerkur headquarters at Siegfried-Wedells-Platz 1, Hamburg; exact review count not visible in the snippet.
Offer pages
Travel insurance
travel insurance from HanseMerkur for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026