Insurer profile
KRAVAG Insurance Group (KRAVAG-LOGISTIC Versicherungs-AG, KRAVAG-ALLGEMEINE Versicherungs-AG and KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG)
KRAVAG is a specialist insurer for the German road transport and logistics industry and is part of the R+V insurance group; it consists of the three legally independent companies KRAVAG-ALLGEMEINE, KRAVAG-SACH and KRAVAG-LOGISTIC, with KRAVAG-LOGISTIC being market leader in commercial freight transport insurance in Germany while KRAVAG-ALLGEMEINE focuses on private motor insurance.
Source- Legal entity
- KRAVAG Insurance Group (KRAVAG-LOGISTIC Versicherungs-AG, KRAVAG-ALLGEMEINE Versicherungs-AG and KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG)
- Headquarters
- Hamburg, Germany
- Parent group
- R+V Versicherung AG
- Regulator
- Federal Financial Supervisory Authority (BaFin), Insurance Supervision Sector
- Phone
- +49 40 23606-0
- info@kravag.de
- Founded
- 1950
- Last verified
- Aug 27, 2026
Products from KRAVAG Insurance Group (KRAVAG-LOGISTIC Versicherungs-AG, KRAVAG-ALLGEMEINE Versicherungs-AG and KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG)
motor
KRAVAG Car Policy – Liability (Kompakt/Exklusiv)
Compulsory motor third-party liability insurance for private cars, offered in Kompakt and Exklusiv tariffs with cover up to €100 million.
motor
KRAVAG Partial Comprehensive Cover (Teilkasko)
Partial comprehensive cover adding protection against theft, fire, glass breakage and animal collisions on top of liability cover.
motor
KRAVAG Fully Comprehensive Cover (Vollkasko)
Full comprehensive cover extending Teilkasko protection to include own-fault damage, vandalism and gross negligence.
motor
Driver Protection Insurance (Fahrerschutz-Versicherung)
Covers the driver personally for accidents that are self-caused or caused by an unknown/uninsured third party, including pain and suffering compensation and survivor pensions.
motor
Breakdown Cover (Schutzbrief / SchutzbriefPlus)
Optional roadside assistance package covering breakdown, accident and vehicle recovery services, available in a standard and an extended (Plus) version.
motor
Commercial Fleet/Industry Motor Policy (Kfz-BranchenPolice)
Fleet motor insurance solution for small and medium commercial fleets from three motorised vehicles, combining compulsory liability with flexible comprehensive cover.
motor
Fleet Motor Policy (Kfz-FlottenPolice)
Fleet insurance for commercial fleets of 10+ vehicles, applying a single uniform no-claims premium rate across the whole fleet in liability and comprehensive cover.
property
Cargo/Goods-in-Transit Insurance (Warentransportversicherung)
Insurance for goods transported by own or third-party means of transport (vehicle, ship, aircraft, rail), including a contribution-free works-traffic cover.
property
Works Traffic Insurance (Werkverkehrsversicherung)
Covers a company's own goods, tools and equipment transported using its own vehicles for business purposes.
motor
Motorhome/Caravan Insurance (Camping-/Campingfahrzeug-Versicherung)
Liability and casco insurance for motorhomes, caravans and permanently sited mobile homes, including cover during travel.
property
Camping Contents Insurance (Camping Inhaltsversicherung)
Contents insurance ('home insurance on wheels') for personal belongings, electronics and valuables kept in a caravan or motorhome.
motor
Caravan/Trailer Insurance (Wohnwagenversicherung)
Liability and optional casco insurance for private and commercial caravans and trailers, also available as an industry/fleet policy.
travel
Travel Health Insurance Abroad (Auslandsreisekrankenversicherung)
Travel medical insurance covering healthcare costs incurred while travelling abroad.
life
Disability Insurance (Berufsunfähigkeitsabsicherung)
Income protection product (via R+V) that pays out if the policyholder becomes unable to work due to disability.
financial
Deferred Private Annuity (Aufgeschobene Privatrente)
Deferred private pension/annuity product offered via the R+V product range for retirement provision.
financial
Unit-Linked Annuity Insurance (Fondsgebundene Rentenversicherung)
Unit-linked pension insurance combining retirement saving with investment flexibility, available standalone or combined.
financial
Direct Insurance via Salary Conversion (Direktversicherung durch Entgeltumwandlung)
Occupational pension product funded through salary conversion, offered via the R+V range.
health
Dental Replacement Insurance (Zahnersatzversicherung)
Supplementary dental insurance covering the cost of dental prosthetics/replacement.
liability
Hunting Liability Insurance (Jagdhaftpflichtversicherung)
Liability insurance specifically for hunters, covering damage caused while hunting.
health
Children's Insurance (Kinderversicherung)
Accident/protection insurance product for children, available in different tariff levels.
financial
Mortgage/Construction Financing (Baufinanzierung)
Home/construction financing product made available to KRAVAG customers via the R+V group.
cyber
Cyber Insurance
Protects against consequences of cybercrime such as data misuse, phishing and identity theft, and covers destruction/damage of IT systems and financial loss.
Regulatory updates
BaFin has approved KRAVAG-LOGISTIC Versicherungs-AG's extension of primary insurance business in the freedom of services regime to Portugal, covering aircraft hull, marine/inland waterway hull, cargo, hail/frost and other property damage, land vehicle and general liability lines. More recently, KRAVAG reported that gross premium income grew 9.2% to nearly €2 billion in fiscal year 2025, with a further 3.8% increase in the first five months of 2026, while continuing to file Solvency II SFCR/QRT reports with BaFin.
Reputation and reviews
Offer pages
Motor casco
KRAVAG is a motor casco insurance for the Germany market with no online purchase and limited assistance availability.
Last verified Sep 2, 2026
Motor third-party liability
KRAVAG is a motor third-party liability insurance for the Germany market with no online purchase and limited assistance availability.
Last verified Aug 28, 2026