Insurer profile
KRAVAG Insurance Group (KRAVAG-LOGISTIC Versicherungs-AG, KRAVAG-ALLGEMEINE Versicherungs-AG and KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG)
KRAVAG Insurance Group (KRAVAG-LOGISTIC Versicherungs-AG, KRAVAG-ALLGEMEINE Versicherungs-AG and KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG) · Germany
Overview
KRAVAG is a specialist insurer for the German road transport and logistics industry and is part of the R+V insurance group; it consists of the three legally independent companies KRAVAG-ALLGEMEINE, KRAVAG-SACH and KRAVAG-LOGISTIC, with KRAVAG-LOGISTIC being market leader in commercial freight transport insurance in Germany while KRAVAG-ALLGEMEINE focuses on private motor insurance.
Source22
Products in this market
2
Offer pages
Company details
- Parent group
- R+V Versicherung AG
- Regulator
- Federal Financial Supervisory Authority (BaFin), Insurance Supervision Sector
- Phone
- +49 40 23606-0
- [email protected]
Products from KRAVAG Insurance Group (KRAVAG-LOGISTIC Versicherungs-AG, KRAVAG-ALLGEMEINE Versicherungs-AG and KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG)
Motor9
KRAVAG Car Policy – Liability (Kompakt/Exklusiv)
Compulsory motor third-party liability insurance for private cars, offered in Kompakt and Exklusiv tariffs with cover up to €100 million.
KRAVAG Partial Comprehensive Cover (Teilkasko)
Partial comprehensive cover adding protection against theft, fire, glass breakage and animal collisions on top of liability cover.
KRAVAG Fully Comprehensive Cover (Vollkasko)
Full comprehensive cover extending Teilkasko protection to include own-fault damage, vandalism and gross negligence.
Driver Protection Insurance (Fahrerschutz-Versicherung)
Covers the driver personally for accidents that are self-caused or caused by an unknown/uninsured third party, including pain and suffering compensation and survivor pensions.
Breakdown Cover (Schutzbrief / SchutzbriefPlus)
Optional roadside assistance package covering breakdown, accident and vehicle recovery services, available in a standard and an extended (Plus) version.
Commercial Fleet/Industry Motor Policy (Kfz-BranchenPolice)
Fleet motor insurance solution for small and medium commercial fleets from three motorised vehicles, combining compulsory liability with flexible comprehensive cover.
Fleet Motor Policy (Kfz-FlottenPolice)
Fleet insurance for commercial fleets of 10+ vehicles, applying a single uniform no-claims premium rate across the whole fleet in liability and comprehensive cover.
Motorhome/Caravan Insurance (Camping-/Campingfahrzeug-Versicherung)
Liability and casco insurance for motorhomes, caravans and permanently sited mobile homes, including cover during travel.
Caravan/Trailer Insurance (Wohnwagenversicherung)
Liability and optional casco insurance for private and commercial caravans and trailers, also available as an industry/fleet policy.
Property3
Cargo/Goods-in-Transit Insurance (Warentransportversicherung)
Insurance for goods transported by own or third-party means of transport (vehicle, ship, aircraft, rail), including a contribution-free works-traffic cover.
Works Traffic Insurance (Werkverkehrsversicherung)
Covers a company's own goods, tools and equipment transported using its own vehicles for business purposes.
Camping Contents Insurance (Camping Inhaltsversicherung)
Contents insurance ('home insurance on wheels') for personal belongings, electronics and valuables kept in a caravan or motorhome.
Health2
Financial4
Deferred Private Annuity (Aufgeschobene Privatrente)
Deferred private pension/annuity product offered via the R+V product range for retirement provision.
Unit-Linked Annuity Insurance (Fondsgebundene Rentenversicherung)
Unit-linked pension insurance combining retirement saving with investment flexibility, available standalone or combined.
Direct Insurance via Salary Conversion (Direktversicherung durch Entgeltumwandlung)
Occupational pension product funded through salary conversion, offered via the R+V range.
Mortgage/Construction Financing (Baufinanzierung)
Home/construction financing product made available to KRAVAG customers via the R+V group.
Regulatory updates
BaFin has approved KRAVAG-LOGISTIC Versicherungs-AG's extension of primary insurance business in the freedom of services regime to Portugal, covering aircraft hull, marine/inland waterway hull, cargo, hail/frost and other property damage, land vehicle and general liability lines. More recently, KRAVAG reported that gross premium income grew 9.2% to nearly €2 billion in fiscal year 2025, with a further 3.8% increase in the first five months of 2026, while continuing to file Solvency II SFCR/QRT reports with BaFin.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from KRAVAG for the Germany market.
Last verified Sep 2, 2026
Motor third-party liability
motor third-party liability insurance from KRAVAG for the Germany market.
Last verified Aug 28, 2026