Insurer profile
VHV Vereinigte Hannoversche Versicherung a.G. (VHV Group)
VHV Vereinigte Hannoversche Versicherung a.G. (VHV Group) · Germany
Overview
VHV Group is a German insurance and reinsurance group based in Hannover, formed in 2003 through the merger of insurers rooted in the Hannover region, with core legacy companies dating back to 1875 and 1919. It operates as a multi-brand group (VHV Versicherungen, Hannoversche) and is the mutual parent (VHV a.G.) controlling VHV Holding SE, active in motor, construction/property, liability, accident and life insurance for private and commercial clients in Germany and internationally.
Source30
Products in this market
2
Offer pages
Company details
- Parent group
- VHV Vereinigte Hannoversche Versicherung a.G. (mutual parent company / Versicherungsverein auf Gegenseitigkeit)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 511 907-0
- [email protected]
Products from VHV Vereinigte Hannoversche Versicherung a.G. (VHV Group)
Motor3
Motor Third-Party Liability Insurance
Mandatory liability cover for cars, motorcycles, motorhomes and other vehicles offered by VHV.
Motor Comprehensive/Partial Casco Insurance
Comprehensive and partial casco cover for vehicles, complementing the mandatory liability policy.
Auto Protection Letter (Roadside Assistance)
Optional roadside and breakdown assistance add-on for vehicle policies.
Property7
Home Contents Insurance
Covers household contents against fire, water damage, storm and hail, with optional natural hazard extension.
Building Insurance
Covers residential buildings against fire, water, storm and hail damage.
Photovoltaic System Insurance (SOLARPROTECT)
All-risk cover package for solar/photovoltaic systems including balcony power plants.
Heat Pump Insurance
Insurance cover for heat pumps as part of home and building insurance products.
Construction Works Insurance
Covers unforeseen damage to construction works and materials from the first excavation to handover.
Electronics Insurance
Covers electronic and data processing equipment for businesses against damage.
Oil Tank Insurance
Covers damage related to residential oil storage tanks.
Liability9
Private Liability Insurance
General personal liability insurance (KLASSIK-GARANT and EXKLUSIV tariffs) for private individuals.
Animal Owner Liability Insurance
Liability cover for damage caused by dogs and horses, including third-party carers and breeding incidents.
Builder's Liability Insurance
Liability cover for private clients building or renovating a property.
Employment/Professional Liability Insurance
Liability cover for employees against claims arising from professional duties.
House and Property Owner Liability Insurance
Liability insurance for owners of houses and land against third-party claims.
Commercial/Business Liability Insurance
Liability cover for businesses against third-party bodily injury and property damage claims.
Financial Loss Liability Insurance
Covers financial loss claims against professionals and company bodies.
Legal Expenses Insurance
Legal costs protection covering various areas including traffic and private legal disputes.
Traffic Legal Expenses Insurance
Legal expenses cover specifically for disputes related to traffic incidents.
Life4
Term Life Insurance
Provides financial protection for family members and financial obligations in case of death, offered via Hannoversche.
Occupational Disability Insurance
Provides income protection if the policyholder becomes unable to work due to illness or accident.
Basic Ability Insurance
Covers loss of basic physical or mental abilities, as an alternative to occupational disability cover.
Funeral Expenses Insurance
Provides a lump-sum benefit on death to cover funeral costs for beneficiaries.
Financial1
Surety and Credit Insurance
Provides surety bonds and credit insurance products for businesses, particularly in construction.
Pet4
Dog Health Insurance
Covers veterinary costs for illness and injury of dogs, with worldwide coverage.
Cat Health Insurance
Covers veterinary costs for illness and injury of cats.
Dog Surgery Insurance
Covers surgical treatment costs for dogs.
Cat Surgery Insurance
Covers surgical treatment costs for cats.
Regulatory updates
VHV Allgemeine Versicherung AG is supervised by BaFin. In August 2025, BaFin approved an extension of VHV Allgemeine Versicherung AG's reinsurance business in the cross-border services regime to additional countries including Bangladesh, Bhutan, Senegal, Namibia and New Zealand, covering multiple non-life insurance classes.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from VHV for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from VHV for the Germany market, with online purchase and 24/7 assistance.
Last verified Sep 2, 2026