Insurer profile
vigo Krankenversicherung VVaG
vigo Krankenversicherung VVaG · Germany
Overview
vigo Krankenversicherung VVaG is an independent German mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in Düsseldorf, specializing in supplementary private health, dental, hospital, long-term care and travel health insurance for members of the statutory health insurance system rather than full private health insurance.
Source10
Products in this market
1
Offer pages
Company details
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 211 355900-0
- [email protected]
Products from vigo Krankenversicherung VVaG
Health
vigo 4YOU Zahnvorsorge Premium (Dental Prevention Supplement)
A dental supplement tariff without health questions or waiting periods, offering a flat rate for professional teeth cleaning and coverage for fillings, inlays and periodontal treatment.
vigo 4YOU Zahnersatz x2 (Dental Prosthesis Supplement)
A dental prosthesis supplementary tariff with no health questions, a 6-month waiting period, for people with up to two missing teeth.
Hospital Supplementary Insurance (Single/Double Room)
Supplements statutory health insurance by covering the choice of a single or double hospital room and replacement daily allowance without health questions or risk loadings.
Long-Term Care Supplement ("Düsseldorfer Pflegegeld")
A flexible long-term care daily allowance tariff covering both outpatient and inpatient care, adjustable based on care level and monthly contribution.
vigo select Dental Supplement (AOK Exclusive Basic/Premium)
Exclusive dental supplement tariffs available to AOK Rheinland/Hamburg members offering comprehensive dental maintenance coverage including a flat-rate for professional cleaning.
Naturheilkunde/Sehhilfen/Reiseimpfung (Alternative Medicine, Glasses & Travel Vaccination Supplement)
A supplementary add-on tariff (must be combined with another tariff) covering alternative healing methods, vision aids and travel vaccinations up to a set annual amount.
Children's Dental Supplementary Insurance
A dedicated dental supplementary insurance tariff designed specifically for children.
Children's Hospital Supplementary Insurance
A dedicated hospital supplementary insurance tariff designed specifically for children.
Travel
AuslandsReise.Nachhaltigkeit (ARN) - Sustainable Travel Health Insurance (Single/Family)
A market-leading sustainable travel health insurance for trips up to a certain duration, multiple times award-winning by Stiftung Warentest and Focus Money, covering medical costs abroad including search, rescue and repatriation.
Foreign Health Cover for Students, Au Pairs and Work & Travel
A long-term foreign health cover product aimed at students, au pairs and work-and-travel participants for extended stays abroad.
Regulatory updates
vigo Krankenversicherung VVaG is supervised by BaFin and is registered at Amtsgericht Düsseldorf under HRB 21 160. It is a member of the Verband der Privaten Krankenversicherung e.V. (PKV association) and, via this membership, is affiliated with the statutory guarantee fund Medicator AG. The company operates as a not-for-profit mutual (VVaG) and was recognized as the first German insurer certified by the Deutsches Institut für Nachhaltigkeit & Ökonomie for its sustainability practices. In late 2024 it launched a new modular tariff line "vigo 4YOU" without health questions, and its board contracts (Stefan Schumacher and Micha Hildebrandt) were extended by five years in 2025.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from vigo for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026