Insurer profile
Laya Healthcare Limited
Laya Healthcare Limited · Ireland
Overview
Laya Healthcare is a private health insurance company in Ireland, currently the country's second largest health insurer, also offering life insurance (as laya life) and travel insurance; it was rebranded from Quinn-healthcare in 2012 and has been owned successively by Bupa, AIG, Corebridge Financial and, since October 2023, AXA.
Source11
Products in this market
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Offer pages
Company details
- Parent group
- AXA Group
- Regulator
- Central Bank of Ireland (Laya Healthcare Limited); the Irish private health insurance market is overseen by the Health Insurance Authority (HIA)
- Phone
- +353 21 202 2000
Products from Laya Healthcare Limited
Health4
Private Health Insurance Plans (Advantage, Assure, Control, Connect Care, CompanyCare and other schemes)
A broad suite of individual, family and corporate private medical insurance schemes covering hospital, consultant, cancer, cardiac, maternity and other healthcare costs.
Laya Health & Wellbeing Clinics / Urgent Care
Walk-in, consultant-led urgent care benefit for minor injuries and illnesses, available to members aged 12 months and up, 365 days a year.
Money Smart Cash Back Plans
A cash-back health plan giving money back on everyday medical expenses such as GP visits, dental care and prescriptions, rather than private hospital cover.
Corporate Dental Cover
Dental cover offered by Laya Healthcare to corporate clients as part of employee benefit schemes.
Travel5
Single Trip Travel Insurance
Travel insurance cover for a single one-off trip, including emergency medical expenses abroad, underwritten by AIG Europe.
Annual Multi Trip Travel Insurance
Annual multi-trip travel insurance covering multiple journeys within 12 months, available to laya healthcare members with an active medical insurance plan.
Backpacker Travel Insurance
Travel insurance designed for extended backpacking trips, covering medical expenses, baggage and other travel risks.
Business Travel Insurance
Travel insurance cover tailored for business trips, forming part of the Single Trip/Annual Multi Trip, Business and Backpacker cover table of benefits.
Worldwide Travel Insurance
Comprehensive travel insurance cover option for worldwide destinations offered through Laya Travel Insurance.
Life2
Laya Life Insurance
Term life insurance underwritten via iptiQ Life SA that pays a lump sum to dependants if the policyholder dies, purchasable online with no GP visit required.
Laya Life Mortgage Protection
A decreasing life insurance policy that pays off an outstanding mortgage balance if the policyholder or their partner dies, a common requirement for mortgage drawdown.
Regulatory updates
Laya Healthcare Limited, trading as laya healthcare and laya life, is regulated by the Central Bank of Ireland, and health insurance products are underwritten/provided by AXA Insurance dac. Following AXA's completion of its €650 million acquisition of Laya Healthcare from Corebridge Financial in October 2023, the insurer has continued to hold the second-largest share of Ireland's private health insurance market. Per the Health Insurance Authority's Q4 2025 market bulletin, Laya held 27.9% of the market at end-2025, and it notified the HIA of an average 4.7% price rise across 65 plans effective 1 April 2026, alongside its intention to retire a number of older plans.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Laya Healthcare for the Ireland market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026