Insurer profile
Banca Widiba S.p.A. (Wise Dialog Bank)
Banca Widiba S.p.A. (Wise Dialog Bank) · Italy
Overview
Banca Widiba is the digital and financial advisory bank of the Montepaschi Group, offering banking services, administered and managed savings, wealth management, insurance, credit and fiduciary services through a nationwide network of financial advisors.
Source10
Products in this market
1
Offer pages
Company details
- Parent group
- Gruppo Montepaschi - Banca Monte dei Paschi di Siena S.p.A.
- Regulator
- Bank of Italy (Banca d'Italia) as a licensed bank, and registered with IVASS (Register of Insurance Intermediaries, Section D) for insurance distribution activities
- Phone
- +39 800 22 55 77
- [email protected]
Products from Banca Widiba S.p.A. (Wise Dialog Bank)
Motor2
Car Insurance (Quixa)
100% online car insurance distributed by Banca Widiba, underwritten by QUIXA Assicurazioni S.p.A. (AXA Italia Group), including mandatory third-party liability and optional add-on covers.
Motorcycle Insurance (Quixa)
100% online motorcycle insurance distributed by Banca Widiba, underwritten by QUIXA Assicurazioni S.p.A., part of AXA Italia Group.
Life4
Private Prestige (with-profits policy)
A with-profits (rivalutabile) single-premium life insurance policy by AXA MPS Vita that invests capital in a Gestione Separata aiming to revalue it over time.
Private Choice Plus (multi-line policy)
A multi-line (multiramo) life insurance policy by AXA MPS Vita combining capital growth opportunities with the guarantee of the Gestione Separata.
InvestiSemplice (multi-line policy)
A multi-line (multiramo) life insurance policy by AXA MPS Vita, combining Gestione Separata capital protection with market-linked growth potential.
Valore Risparmio Protezione (AXA MPS)
A term life protection policy by AXA MPS combining a with-profits fund with life cover, providing an additional capital sum to beneficiaries in the event of the insured's death within the first 10 years, without medical checks.
Financial3
Selezione Agile Private (Unit-Linked)
A Unit-Linked insurance investment product by AXA MPS Financial dedicated to Banca Widiba's Private clients, investing in a wide range of internal and external funds.
Complementary Pension Solutions (AXA MPS)
Supplementary pension products developed with insurance partner AXA MPS, offering flexible contributions and tax advantages alongside the state pension.
Personal Loan Protection Insurance (Findomestic)
Optional payment protection insurance that can be attached to Findomestic personal loans distributed through Banca Widiba.
Regulatory updates
In March 2026 the boards of MPS and Mediobanca approved a merger by incorporation of Mediobanca into Banca Monte dei Paschi di Siena; as part of the related reorganisation, the financial advisor networks and retail/affluent wealth management activities of Mediobanca Premier and Banca Widiba will be integrated, and the Banca Widiba brand is set to disappear, being absorbed under the Mediobanca brand by the end of 2026, consistent with MPS's 2026-2030 Industrial Plan. Separately, a Bank of Italy inspection previously flagged anti-money-laundering risks linked to Widiba's fully remote, financial-advisor-driven client onboarding model, though no sanction had resulted from it.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from QUIXA for the Italy market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026