Insurer profile

ERGO Reiseversicherung AG - General Representative Office for Italy (trading as ERGO Assicurazione Viaggi)

ERGO Reiseversicherung AG - General Representative Office for Italy (trading as ERGO Assicurazione Viaggi) · Italy

Founded 1907Milan, Italy (secondary office/general representation of ERGO Reiseversicherung AG, headquartered in Munich, Germany)Last verified Aug 31, 2026

Overview

ERGO Assicurazione Viaggi is the Italian commercial brand of ERGO Reiseversicherung AG, a travel insurance specialist founded in 1907 in Germany and part of Munich Re's ERGO Group; it has operated in Italy since 2007 as a secondary office/general representation based in Milan.

Source

16

Products in this market

1

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Company details

Parent group
ERGO Group AG (Munich Re)
Regulator
IVASS (Institute for the Supervision of Insurance) - Italy
Phone
+39 02 7641 6652
Official website

Products from ERGO Reiseversicherung AG - General Representative Office for Italy (trading as ERGO Assicurazione Viaggi)

Travel16

Tutto Compreso (All Inclusive)

An all-inclusive travel package covering accidents, medical expenses, travel assistance, flight and civil liability, customizable to the desired level of cover.

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Medical Assistance and Expenses Abroad

Provides maximum health assistance covering medical expenses, accidents and hospitalization while travelling in Italy or abroad.

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Cancellation Insurance

Reimburses cancellation penalties incurred when a trip must be cancelled due to illness, injury or other covered reasons.

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StornoHotel (Hotel Cancellation)

Covers reimbursement of hotel deposits/penalties for cancelled bookings and pro-rata refund of unused stay in case of interruption.

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Annual Cancellation MultiViaggio365

An annual travel insurance product allowing insurance of all trips and cancellation penalties in one policy due to illness, injury or dismissal.

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Annual Multi-Trip (Multiviaggio Annuale / MultiViaggio365)

Annual policy ideal for frequent travellers, offering a wide choice of guarantees including assistance, medical expenses, flight, civil liability, winter sports and cancellation.

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Youth & Students

Designed for young travellers going abroad for study or holidays, covering medical expenses, assistance, baggage and civil liability.

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Winter Holidays & Sports

Protects against accidents and unforeseen events during winter holidays or ski trips, including medical expenses, accident cover, ski package and civil liability.

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Sci Sicuro (Safe Skiing)

Insurance dedicated to skiing and winter sport activities, covering accidents occurring while practicing amateur skiing.

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Special Wedding Plan

An all-inclusive policy dedicated to newlywed couples, covering needs related to the wedding and honeymoon trip.

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Special Holiday Home Rental Insurance

Covers cancellation and interruption of holiday home rentals, non-conformity of the property or fraud, and civil liability towards third parties.

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Incoming & Schengen Health Insurance for Foreign Visitors

Travel health insurance for foreign visitors travelling to Italy, useful for obtaining visas and providing peace of mind to guests visiting the country.

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Long Stay Abroad

Ideal for those who must stay abroad for extended periods for work or study, providing assistance and medical expense cover.

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USA Health Insurance

Health insurance specifically designed for travellers going to the United States, ensuring assistance for medical needs.

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Biglietto Sicuro NC (Ticket Protection)

Reimburses the cost of tickets for concerts, events and shows in case of cancellation for covered reasons.

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Group Travel Insurance

A coordinated group travel policy offering unified cover for all participants against health problems, cancellations or logistical mishaps.

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Regulatory updates

ERGO Reiseversicherung AG operates in Italy under freedom of establishment pursuant to art. 23 of Legislative Decree 209/2005, registered with IVASS's Register of Insurance and Reinsurance Undertakings under no. I.00071 following IVASS communication dated 27/9/2007. IVASS's May 2026 annual complaints report noted a 15.3% increase in complaints against foreign insurers operating in Italy in 2025, a trend reflected in numerous recent customer complaints about ERGO's Italian travel insurance claims handling.

Reputation and reviews

Facebook

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Trustpilot

1.8

21 reviews

Offer pages

Travel insurance

travel insurance from ERGO Assicurazione Viaggi for the Italy market, with online purchase and 24/7 assistance.

Last verified Sep 1, 2026