Insurer profile
Intesa Sanpaolo Assicurazioni S.p.A.
Intesa Sanpaolo Assicurazioni S.p.A. · Italy
Overview
Intesa Sanpaolo Assicurazioni S.p.A. (formerly Intesa Sanpaolo Vita) is the insurance holding company (Capogruppo) of the Intesa Sanpaolo Group, Italy's largest banking group, and a market leader in bancassurance and supplementary pensions. It offers a full range of life insurance, investment, protection, and pension products for individuals, families and businesses, distributed through bank branches, private bankers and digital channels. The Group also includes Intesa Sanpaolo Protezione S.p.A. (non-life), Fideuram Vita S.p.A., Intesa Sanpaolo Insurance Agency, and InSalute Servizi S.p.A.
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Products in this market
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Offer pages
Company details
- Parent group
- Intesa Sanpaolo S.p.A.
- Regulator
- IVASS - Institute for the Supervision of Insurance (Istituto per la Vigilanza sulle Assicurazioni)
- Phone
- +39 800 124 124
- [email protected]
Products from Intesa Sanpaolo Assicurazioni S.p.A.
Motor3
ViaggiaConMe - Car Insurance Line
Customisable car insurance (available in three variants: a Consumo, Km Illimitati, and Classica) including mandatory RC Auto liability and optional extensions such as theft, fire, atmospheric events and vandalism, with optional telematics box.
Contratto Base RCA - Basic Motor Third-Party Liability
A basic mandatory third-party motor liability (RCA) policy without optional add-ons, available exclusively via phone or email to the customer service of Intesa Sanpaolo Protezione.
MotoConMe - Motorcycle and Moped Insurance
Motorcycle and moped insurance including mandatory RC Moto liability and customisable optional covers such as theft, fire and personal accident.
Property3
Home Fire Insurance (Mortgage-Linked)
A fire insurance policy protecting homes financed by an Intesa Sanpaolo mortgage against fire, explosion, lightning and similar events, purchasable online.
Linea Tutela Business - Business Property and Liability Insurance
Comprehensive business insurance line (available in Commercio, Manifattura and Uffici e Studi variants) covering entrepreneurial risks, machinery, property, structural assets and liability for companies.
Protezione Catastrofi Naturali Business - Natural Catastrophe Business Insurance
Business insurance covering company assets in case of serious natural catastrophe events (earthquake, flood, alluvion) to protect operational continuity.
Health6
XME Protezione - Modular Family, Health and Home Insurance
A modular insurance solution with over 20 selectable modules covering family, health (hospitalisations, diagnostics, physiotherapy, dental, vision, critical illness) and home risks, reserved for Intesa Sanpaolo account holders.
Polizza Malattie Gravi - Critical Illness Insurance (Individual)
Individual critical illness insurance policy providing a fixed capital payment upon diagnosis of a serious illness such as cancer, stroke or heart attack.
Polizza Infortuni - Individual Personal Accident Insurance
Individual personal accident insurance covering permanent disability, temporary total disability and death from accident, with customisable insured capital.
Collettiva Rimborso Spese Mediche - Group Medical Expense Reimbursement
Group health insurance policy for companies providing collective reimbursement of medical expenses including hospitalisations, specialist visits and diagnostic tests for employees.
Collettiva Malattie Gravi - Group Critical Illness Insurance
Group critical illness insurance for companies covering employees with a fixed capital payment upon diagnosis of a serious illness.
Collettiva Infortuni - Group Personal Accident Insurance
Group personal accident insurance for companies, covering entire categories of workers and collaborators in case of accident both at work and outside working hours.
Liability2
RC Ambientale - Environmental Liability Insurance
Environmental liability insurance for companies covering damage to the environment or imminent threat of pollution caused by business operations, including climate change and extreme natural event damage.
RC Amministratori, Sindaci e Dirigenti - Directors and Officers Liability Insurance
Liability insurance covering claims for damages arising from unlawful acts, even alleged, committed by directors, auditors and senior managers of a company.
Life13
Patrimonio Garanzia - Guaranteed Capital Whole-Life Investment
A whole-of-life, single-premium insurance investment product guaranteeing 100% of the invested capital in all market scenarios, available to clients up to age 90, investing in two separate management funds.
Patrimonio Domani Plus - Guaranteed Whole-Life Investment with Accessory Cover
A whole-of-life, 100%-guaranteed insurance investment with single premium and optional additional payments, plus an accessory accidental death benefit for beneficiaries, targeted at clients aged 65 to 91.
Traguardo Sicuro 7 Plus - 7-Year Guaranteed Investment with LTC and Accidental Death Cover
A 7-year 100%-guaranteed insurance investment for clients aged 18 to 65, with an accessory annuity in case of permanent loss of self-sufficiency (LTC) and additional capital in case of accidental death.
Synthesis - Multi-Branch Life Investment Policy (Private Banking)
A whole-of-life, multi-branch insurance investment product combining a Separate Management guarantee with unit-linked funds and UCITS, dedicated to Intesa Sanpaolo Private Banking clients.
Synthesis HNWI - High Net Worth Investment Policy
A whole-of-life, multi-branch insurance investment product for high-net-worth individuals, requiring a minimum investment of €5 million, with access to a broad range of internal funds and international UCITS.
Synthesis Business - Corporate Investment Policy for Legal Entities
A whole-of-life, multi-branch insurance investment product for legal entities with registered office in Italy, combining Separate Management and unit-linked funds.
Il Mio Futuro - Individual Pension Plan (PIP)
An individual pension plan (PIP) to build supplementary retirement income with flexible contributions, a guaranteed separate management option, and tax benefits up to €5,300 per year.
Il Mio Domani - Open Pension Fund (Individual Membership)
An open-ended individual pension fund allowing flexible periodic contributions with Life Cycle management, deductible up to €5,300 per year, supervised by COVIP.
Il Mio Domani - Open Pension Fund (Collective/Corporate Membership)
An open-ended pension fund for collective corporate enrolments, allowing employer and employee contributions including TFR (severance pay) transfers, with reduced fees vs. individual plans.
PrevidSystem - Open Pension Fund
A flexible open pension fund with 5 investment compartments, supervised by COVIP (register no. 10), allowing individual or collective membership and flexible contribution amounts.
ProteggiMutuo Smart - Mortgage Protection Insurance
A life insurance policy linked to an Intesa Sanpaolo mortgage, covering death, total permanent disability, job loss or temporary total disability, with a capital of up to €600,000.
ProteggiPrestito - Loan Protection Insurance
A single-premium insurance policy linked to an Intesa Sanpaolo or isybank personal loan, covering death, total permanent disability, serious illness or professional loss, up to €75,000.
BusinessSempre - Corporate Loan Protection Insurance
A corporate loan protection policy (joint product of Intesa Sanpaolo Assicurazioni and Intesa Sanpaolo Protezione) covering key individuals within a company against unexpected events that could compromise the company's ability to repay a loan.
Regulatory updates
Intesa Sanpaolo Assicurazioni S.p.A. was born in January 2012 from the merger of EurizonVita, Intesa Sanpaolo Vita (ex Intesa Vita), Sud Polo Vita and Centrovita Assicurazioni, and in December 2024 assumed its current name and group parent (Capogruppo) role, following the renaming of Intesa Sanpaolo Vita. The company is registered in the IVASS Register of Insurance and Reinsurance Companies at no. 1.00066 and the Insurance Group Register at no. 28. In December 2023 it incorporated the competencies of Intesa Sanpaolo Life, creating a secondary branch in Dublin. From 8 April 2026, IVASS Regulation no. 56 of 25 March 2025 entered into force, redesigning the insurance certificate and the friendly accident report (CAI) module, introducing full dematerialisation and digital signing (advanced electronic signature). IVASS Regulation no. 57 of 9 February 2026 was also issued, implementing provisions on the valuation of non-durable securities. The Ethics Code of the Group complies with IVASS Regulation no. 38 of 3 July 2018. Fitch upgraded the insurer financial strength rating of Intesa Sanpaolo Assicurazioni to 'A' from 'BBB+', with stable outlook. From 1 July 2026, automatic enrolment in supplementary pension schemes introduces new operational requirements for pension fund managers.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from Intesa Sanpaolo Protezione for the Italy market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026