Insurer profile

Poste Vita S.p.A. (Gruppo Assicurativo Poste Vita, including Poste Assicura S.p.A.)

Poste Vita S.p.A. (Gruppo Assicurativo Poste Vita, including Poste Assicura S.p.A.) · Italy

Founded 1999Viale Europa 190, 00144 Rome, ItalyLast verified Aug 31, 2026

Overview

Poste Vita S.p.A. is the life insurance company of the Poste Italiane Group, founded in 1999 and today Italy's leading insurer by premium income; together with its non-life subsidiary Poste Assicura S.p.A. (established 2010) it forms the Gruppo Assicurativo Poste Vita, distributing savings, protection, health, home, pet, motor and travel insurance products through the Poste Italiane post office network.

Source

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Company details

Parent group: Poste Italiane S.p.A.
Regulator: IVASS (Istituto per la Vigilanza sulle Assicurazioni) and, for investment-linked products, CONSOB
Phone: +39 06 5492 41
Email: [email protected]

Official website

Products from Poste Vita S.p.A. (Gruppo Assicurativo Poste Vita, including Poste Assicura S.p.A.)

Motor

Poste Guidare Sicuri (Compulsory Motor Liability)

Compulsory motor third-party liability insurance distributed by Poste Insurance Broker in partnership with Linear Assicurazioni and Genertel, offered in guida libera (unrestricted driver) formula.

Poste Guidare Sicuri – Optional Vehicle Cover (Theft, Fire, Glass)

Optional add-on covers to the RCA policy including theft, fire, glass breakage and vandalism protection for the insured vehicle.

Property

Poste Vivere Protetti – Home Protection (Fire and Theft)

Insures the home against fire and theft risks as part of the modular Poste Vivere Protetti policy.

Health

Poste Vivere Protetti – Personal Protection (Accident and Illness)

Insures the policyholder and family against risks arising from accident or illness, with a customisable offer.

Malattia Grave Più (Serious Illness Plus)

A rider available to subscribers of certain Poste Vita investment products (up to age 69) providing financial support upon first diagnosis of a serious illness such as stroke, cancer or motor neuron disease.

Liability

Legal Protection Guarantee

A legal expenses/assistance guarantee attached to PostaProtezione Casa, PostaProtezione Infortuni and PostaProtezione MultiRC products, managed by ARAG SE for claims from 1 January 2018.

Travel

Poste Vivere Protetti Viaggi – Travel in Italy

A modular travel insurance product covering baggage, medical expenses and home assistance during trips within Italy.

Poste Vivere Protetti Viaggi – Travel Worldwide

Protects travellers against unforeseen events during trips abroad, including medical expense reimbursement and assistance.

Poste Vivere Protetti Viaggi – Trip Cancellation

Optional guarantee reimbursing the trip premium if the insured is unable to travel as planned.

Life

Postaprevidenza Valore (Individual Pension Plan)

A voluntary individual pension plan (PIP) allowing regular or lump-sum contributions, including TFR transfers, to build a supplementary retirement income with tax benefits.

PostaFuturo per Te

A flexible savings and life insurance plan allowing single or recurring premiums with capital revaluation over time.

PostaFuturo da Grande

A savings accumulation plan for children up to age 10 that guarantees a lump sum paid at age 20, plus a graduation bonus.

Poste Valore Solidità Più II

A mixed life insurance policy with a single recurring premium, investing in the 'Poste Vita Valore Solidità' and 'Posta ValorePiù' separately managed funds with periodic capital revaluation.

Long-Term Care Annuity for Loss of Self-Sufficiency

Pays a monthly life annuity to the insured in the event of loss of self-sufficiency caused by serious illness or accident, with a predetermined amount chosen at subscription.

Financial

Loan and Mortgage Protection Insurance

Optional life and non-life cover protecting BancoPosta loan and mortgage holders against the risk of being unable to repay instalments due to death, serious illness, disability or job loss.

Pet

Poste Vivere Protetti – Pet Protection

Covers damages caused to third parties by the insured's pet and reimburses veterinary expenses in case of accident or illness of a dog or cat.

Cyber

Poste Vivere Protetti – Online Liability Protection

A civil liability guarantee protecting the policyholder and family against risks related to internet browsing and online activity.

Other

Poste Vivere Protetti (modular protection policy)

A modular insurance policy from Poste Assicura that can be adapted over time, combining personal accident/health, home, liability and pet protection modules.

Regulatory updates

IVASS fined Poste Vita €167,940 in a sanction dated 21 November 2025 for failing to meet contractual deadlines for settling 34 life insurance claims between September 2023 and February 2024. This follows a record €1.8 million IVASS fine issued in July 2023 for deficiencies in financial risk governance, which the company subsequently remedied via an approved remediation plan. Separately, from 15 January 2026 a new out-of-court insurance dispute resolution body, the 'Arbitro Assicurativo', became operative for consumer complaints against Italian insurers including Poste Vita.