Allianz Partners Travel insurance (Travel Care Comfort)

Direct payment of hospital and surgical expenses; reimbursement of all other medical expenses including urgent dental care, up to the maximum limit indicated in the policy. Coverage valid also in case of diagnosed epidemics or pandemics such as COVID-19.

Coverage for sudden and unexpected illness or injury during travel that could cause serious harm if not treated before returning home; covered up to the medical expenses maximum limit. Includes COVID-19 and other pandemics.

Direct payment of hospital and surgical expenses; covered up to the medical expenses maximum limit (1,000,000 EUR for Comfort). Medical monitoring by company medical staff during hospitalization.

Reimbursement of medical and/or pharmaceutical expenses: €550 for trips within Italy; €1,300 for Europe, Worldwide, and USA/Canada.

Reimbursement of urgent dental care expenses up to €550, for all destinations (Italy, Europe, Worldwide, USA/Canada).

Reimbursement of transport expenses to first aid or medical centre: €1,550 for trips within Italy; €5,500 for Europe, Worldwide, and USA/Canada.

Medical transport/repatriation is included for all destinations: from the first-aid or admitting medical centre to a better-equipped medical centre, or from the medical centre to the insured's home, with no stated maximum limit.

Repatriation of remains up to the place of burial in Italy is included for all destinations, with no stated maximum limit.

No search and rescue limit could be confirmed for the Travel Care Comfort tier; the only figure found (€25,000) was described for the Travel Care Premium tier.

Direct payment of hospital and surgical expenses in case of diagnosed epidemics or pandemics (e.g. COVID-19): €10,000 for trips within Italy; €150,000 for Europe; €200,000 for the rest of the world; €300,000 for USA/Canada.

All Travel Care policies (Basic, Comfort, Premium) include coverage for pre-existing medical conditions. This exclusion applies only to the Travel Cancel (trip cancellation) product, which excludes conditions that in the 120 days before purchase caused symptoms, required medical visits or treatment, or involved prescribed medication.

Winter sports coverage is not included in Travel Care Comfort. A separate dedicated product, Travel Ski, is available from Allianz Partners for winter sports activities.

Adventure or extreme sports coverage is not included as a standard feature of Travel Care Comfort. The general policy excludes acts of gross negligence and potentially hazardous activities not covered by standard terms.

Unexpected and sudden complications of pregnancy occurring during the trip may be covered under the medical expenses guarantee as they constitute unexpected illness. Routine pregnancy and childbirth are typically excluded. Specific terms should be verified in the full policy conditions.

Personal liability (third-party damages) is included under Travel Care, with compensation up to €200,000 for damage unintentionally caused to third parties, subject to a €200 excess for damage to property and animals.

Legal assistance abroad up to €1,000 per event, plus a bail advance up to €10,000 per event; no cap applies for trips within Italy.