Insurer profile
If P&C Insurance AS Latvia Branch
If P&C Insurance AS Latvia Branch is the Latvian operating branch of If P&C Insurance AS (registered in Estonia), offering a comprehensive range of non-life insurance products for private individuals and businesses. If is the largest property and casualty insurer in the Nordic and Baltic region and is part of the Finnish-listed Sampo Group.
Source- Legal entity
- If P&C Insurance AS Latvia Branch
- Headquarters
- Riga, Latvia
- Parent group
- Sampo Group (via If P&C Insurance Holding Ltd)
- Regulator
- Latvijas Banka (Bank of Latvia) — as a branch of an EEA insurer, also supervised by the Estonian Financial Supervision Authority (Finantsinspektsioon)
- Phone
- +371 67 338 333
- info@if.lv
- Last verified
- May 1, 2026
Products from If P&C Insurance AS Latvia Branch
motor
Car CASCO Insurance
Voluntary comprehensive vehicle insurance covering damage, theft, natural disasters and more for private cars.
motor
MTPL Insurance (OCTA)
Mandatory third-party liability insurance for all motor vehicles participating in road traffic.
motor
Motorcycle CASCO Insurance
Comprehensive CASCO insurance for motorcycles, covering the motorcycle, equipment and gear.
motor
Bicycle Insurance
Insurance for bicycles covering theft, damage and third-party liability, valid throughout the Baltic states.
motor
Recreational Watercraft Insurance
Insurance for leisure watercraft covering damage, rescue costs and third-party liability both on water and ashore.
property
Home Insurance
Insurance for apartments, houses and summer cottages covering structural damage, interior, utilities and more.
health
Health Insurance for Individuals
Comprehensive health insurance covering outpatient and inpatient services, including chronic and oncological diseases, valid across the Baltic states.
health
Accident Insurance
Personal accident insurance providing financial support for injuries, trauma treatment, physical therapy and disability compensation.
health
Critical Illness Insurance
Add-on insurance providing lump-sum financial support upon diagnosis of a critical illness, attachable to health or accident policies.
health
Foreigners' Health Insurance
Health insurance for foreign nationals in Latvia covering medical expenses in Latvia and Schengen area countries, required for visa applications.
travel
Travel Insurance
Travel insurance covering medical expenses, luggage, travel cancellation and other risks while travelling abroad.
pet
Pet Insurance
Insurance for pets covering veterinary costs and other expenses in case of illness or accident.
liability
Personal Third-Party Liability Insurance
General liability insurance for individuals covering accidental damage to third parties' health or property.
other
Phone and Device Insurance
Insurance for smartphones, tablets and other devices against damage, theft and breakdown.
health
Employee Health Insurance (Corporate)
Group health insurance for company employees covering outpatient and inpatient medical services across the Baltic states.
property
Corporate Property Insurance
Commercial property insurance for businesses protecting buildings, equipment and inventory against various risks.
other
Specialized Equipment and Machinery Insurance
Insurance for specialized machinery and equipment (forestry, road construction, agricultural, warehouse) against damage and loss.
property
Construction All Risks Insurance
All-risks insurance for construction and assembly projects covering works, materials, machinery and third-party liability.
liability
Corporate Third-Party Liability Insurance
General and professional liability insurance for businesses covering damage caused to third parties, including product liability and public event liability.
cyber
Cyber Attack Insurance
Insurance for businesses against financial losses from cyberattacks, data breaches and IT security incidents.
health
Employee Accident Insurance (Corporate)
Group accident insurance for company employees providing financial support in case of work-related or other accidents.
health
Critical Illness Insurance (Corporate)
Group critical illness insurance for company employees providing a lump-sum payment upon diagnosis of a serious illness.
travel
Corporate Travel Insurance
Business travel insurance for company employees covering medical expenses, luggage, trip cancellation and other risks during work-related travel.
financial
Business Interruption Insurance
Insurance compensating businesses for financial losses due to operational standstill caused by property damage.
liability
Marine and Transport Operators Liability Insurance
Liability insurance for marine and transport operators covering third-party claims arising from their business operations.
Regulatory updates
If P&C Insurance AS Latvia Branch operates under Freedom of Establishment as a branch of an EEA insurer, with its branch permit issued on 19 November 2008. It is registered in the Latvijas Banka financial market participant register and authorised for classes including land vehicle insurance, general third-party liability, and miscellaneous financial losses insurance. No adverse regulatory actions have been found as of May 2026.