Insurer profile

If P&C Insurance AS Latvia Branch

If P&C Insurance AS Latvia Branch · Latvia

Founded 2002Riga, LatviaLast verified Sep 27, 2026

Overview

If P&C Insurance AS Latvia Branch is the Latvian branch of If P&C Insurance AS, registered in Estonia, offering a comprehensive range of non-life insurance products for private individuals and businesses.

Source

Products in this market

Offer pages

Company details

Parent group: Sampo Group (via If P&C Insurance AS, registered in Estonia)
Regulator: Latvijas Banka (Bank of Latvia) — as a branch of an EEA insurer registered in Estonia, also supervised by the Estonian Financial Supervision Authority (Finantsinspektsioon)
Phone: +371 67 338 333
Email: [email protected]

Official website

Products from If P&C Insurance AS Latvia Branch

Motor

Car CASCO Insurance

Voluntary comprehensive vehicle insurance covering damage, theft, natural disasters and more for private cars.

MTPL Insurance (OCTA)

Mandatory third-party liability insurance for all motor vehicles participating in road traffic.

Motorcycle CASCO Insurance

Comprehensive CASCO insurance for motorcycles, covering the motorcycle, equipment and gear.

Bicycle Insurance

Insurance for bicycles covering theft, damage and third-party liability, valid throughout the Baltic states.

Recreational Watercraft Insurance

Insurance for leisure watercraft covering damage, rescue costs and third-party liability both on water and ashore.

Property

Home Insurance

Insurance for apartments, houses and summer cottages covering structural damage, interior, utilities and more.

Enefit Electrical Appliance Insurance

Insurance for household electrical appliances against damage caused by power supply disruptions, offered together with Enefit electricity contracts.

Corporate Property Insurance

Commercial property insurance for businesses protecting buildings, equipment and inventory against various risks.

Construction All Risks Insurance

All-risks insurance for construction and assembly projects covering works, materials, machinery and third-party liability.

Retail Business Insurance Solutions

Tailored insurance package for retail businesses covering property, business interruption, general liability and employee accident risks.

Health

Health Insurance for Individuals

Comprehensive health insurance covering outpatient and inpatient services, including chronic and oncological diseases, valid across the Baltic states.

Accident Insurance

Personal accident insurance providing financial support for injuries, trauma treatment, physical therapy and disability compensation.

Critical Illness Insurance

Add-on insurance providing lump-sum financial support upon diagnosis of a critical illness, attachable to health or accident policies.

Foreigners' Health Insurance

Health insurance for foreign nationals in Latvia covering medical expenses in Latvia and Schengen area countries, required for visa applications.

Employee Health Insurance (Corporate)

Group health insurance for company employees covering outpatient and inpatient medical services across the Baltic states.

Employee Accident Insurance (Corporate)

Group accident insurance for company employees providing financial support in case of work-related or other accidents.

Critical Illness Insurance (Corporate)

Group critical illness insurance for company employees providing a lump-sum payment upon diagnosis of a serious illness.

Liability

Personal Third-Party Liability Insurance

General liability insurance for individuals covering accidental damage to third parties' health or property.

Corporate Third-Party Liability Insurance

General and professional liability insurance for businesses covering damage caused to third parties, including product liability and public event liability.

Marine and Transport Operators Liability Insurance

Liability insurance for marine and transport operators covering third-party claims arising from their business operations.

Travel

Travel Insurance

Travel insurance covering medical expenses, luggage, travel cancellation and other risks while travelling abroad.

Corporate Travel Insurance

Business travel insurance for company employees covering medical expenses, luggage, trip cancellation and other risks during work-related travel.

Financial

Inbank Loan Payment Insurance

Loan payment protection insurance for Inbank credit clients, providing financial support in case of unemployment, incapacity or accident.

Business Interruption Insurance

Insurance compensating businesses for financial losses due to operational standstill caused by property damage.

Pet

Pet Insurance

Insurance for pets covering veterinary costs and other expenses in case of illness or accident.

Cyber

Cyber Attack Insurance

Insurance for businesses against financial losses from cyberattacks, data breaches and IT security incidents.

Other

Device Insurance

Insurance for smartphones, tablets and other devices against damage, theft and breakdown.

Purchase Insurance (INDEXO)

Insurance covering purchases made with an INDEXO payment card against damage, theft or breakdown, underwritten by If.

Purchase Insurance (Bigbank)

If-underwritten purchase protection insurance offered in cooperation with Bigbank covering purchased goods against damage or loss.

Specialized Equipment and Machinery Insurance

Insurance for specialized machinery and equipment (forestry, road construction, agricultural, warehouse) against damage and loss.

Regulatory updates

If P&C Insurance AS Latvia Branch operates under Freedom of Establishment as a branch of an EEA insurer registered in Estonia (business coordinated since 2009 via If P&C Insurance AS, with operations in Latvia and Lithuania run as branches), with its Latvian branch registered in the Commercial Register on 19 November 2008. It remains listed in the Latvijas Banka financial market participant register. In 2026 Latvijas Banka has been in ongoing dialogue with the insurance sector (including branches of EEA insurers) regarding fast and fair claims handling following storm and heavy-rainfall damage, and has published supervisory conclusions on product oversight and governance practices across insurers and branches, though no adverse individual regulatory action against If specifically has been identified.