Insurer profile
Atlas Insurance PCC Limited
Atlas Insurance PCC Limited is one of Malta's leading insurance and financial services organisations, founded through a merger of four family-run insurance agencies in 1998. It became a local insurer on Malta's EU accession in 2004 and converted to a Protected Cell Company (PCC) in 2006 — the world's first traditional insurer to do so. It offers a full range of personal and commercial insurance products locally, while also hosting captive and third-party insurance cells for EU and UK markets.
Source- Legal entity
- Atlas Insurance PCC Limited
- Headquarters
- Ta' Xbiex, Malta
- Regulator
- Malta Financial Services Authority (MFSA)
- Phone
- +356 2343 5363
- insure@atlas.com.mt
- Founded
- 1998
- Last verified
- Jun 3, 2026
Products from Atlas Insurance PCC Limited
motor
Car Insurance (Third Party Only)
Third-party only car insurance offering financial and legal protection for damages caused to other people and their property.
motor
Car Insurance (Comprehensive)
Comprehensive private car insurance covering damage to your own vehicle as well as third-party liability, with options for Third Party, Fire and Theft or full Comprehensive cover.
motor
Motorcycle Insurance
Motor insurance for motorcycles covering commercial, standard motorcycles, and classic and vintage bikes with comprehensive and third-party options.
motor
Commercial Vehicles Insurance
Insurance for standard commercial vehicles, with fleet options available for businesses operating multiple vehicles.
motor
Classic and Vintage Vehicle Insurance (Prestige)
Atlas' Prestige policy tailored for classic and vintage private cars, commercial vehicles, and motorcycles, developed through feedback from classic car enthusiasts.
property
Home Insurance (HomePlan)
Comprehensive home insurance (HomePlan) covering buildings and contents against fire, theft, accidental damage, and personal belongings inside and outside the home.
property
Home Insurance (SimplyBuildings)
SimplyBuildings is a buildings-only home insurance policy geared towards the requirements of a home loan, offered at a very beneficial rate.
property
HomeLet Insurance
A tailored insurance solution for landlords managing multiple rental properties, covering buildings, contents, legal liability, and loss of rent.
travel
Travel Insurance (Travelpak)
Travel insurance for trips starting and ending in Malta, covering medical expenses, cancellation, loss of luggage, passports, and money for holidays and business trips of up to six months.
travel
Annual Multi-Trip Travel Insurance
Annual multi-trip travel insurance for ultimate convenience, covering business trips, skiing, driving holidays and cruises with up to €1,000,000 medical expenses.
health
Health Insurance (Malta Residents)
Individual and family health insurance plans for residents of Malta, including plans for work/student permits and investor programmes, offered in partnership with AXA.
health
Corporate Health Insurance
Group health insurance plans for employees in Malta, with tailor-made corporate packages including direct settlement in Maltese hospitals and a range of solutions for different budgets.
health
Dental Insurance (Corporate)
Stand-alone corporate dental insurance plans for employees covering a full range of dental treatments, offered in partnership with AXA.
health
Health Insurance for Expatriates
Health insurance plans designed mainly for people not resident in Malta for at least eight months of the year, such as expatriates.
life
Life Insurance (IVALIFE)
Life insurance protection products distributed by Atlas Healthcare Insurance Agency as agent for IVALIFE Insurance Limited, tailored to individual needs.
life
Group Life Insurance
Group life insurance for employees underwritten by IVALIFE, with optional accidental death, critical illness, disability cover, and repatriation benefits.
financial
Personal Pension Plan (IVApension)
Unit-linked personal pension plan by IVALIFE distributed via Atlas Healthcare, offering tax incentives of up to €750 annually and minimum monthly savings of €25.
financial
Occupational Pension Plan (IVApension)
Occupational pension scheme for employers and employees underwritten by IVALIFE, offering a 25% annual tax credit on up to €3,000 invested for both employer and employee.
property
Business Insurance
Commercial insurance for businesses covering equipment, cyber risks, business interruption, money, personal accident, frozen foods, and goods in transit.
other
Boat Insurance (Plain Sailing)
Plain Sailing boat insurance for most conventional private pleasure crafts, covering hull and machinery, liabilities, personal accident, and navigational equipment.
other
Boat Insurance (Latitude)
Latitude boat insurance policy aimed at RIBs, jet skis, charter crafts and other non-conventional pleasure craft, with comprehensive or third-party liability cover.
pet
Pet Insurance
Pet insurance covering beloved pets for medical expenses, as well as advertising costs if the pet goes missing.
other
Bicycle Insurance (iCycle)
The only bicycle insurance policy in Malta, covering theft, accidental damage, personal accident, and public liability, with options for competition and family cover and European cycling trip cover.
motor
eScooter Insurance (iScoot)
iScoot insurance for electric kick-scooters covering accidental damage, fire and theft, and liability for damages or injury caused to others.
liability
Business Liability Insurance
Commercial liability insurance for businesses, covering personal accident, money, frozen foods, goods in transit, equipment and other business risks.
cyber
Cyber Insurance
Business cyber insurance protecting against risks related to IT infrastructure, covering security breaches, privacy violations, ransom attacks and business interruption.
Regulatory updates
In February 2023, the MFSA imposed an administrative penalty of €1,000 on Atlas Insurance PCC Limited for failing to submit the Auditors' Management Letter relating to the Audited Financial Statements for the year ending 31 December 2019 within the regulatory deadline, in breach of Article 7(8) of the Insurance Business Act. The company remains authorised under the Insurance Business Act 1998 (Cap. 403) to carry on general insurance business and long-term reinsurance business. In 2023, Atlas also obtained authorisation for a UK branch and extended its licence to include life reinsurance.