Feature / category	Argus Insurance Company (Europe) Limited, Malta Branch	Atlas Insurance PCC Limited	Citadel Insurance p.l.c.	Elmo Insurance Limited	GasanMamo Insurance Limited	MAPFRE Middlesea p.l.c.
Online purchase	No	No	No	Yes	Yes	Yes
24/7 helpline	Yes	Yes	No	Yes	No	Yes
Own damage		Only in Comprehensive		Only in Comprehensive	Only in Comprehensive	Only in Section 3 - Loss of or Damage to Your Vehicle, Comprehensive
Total loss						Only in Section 3 - Loss of or Damage to Your Vehicle, Section 7 - Wise Protect, Comprehensive, Third Party Fire and Theft
Partial loss		Only in Comprehensive		Only in Comprehensive	Only in Comprehensive	Only in Section 3 - Loss of or Damage to Your Vehicle, Comprehensive
Theft & robbery						Only in Section 2 - Fire and Theft Damage to Your Vehicle, Section 3 - Loss of or Damage to Your Vehicle, Third Party Fire and Theft, Comprehensive
Glass damage		Only in Comprehensive		Only in Comprehensive	Only in Comprehensive	Only in Section 4.3 - Breakage of Glass, Comprehensive, Third Party Fire and Theft, Third Party Only
Natural perils		Only in Comprehensive		Only in Comprehensive		Only in Section 8 - Additional Cover for Damage to Your Vehicle, Third Party Fire and Theft - Private Vehicles Only, Section 4.13 - Earthquake Cover (optional, Comprehensive)
Vandalism		Only in Comprehensive		Only in Comprehensive	Only in Comprehensive
Roadside assistance		Only in Comprehensive			Only in Comprehensive	Only in Section 6 - European Roadside Assistance (RSA), Comprehensive, Third Party Fire and Theft, Third Party Only
Replacement vehicle		Only in Comprehensive		Only in Comprehensive	Only in Comprehensive	Only in Section 4.11 - Courtesy Vehicle, Comprehensive - Private Vehicles Only
Driver accident		Only in Comprehensive		Only in Comprehensive	Only in Comprehensive	Only in Section 4.1 - Personal Accident, Comprehensive, Third Party Fire and Theft, Third Party Only