Insurer profile
De Goudse Verzekeringen (Goudse Schadeverzekeringen N.V. / Goudse Levensverzekeringen N.V.)
De Goudse Verzekeringen (Goudse Schadeverzekeringen N.V. / Goudse Levensverzekeringen N.V.) · Netherlands
Overview
De Goudse is an independent, family-owned Dutch insurance company founded in 1924, focused primarily on business insurance for SMEs (entrepreneurs) while also offering private insurance and life/income products; it distributes exclusively through independent advisors.
Source36
Products in this market
3
Offer pages
Company details
- Parent group
- De Goudse N.V.
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 182 544544
- [email protected]
Products from De Goudse Verzekeringen (Goudse Schadeverzekeringen N.V. / Goudse Levensverzekeringen N.V.)
Motor10
Business Motor Vehicle Insurance WA
Third-party liability insurance for business motorcycles.
Business Motor Vehicle Insurance WA + Comprehensive/Limited Casco
Additional own-damage cover (limited or full) for business motorcycles on top of liability.
Business Car Insurance WA
Third-party liability insurance for business passenger cars.
Business Car Insurance WA + Comprehensive/Limited Casco
Additional own-damage cover (limited or full) for business passenger cars.
Private Car Insurance WA
Mandatory third-party liability car insurance for private vehicles.
Private Car Insurance WA + Limited/Full Casco
Additional own-damage cover for private cars against theft, fire, storm, collision with wildlife and glass damage.
Caravan Insurance
Covers caravans against damage, theft and liability risks.
Classic Car Insurance
Tailored insurance for classic and vintage cars.
Private Motorcycle Insurance WA
Mandatory third-party liability insurance for private motorcycles.
Private Motorcycle Insurance WA + Limited/Full Casco
Additional own-damage cover for private motorcycles.
Property4
Construction All Risks and Erection Insurance (CAR/Montage)
Covers construction and assembly/erection projects against material damage risks.
Home Contents Insurance
Covers household contents against damage from fire, theft, storm and other perils.
VvE (Owners' Association) Package
Insurance package for homeowners' associations covering the building and related liabilities.
Home Building Insurance
Covers the building structure against damage from fire, lightning, storm and leakage.
Health3
Collective Accident Insurance
Group accident insurance paying benefits based on annual salary or fixed amounts for employees.
Private Accident Insurance
Pays a lump sum benefit for death or permanent disability caused by an accident.
Health Insurance (via VGZ partnership)
Health insurance offered by De Goudse in cooperation with health insurer VGZ.
Liability5
Business Liability Insurance (AVB)
Covers a business's legal liability for damage or injury caused to third parties.
Professional Liability Insurance (BAV)
Protects professionals and service providers against claims arising from errors in their professional services.
CompleetVerzekerd for Business Services (bundled package)
A modular package for professional service businesses combining professional liability, legal expenses and disability cover.
Private Liability Insurance (AVP)
Covers damage or injury caused to third parties by the policyholder, their family or pets.
Private Legal Expenses Insurance
Provides legal assistance and cost coverage for private legal disputes.
Travel3
Continuous (Annual) Travel Insurance
Annual travel insurance covering an unlimited number of trips within a policy year.
Individual Expat Package
Insurance package designed for Dutch expatriates living abroad, supplementing local health cover.
Short-term Travel Insurance
One-off travel insurance for a single trip.
Life2
Collective Survivor's Insurance
Group life insurance paying a periodic or lump-sum benefit to survivors of employees or self-employed policyholders.
Term Life (Death Risk) Insurance
Pays a lump sum to beneficiaries upon death of the insured within the policy term, often used for mortgage protection.
Financial7
Disability Insurance for Entrepreneurs (AOV)
Provides an income for self-employed entrepreneurs who become unable to work due to disability.
Absence/Sickness Insurance (Verzuimverzekering)
Covers employer costs related to employee sick leave.
SME Sickness Absence Care Insurance (MKB Verzuim Ontzorg Verzekering)
A combined sickness absence and reintegration support product for small and medium-sized employers.
Counter Insurance (Contraverzekering)
Provides a refund of paid premiums upon early death, combined with an immediate annuity.
Immediate Pension (Direct Ingaand Pensioen)
An immediate pension payout product for retirement savings.
Immediate Annuity (Direct Ingaande Lijfrente)
Converts accumulated capital into an immediate periodic annuity payment.
Value Transfer Life (Waardeoverdracht Leven)
Facilitates transfer of accrued pension/life insurance value between providers.
Regulatory updates
In January 2025 De Goudse reached a settlement in the Dutch 'woekerpolis' (unit-linked policy) affair covering products such as Eigen Effect Plan, FlexxvermogensPlan and Spaar-Aktief Beleggen, involving roughly €12.5 million, pending approval by at least 90% of affected policyholders. Separately, at the end of September 2025 it was announced that absence/sickness specialist Sazas would become part of De Goudse (retaining its own brand and office), and in 2026 De Goudse acquired the insurance portfolio of AFOS Zevenwouden U.A. including its underwriting agency Noorderlinge verzekeraars, continuing under the new label 'De Noorderlinge'.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Goudse for the Netherlands market.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from De Goudse for the Netherlands market.
Last verified Sep 1, 2026
Travel insurance
travel insurance from De Goudse for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026