Insurer profile
Lifecard-Travel-Assistance Gesellschaft für Reiseschutz mbH (LTA)
<cite index="87-7,87-8">Since 2005 LTA has focused on tailor-made travel insurance solutions, entering the German market first, expanding to Austria in 2008 and to the Netherlands in 2022.</cite> <cite index="88-1,88-3">Hanseatic Broking Center (HBC) GmbH has acquired a majority stake in LTA, headquartered in Viernheim, which continues to strengthen its position in the European travel insurance market.</cite>
Source- Legal entity
- Lifecard-Travel-Assistance Gesellschaft für Reiseschutz mbH (LTA)
- Headquarters
- Mannheim, Germany (Netherlands service office: Bergschenhoek)
- Parent group
- HBC Group (Hanseatic Broking Center GmbH), backed by Bridgepoint
- Regulator
- Autoriteit Financiële Markten (AFM) – as licensed insurance agent under the Dutch Financial Supervision Act (Wft); also registered in the German Vermittlerregister
- Phone
- +31 10 313 39 50
- info@lta-reisdekking.nl
- Founded
- 2005
- Last verified
- Sep 1, 2026
Products from Lifecard-Travel-Assistance Gesellschaft für Reiseschutz mbH (LTA)
travel
All in One travel insurance
<cite index="64-2,64-3">An annual travel insurance package that does not require a new or supplementary policy for each trip, valid year-round for the insured and co-insured persons.</cite>
travel
Basic travel insurance
<cite index="58-10">A modular short-term travel insurance perfectly suited for single trips, tailored to destination and budget.</cite>
travel
Basic Travel insurance
A variant of the Basic tariff focused on individual short trips with modular coverage options.
travel
Flexible travel insurance
<cite index="63-10,63-11">A continuous, year-round travel insurance for trips at home and abroad, allowing customers to book individual modules or combine coverage as desired.</cite>
travel
Trip cancellation insurance
<cite index="8-1,8-2">A tailor-made continuous cancellation insurance module, optionally combined with an all-in-one package, that can be extended with legal assistance and accident cover.</cite>
travel
Travel accident insurance module
<cite index="8-1,8-2">An optional add-on module providing accident coverage that can be combined with the all-in-one cancellation and travel package.</cite>
liability
Travel legal assistance module
<cite index="8-2">An optional module offering legal assistance cover for travel-related disputes, addable to the all-in-one package.</cite>
travel
Flight passenger rights compensation assistance
<cite index="65-4">Assistance module providing compensation help in accordance with EU passenger rights regulation (EC) No. 261/2004 in case of delay, cancellation, denied boarding or missed connecting flight.</cite>
travel
Covid-19 travel protection module
<cite index="65-3">Coverage module for cases of confirmed SARS-CoV-2 infection and/or home isolation (quarantine) arrangements before and during an insured trip.</cite>
property
Travel Baggage Insurance
Covers loss, theft or damage to luggage during a covered trip, included as a module in the Basic and All in One packages.
Regulatory updates
<cite index="22-1,22-2">LTA is registered in the AFM register under number 12045692, which can be verified at the AFM's professional registers site.</cite> <cite index="22-4,22-6">It operates as a tied/authorised agent under §34d(1) of the German Gewerbeordnung and is authorised to act as such in the Netherlands under article 2:94 of the Wft, with its German intermediary registration checkable via vermittlerregister.info.</cite> On the corporate side, <cite index="88-1,88-4,88-5">Hanseatic Broking Center (HBC) GmbH acquired a majority stake in LTA in 2025, with LTA having specialised in tailor-made travel insurance since 2005 and expanded into the Netherlands in 2022.</cite> <cite index="85-10,85-13">HBC itself, LTA's new majority owner, subsequently agreed to a majority stake sale to private equity firm Bridgepoint in mid-2025.</cite>
Reputation and reviews
Offer pages
Travel insurance
LTA (Lifecard Travel Assistance Nederland) is a travel insurance for the Netherlands market with online purchase and 24/7 assistance.
Last verified Sep 2, 2026