
Insurer profile
Risk Assuradeuren B.V. (trading as "Neerlandse", part of Risk Groep B.V.; AFM licence 12012535)
Risk Assuradeuren B.V. (trading as "Neerlandse", part of Risk Groep B.V.; AFM licence 12012535) · Netherlands
Overview
Neerlandse is an insurance brand originally established in 2011 as a coverholder (authorised agent) for a flood-risk insurance policy, aiming to make flood risk insurable in the Netherlands, backed by the more than 300-year-old Lloyd's of London insurance market. The brand is now part of Dutch insurtech and underwriting agency RISK, which relaunched "Neerlandse" as a verzekeringsmerk offering the Neerlandse autoverzekering in cooperation with risk carrier Rhion, a German insurer developed together as a complete new package of non-life insurance. Rhion Versicherung AG is part of the Rheinland Versicherungsgruppe.
Source8
Products in this market
2
Offer pages
Company details
- Parent group
- Risk Groep B.V. (RISK Verzekeringen / RISK Assuradeuren)
- Regulator
- Autoriteit Financiële Markten (AFM) and De Nederlandsche Bank (DNB); the underlying risk carrier Rhion Versicherung AG operates under a license from Germany's BaFin
- Phone
- +31 30 634 4050
- [email protected]
Products from Risk Assuradeuren B.V. (trading as "Neerlandse", part of Risk Groep B.V.; AFM licence 12012535)
Motor7
Neerlandse Car Insurance - WA (Third-Party Liability)
Statutory third-party liability cover: a standard coverage that meets the requirements of the Wet Aansprakelijkheid Motorrijtuigen (WAM), insuring damage caused to others or their property with your car.
Neerlandse Car Insurance - WA Limited Casco
Mid-tier motor cover: one of three basic coverages offered — WA, WA limited casco and all risk, adding limited own-vehicle damage cover on top of third-party liability.
Neerlandse Car Insurance - All Risk / Full Casco
Comprehensive cover: reimburses damage caused by or to your car, and you are also insured for damage to your own car, including roadside assistance after an accident.
Occupant Accident Insurance (SVI) - add-on
Add-on cover where the SVI reimburses injury and material damage to the driver and passengers regardless of fault, up to €1,000,000 per event.
Roadside Assistance Cover - add-on
Optional extension: with roadside assistance cover you get help in case of car trouble, such as on-site repair, towing service, replacement transport and even accommodation costs abroad up to €75 per person per day.
New/Purchase Value Extension - add-on
Add-on ensuring that your car remains insured against new value or retains its purchase value for a certain period.
Free Repair Shop Choice - add-on
Add-on that lets you choose yourself where your car is repaired without an extra deductible.
Regulatory updates
The AFM license used for Neerlandse's motor insurance information documents (Neerlandse, gevolmachtigde agent, vergunning: 12012535 (NL)) is held by Risk Groep BV, trade names including RISK, RISK Verzekeringen, licensed under number 12012535, address Papendorpseweg 99, Utrecht. Company registry data confirms Risk Assuradeuren B.V.'s trade names include Neerlandse, RISK, RISK Assuradeuren and RISK Verzekeringen, while "Neerlandse B.V." is listed as a separate related entity within the Risk Groep corporate family. The risk carrier behind the current auto insurance product, Rhion Versicherung AG, works under a license granted by BaFin, is notified to DNB, is registered with the AFM under number 12047025, and is registered with the Dutch Chamber of Commerce under number 75875837. The original Neerlandse flood insurance product was discontinued: a voluntary flood insurance product was offered between 2012 and 2020 by one insurer (Neerlandse), after which the risk carrier withdrew and no Dutch insurer currently offers flood insurance from sea and river flooding. In 2023, RISK Verzekeringen relaunched Neerlandse as a new player in the Dutch car insurance market, developed together with German insurer Rhion.
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Neerlandse for the Netherlands market.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from Neerlandse for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026