Insurer profile
Neerlandse B.V. (trading as "Neerlandse", part of Risk Groep B.V.)
Neerlandse is an insurance brand originally <cite index="66-2,66-3">established in 2011 as risk carrier of a flood-risk insurance policy, aiming to make flood risk insurable in the Netherlands</cite>, offered as a coverholder <cite index="66-4">backed by the more than 300-year-old Lloyd's of London insurance market</cite>. The brand is now part of Dutch insurtech and underwriting agency <cite index="118-2,118-3">RISK, which relaunched "Neerlandse" as a verzekeringsmerk offering the Neerlandse autoverzekering in cooperation with risk carrier Rhion</cite>, a <cite index="110-1">German insurer developed together as a complete new package of non-life insurance</cite>. <cite index="118-11,118-12">Rhion Versicherung AG is part of the Rheinland Versicherungsgruppe</cite>.
Source- Legal entity
- Neerlandse B.V. (trading as "Neerlandse", part of Risk Groep B.V.)
- Headquarters
- Utrecht, Netherlands
- Parent group
- Risk Groep B.V. (RISK Verzekeringen / RISK Assuradeuren)
- Regulator
- Autoriteit Financiële Markten (AFM) and De Nederlandsche Bank (DNB); the underlying risk carrier Rhion Versicherung AG operates under a license from Germany's BaFin
- Phone
- +31 30 634 4050
- info@risk.nl
- Founded
- 2011
- Last verified
- Sep 1, 2026
Products from Neerlandse B.V. (trading as "Neerlandse", part of Risk Groep B.V.)
motor
Neerlandse Car Insurance - WA (Third-Party Liability)
Statutory third-party liability cover: <cite index="189-7,189-8">a standard coverage that meets the requirements of the Wet Aansprakelijkheid Motorrijtuigen (WAM), insuring damage caused to others or their property with your car</cite>.
motor
Neerlandse Car Insurance - WA Limited Casco
Mid-tier motor cover: <cite index="90-1">one of three basic coverages offered — WA, WA limited casco and all risk</cite>, adding limited own-vehicle damage cover on top of third-party liability.
motor
Neerlandse Car Insurance - All Risk / Full Casco
Comprehensive cover: <cite index="185-3,185-5">reimburses damage caused by or to your car, and you are also insured for damage to your own car</cite>, including roadside assistance after an accident.
motor
Occupant Accident Insurance (SVI) - add-on
Add-on cover where <cite index="21-1,21-2">the SVI reimburses injury and material damage to the driver and passengers regardless of fault, up to €1,000,000 per event</cite>.
motor
Roadside Assistance Cover - add-on
Optional extension: <cite index="4-12,4-13">with roadside assistance cover you get help in case of car trouble, such as on-site repair, towing service, replacement transport and even accommodation costs abroad up to €75 per person per day</cite>.
motor
New/Purchase Value Extension - add-on
Add-on ensuring that <cite index="5-4">your car remains insured against new value or retains its purchase value for a certain period</cite>.
motor
Free Repair Shop Choice - add-on
Add-on that lets <cite index="5-5">you choose yourself where your car is repaired without an extra deductible</cite>.
property
Neerlandse Home Insurance
<cite index="18-1,18-2">The core of Neerlandse's offering consists of car and home insurance, products developed in cooperation with several insurers to provide a diversity of options for different customer needs</cite>.
property
Flood Risk Insurance (discontinued)
Historical product: <cite index="66-1">Neerlandse was the only insurer in the Netherlands offering flood damage cover via intermediaries</cite>, covering water damage to contents and/or homes caused by flooding; the product line was discontinued after 2020 when the risk carrier withdrew from the market.
Regulatory updates
The AFM license used for Neerlandse's motor insurance information documents (<cite index="185-1">Neerlandse, gevolmachtigde agent, vergunning: 12012535 (NL)</cite>) is held by <cite index="153-1">Risk Groep BV, trade names including RISK, RISK Verzekeringen, licensed under number 12012535, address Papendorpseweg 99, Utrecht</cite>. Company registry data confirms <cite index="155-1">Risk Assuradeuren B.V.'s trade names include Neerlandse, RISK, RISK Assuradeuren and RISK Verzekeringen</cite>, while "Neerlandse B.V." is listed as a separate related entity within the Risk Groep corporate family. The risk carrier behind the current auto insurance product, Rhion Versicherung AG, <cite index="100-3,100-4,100-5">works under a license granted by BaFin, is notified to DNB, is registered with the AFM under number 12047025, and is registered with the Dutch Chamber of Commerce under number 75875837</cite>. The original Neerlandse flood insurance product was discontinued: <cite index="65-1,65-2">a voluntary flood insurance product was offered between 2012 and 2020 by one insurer (Neerlandse), after which the risk carrier withdrew and no Dutch insurer currently offers flood insurance from sea and river flooding</cite>. In 2023, <cite index="118-6,118-7">RISK Verzekeringen relaunched Neerlandse as a new player in the Dutch car insurance market, developed together with German insurer Rhion</cite>.
Offer pages
Motor casco
Neerlandse is a motor casco insurance for the Netherlands market with no online purchase and limited assistance availability.
Last verified Sep 1, 2026
Motor third-party liability
Neerlandse is a motor third-party liability insurance for the Netherlands market with online purchase and 24/7 assistance.
Last verified Sep 1, 2026