Insurer profile
Verzekeruzelf.nl B.V.
Verzekeruzelf.nl B.V. · Netherlands
Overview
<cite index="116-16">Verzekeruzelf.nl is an online insurer founded in 2002</cite>, offering insurance products that are fully arranged online through a digital dossier without call centers or intermediaries. It has since become part of intermediary group Fidus, itself part of the Dutch HeinenoordZicht Groep, of which Nationale-Nederlanden (NN Group) is the majority owner.
Source8
Products in this market
1
Offer pages
Company details
- Parent group
- Fidus.nl B.V. (part of HeinenoordZicht Groep, majority-owned by Nationale-Nederlanden/NN Group)
- Regulator
- Autoriteit Financiële Markten (AFM) / De Nederlandsche Bank (DNB)
- Phone
- +31 20 592 9201
- [email protected]
Products from Verzekeruzelf.nl B.V.
Motor2
Car Insurance
<cite index="56-4">Base coverage options are WA, WA Limited Casco or WA Full Casco, each optionally extended with additional coverages</cite> such as passenger accident cover, legal assistance, and roadside assistance.
Motorcycle Insurance
<cite index="70-3,70-6">Motorcycle insurance offering security and freedom of choice, with four types of base policies that can be enriched with additional coverages</cite>, plus a bonus/malus discount of up to 75%.
Property3
Home Contents Insurance
<cite index="70-1,70-2">Covers the belongings inside your home up to €125,000, protected against fire, water, theft and/or other damage</cite>, with two base packages that can be extended with additional coverages.
Building (Home Structure) Insurance
<cite index="70-7,70-10,70-11">Insures damage to your home against fire, precipitation, storm and similar unforeseen events</cite> that could otherwise bring significant financial consequences.
Verzekeruzelf.nl Package (WoonZeker Pakket)
<cite index="145-1,145-2">A bundled package offering four different insurances (home structure, contents, liability and legal expenses), with insurance information cards designed by the Verbond van Verzekeraars for easy comparison</cite>.
Liability2
Personal Liability Insurance (AVP)
<cite index="113-1,113-2,113-5">Worldwide cover for material and personal-injury damage you cause to others, with no deductible</cite>.
Legal Expenses Insurance
<cite index="113-12,113-13">Provides legal advice and legal assistance for conflicts such as disputes with neighbours, employers or family</cite>, with consumer and housing coverage included as standard.
Regulatory updates
<cite index="24-1">Verzekeruzelf.nl and Intrasurance hold an AFM (Autoriteit Financiële Markten) license and are affiliated with the Klachteninstituut Financiële Dienstverlening (Kifid)</cite>, with AFM license number 12011741. Corporately, <cite index="34-1,34-2">Intrasurance was taken over by Heinenoord Assuradeuren, which became the underwriting agency behind Verzekeruzelf policies</cite>, and the brand itself has since been folded into intermediary Fidus, with the site stating <cite index="75-11">"Verzekeruzelf.nl, onderdeel van Fidus"</cite>. At group level, <cite index="81-1">Fidus and Zicht, risico- en verzekeringsadviseurs were combined per 1 July 2025 into the new organization HeinenoordZicht Groep</cite>, and <cite index="91-1">Nationale-Nederlanden (NN) has taken over the remaining 30% of shares in Heinenoord, as previously announced in 2021</cite>, making NN Group the full owner of the combined intermediary business while it retains an independent market position toward NN.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Verzekeruzelf for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026