Insurer profile
Algemene Friese Onderlinge Schadeverzekeringsmaatschappij "Zevenwouden" U.A.
Algemene Friese Onderlinge Schadeverzekeringsmaatschappij "Zevenwouden" U.A. · Netherlands
Overview
Zevenwouden is a Frisian mutual ("onderlinge") non-life insurer that originated in 2012 from a merger of Algemene Friese Onderlinge and Leeuwarder Onderlinge Verzekeringen U.A. It does not sell insurance directly to consumers but only offers insurance through authorized agents (gevolmachtigde agenten), primarily via its own agency Noorderlinge verzekeraars. As of 1 July 2026 its insurance portfolio was transferred to Goudse Schadeverzekeringen N.V. (De Goudse), with the brand continuing regionally as "De Noorderlinge".
Source21
Products in this market
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Offer pages
Company details
- Parent group
- Goudse Schadeverzekeringen N.V. (De Goudse)
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 88 0077090
- [email protected]
Products from Algemene Friese Onderlinge Schadeverzekeringsmaatschappij "Zevenwouden" U.A.
Property11
Home insurance (Woonhuisverzekering)
Insurance covering damage to a private home from fire, water, storm, lightning and other perils, with Alle Gevaren and Extra Uitgebreid cover options.
Thatched-roof home / contents insurance (Rietgedekt woonhuis / inboedel)
Specialized home and contents cover for houses with thatched (reed) roofs.
Contents insurance (Inboedelverzekering)
Covers household contents against damage from fire, burglary, theft, water leakage or other sudden unforeseen events.
Valuables insurance (Kostbaarhedenverzekering)
Additional cover for valuable items such as jewelry, art or collectibles beyond standard contents limits.
Outbuildings insurance (Bijgebouwenverzekering)
Optional additional cover for outbuildings that are not automatically included in the home insurance.
Detached-home coverage extension (Buitenhuisdekking)
Extra coverage option under the contents insurance for items kept outside the home.
Holiday home insurance (Recreatiewoningverzekering)
Covers holiday homes and their contents against fire, water damage, vandalism and other risks, including a thatched-roof (riet) variant.
Business buildings insurance (Bedrijfsgebouwenverzekering)
Covers damage to commercial buildings, outbuildings and boundary structures, with risk assessment by in-house inspectors.
Inventory and goods insurance (Inventaris- en Goederenverzekering)
Covers business inventory and stock against fire, theft and other perils, with optional cover for cooling damage, cash, glass or electronics.
Business interruption insurance (Bedrijfsschadeverzekering)
Compensates for loss of revenue when a business is disrupted due to fire, theft or other damage.
Extra costs insurance (Extra kostenverzekering)
Covers extra costs a business incurs to resume operations quickly after burglary, water damage or fire.
Liability4
Private liability insurance (Particuliere Aansprakelijkheidsverzekering)
Covers policyholders and their family members against liability for damage caused to others.
Private legal expenses insurance (Rechtsbijstandverzekering particulier)
Provides legal advice and assistance for private legal disputes.
Environmental damage insurance (Milieuschadeverzekering)
Covers the statutory remediation costs when a business causes soil or water contamination, including at off-site work locations.
Business legal expenses insurance (Rechtsbijstandverzekering zakelijk)
Provides legal advice and legal aid for business disputes with suppliers, customers or authorities.
Other4
Mobile electronics insurance – basic (Mobiele elektronica basis)
Basic-level cover within the contents policy for smartphones, tablets and other portable electronics.
Mobile electronics insurance – extended (Mobiele elektronica uitgebreid)
Extended cover for mobile electronic devices including additional risks such as accidental damage.
Uit & Thuis package (private insurance package)
A bundled private insurance package combining multiple home and personal covers on one policy sheet and invoice.
GroenLicht Choice Package Business
A modular business insurance package allowing SMEs to combine multiple commercial covers into one convenient policy.
Regulatory updates
In early 2026 it was announced that <cite index="23-1,23-2,23-3">De Goudse Verzekeringen would take over the insurance portfolio of AFOS Zevenwouden U.A. including its authorized agency Noorderlinge verzekeraars, with Zevenwouden and Noorderlinge continuing under the name De Noorderlinge</cite>. The acquisition was subject to approval by regulators including DNB and the AFM, with an intended transfer date of 1 July 2026. The transaction closed as planned: the insurance portfolio of AFOS Zevenwouden U.A. was taken over by Goudse Schadeverzekeringen N.V. as of 1 July 2026, changing the risk carrier of the policies, while premiums, coverage and terms of existing policies remain unchanged. As of 1 September 2026, Janwillem Swart became director of De Noorderlinge, succeeding Bernardo Walta (Director Commerce at De Goudse), who had temporarily held the role; Swart previously worked as Senior Manager Commerce at Nh1816. Zevenwouden's insurer identity (DNB relation number W0174, AFM license 12000489, Kifid registration 200.000111) remains on file as the legacy risk carrier during run-off.
Offer pages
Travel insurance
travel insurance from Zevenwouden for the Netherlands market, with 24/7 assistance.
Last verified Sep 2, 2026