Insurer profile
Benefia Ubezpieczenia Spółka z ograniczoną odpowiedzialnością
Benefia Ubezpieczenia Sp. z o.o. is an insurance distribution company and agent operating in Poland under the Vienna Insurance Group umbrella. It specialises in property and motor insurance sold through non-traditional channels such as vehicle inspection stations, petrol stations, car dealerships, banks and online, with the actual underwriting performed by Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group.
Source- Legal entity
- Benefia Ubezpieczenia Spółka z ograniczoną odpowiedzialnością
- Headquarters
- Warsaw, Poland
- Parent group
- Vienna Insurance Group (VIG)
- Regulator
- Polish Financial Supervision Authority (KNF – Komisja Nadzoru Finansowego)
- Phone
- +48 22 544 14 70
- bok@benefia.pl
- Founded
- 2002
- Last verified
- Aug 18, 2026
Products from Benefia Ubezpieczenia Spółka z ograniczoną odpowiedzialnością
motor
Motor Third Party Liability Insurance (OC)
Mandatory civil liability insurance for motor vehicle owners covering third-party bodily injury and property damage caused by the insured vehicle.
motor
Comprehensive Motor Insurance (AC – Autocasco)
Voluntary comprehensive vehicle insurance covering own damage, theft, fire, natural forces and collision, available in Mini and Full variants.
motor
Personal Accident Insurance for Driver and Passengers (NNW)
Personal accident insurance providing financial protection for the driver and passengers in the event of bodily injury or death resulting from a road accident.
motor
Roadside Assistance Insurance
Roadside assistance coverage providing help in case of vehicle breakdown or accident, including towing, on-site repair, and other emergency services.
financial
GAP Insurance (Guaranteed Asset Protection)
GAP insurance covers the financial shortfall between the vehicle's market value (paid by standard casco) and its original purchase price in the event of total loss or theft.
property
Home and Apartment Insurance
Property insurance for apartments, houses and holiday homes covering fire, flooding, theft and other insured perils, with optional extensions.
property
Building Under Construction Insurance
Insurance for buildings under construction available in two variants, protecting against insured events during the construction of a house, outbuilding or small architecture object.
travel
Travel Insurance (eVoyage)
Travel insurance product eVoyage available in three variants for recreational and business travellers, covering medical expenses abroad, with optional NNW, personal liability and baggage extensions.
liability
Personal Liability Insurance (OC in Private Life)
Personal civil liability insurance covering the insured's legal liability for accidental damage caused to third parties in everyday life.
Regulatory updates
Benefia Ubezpieczenia Sp. z o.o. is registered in the KNF insurance intermediary register and operates under the oversight of the Komisja Nadzoru Finansowego. As of 2025, no specific regulatory sanctions or licence changes specific to Benefia have been publicly announced. The broader Polish insurance market is subject to KNF's 2025 supervisory priorities, including implementation of the DORA regulation on digital operational resilience and the EU Solvency II amendment directive adopted in November 2024, which Poland is currently transposing into national law.
Reputation and reviews
Verified offer pages
Motor casco
Benefia is a motor casco insurance for the Poland market with online purchase and limited assistance availability.
Last verified Aug 19, 2026
Motor third-party liability
Benefia is a motor third-party liability insurance for the Poland market with online purchase and limited assistance availability.
Last verified Aug 19, 2026
Travel insurance
Benefia is a travel insurance for the Poland market with online purchase and 24/7 assistance.
Last verified Aug 19, 2026