Insurer profile
Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group
Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group · Poland
Overview
Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group is one of the most recognized insurance companies in Poland, offering a wide range of products including motor, property, health, life, travel, agricultural and business insurance. It is part of the Austrian Vienna Insurance Group (VIG), a leading insurer in Central and Eastern Europe.
Source20
Products in this market
2
Offer pages
Company details
- Parent group
- Vienna Insurance Group
- Regulator
- Polish Financial Supervision Authority (KNF – Komisja Nadzoru Finansowego)
- Phone
- +48 22 501 61 00
- [email protected]
Products from Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group
Motor7
Motor Third-Party Liability Insurance (OC)
Mandatory third-party liability insurance for motor vehicle owners, covering damage caused to third parties.
Comprehensive Motor Insurance (AC / Autocasco)
Voluntary comprehensive vehicle insurance covering damage, theft, and other incidents to the insured vehicle.
Motor Accident Insurance – Driver and Passengers (NNW Komunikacyjne)
Personal accident insurance for the driver and passengers of the insured vehicle in the event of a road accident.
Motor Assistance
Roadside assistance service covering breakdown, towing, and emergency help in Poland and abroad via the VIG Assistance network.
Motorcycle Insurance (OC/AC Motocykl)
Third-party liability and comprehensive insurance package for motorcycles, including optional cover for gear and accessories.
Personal Transport Device Insurance (UTO – e-scooter, bicycle, etc.)
Combined OC and NNW insurance for users of personal transport devices such as e-scooters, bicycles, skateboards, and segways.
Sports Equipment Insurance (transported by car)
Insurance covering sports equipment transported by car against damage, destruction, and theft, valid in Poland and abroad.
Property6
Apartment Insurance
Comprehensive insurance for apartments covering walls, fixed elements, movable property, electronics, and personal liability.
House Insurance
Insurance for residential houses covering structure, movable contents, electronic equipment, and optional extensions.
Bicycle Insurance
Insurance protecting bicycles (including e-bikes) against theft, robbery, and damage.
Business Insurance (Compensa Firma)
Comprehensive insurance package for small and medium-sized businesses, covering property, liability, and employee accident insurance.
Agricultural Insurance (Compensa Rolnicze)
Insurance package for farmers covering mandatory OC and agricultural buildings, as well as voluntary covers for livestock, farm machinery, and agro-tourism.
Electronic Equipment Insurance for Business
All-risks insurance for electronic equipment used in business operations, covering damage, malfunction, and theft worldwide.
Health4
Private Health Insurance (Compensa Zdrowie)
Private medical care insurance providing access to general practitioners, specialists, diagnostic tests, and outpatient procedures, available in Basic and Comprehensive variants.
MULTI Health Insurance (Compensa MULTI Zdrowie)
Cashless access to healthcare at over 2,500 recommended medical facilities, with fast access to consultations and tests without referrals.
Personal Accident Insurance – School NNW (NNW Szkolne)
Year-round personal accident insurance for children and young people up to 26 years of age, covering the school year and holidays.
Individual Personal Accident Insurance (NNW Indywidualne)
Individual personal accident insurance providing financial protection for adults in the event of an accident causing bodily injury or death.
Liability2
Personal Civil Liability Insurance (OC w życiu prywatnym)
Personal civil liability insurance covering the insured against financial consequences of causing damage to third parties in private life.
Business Civil Liability Insurance (OC firmy)
Civil liability insurance for businesses covering damages caused to third parties in connection with business operations.
Regulatory updates
On 27 April 2026, the Polish Financial Supervision Authority (KNF) issued a decision imposing a monetary penalty of PLN 8.5 million on Compensa TU S.A. Vienna Insurance Group for setting MTPL insurance premiums at a level that did not ensure fulfilment of all insurance obligations and coverage of operating costs in motor third-party liability insurance (Group 10) for the years 2022–2024, in violation of Article 33(2) of the Insurance and Reinsurance Activity Act of 11 September 2015. The decision is not yet final.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Compensa for the Poland market, with online purchase and 24/7 assistance.
Last verified Aug 18, 2026
Travel insurance
travel insurance from Compensa for the Poland market, with online purchase and 24/7 assistance.
Last verified Aug 18, 2026